{"schema_version":"legis-intel-library-graph/1","record_id":"pk-code-8bcb3a37d7e109e2","facsimile_relationships":[],"coverage":{"record_id":"pk-code-8bcb3a37d7e109e2","outbound":["citation-d41707cd1da7d7eea84f","citation-ecd36f1cde0bff8fdd72","citation-3bf3869c00ac5c049775","citation-ba3fae6af6e073e07a40","citation-fb48cb664cb46a4f8c0b","citation-651bc8d7f0827c6bbb41","citation-e769521b51d4b8af6072","citation-7d9228d59f1868e971e6","citation-21a31e065c4751f904f0","citation-9e19f98f2af72c7ec5d3","citation-dae4e619ce168c3b7bd3"],"inbound":[],"internal":["internal-8a07110e91c237e38dd3","internal-95ad5c2f74ed271f80f8","internal-b66db2b763713702a0f5","internal-3185c51a0c15871a9c8b","internal-05e423879eee8e279799","internal-ef29c9310b26607f3b98","internal-1737204c01d3415f2fca","internal-8c4f854b655fee4705a5","internal-75a3b07cf8eeaa1be681","internal-f73391970a8f5769a015","internal-4bcf4545c77d6aea4778","internal-fa055488a9d9094b61c9","internal-16dc61672fc0fc69f3eb","internal-99563f6a7133a32f956e","internal-0c42feef598353c16e35","internal-cdbec4340476ffec8eb1","internal-225e3d98dd23a5529eac","internal-0195429181445e3d7ca5","internal-1e366e392e3ce72a7e53","internal-8be95a4dcf603d4f8ba1","internal-beb995487a79792bc590","internal-ca02e71cf5ffd8cadbda","internal-757c3a4f2d5cf5c85f8a"],"external_outgoing":["external-988f2d2b4323c7db8323","external-f95cb0a22562a46272ae","external-084f32862c8f4fedd8c8","external-75c45410fead60a7573d"],"external_incoming":[],"unresolved":["unresolved-c5fc3dac337426c81c9f","unresolved-e524ac5526b91908dac2","external-f95cb0a22562a46272ae","external-75c45410fead60a7573d"],"status":"source_citations_examined","resolved_outbound":11,"resolved_internal":23},"citations":[{"id":"citation-d41707cd1da7d7eea84f","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-7110a61fd83bfee3","target_candidates":["pk-code-7110a61fd83bfee3"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":5254,"character_end":5289,"quote":"Banking \r\nCompanies Ordinance, 1962","quote_sha256":"5989cd7e1dce1ec16d6783787a343e3ff90c37686224996128ac07a50e49690d","reader_fragment":"p-3547-5308-690856b2b69ac640","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-3547-5308-690856b2b69ac640","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":5084,"character_end":5519,"quote":" a Financial \r\nInstitution operating any ATM at which consumers initiate Electronic Fund \r\nTransfers; \r\n(h) “Bank” means a banking company as defined in section 5 of the Banking \r\nCompanies Ordinance, 1962 (LVII of 1962); \r\n(i) “Book Entry Government Securities” means any securities issued by the \r\nGovernment under any written law transferable by a book­entry on a register or \r\notherwise; \r\n(j) “Business Day” means any day on which","quote_sha256":"8da1b77881636c3a9d9628c794cecb05db5541e7fb7716ae11167b0c37270235","reader_fragment":"p-3547-5308-690856b2b69ac640","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-3547-5308-690856b2b69ac640","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-ecd36f1cde0bff8fdd72","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-a6bc4c3c47369d16","target_candidates":["pk-code-a6bc4c3c47369d16"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":6966,"character_end":7007,"quote":"Electronic \r\nTransactions Ordinance, 2002","quote_sha256":"b0657258cf3bc9c16647cbfcbbca95b3e2ae86221ec540ed06dd2c7152a3f530","reader_fragment":"p-5308-7103-24c6631b3bdb4ab9","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-5308-7103-24c6631b3bdb4ab9","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":6796,"character_end":7237,"quote":"ed by the \r\nState Bank under section 4 to be a Designated Payment System for the purposes \r\nof this Act; \r\n(r) “Electronic” has the same meaning as assigned to it by the Electronic \r\nTransactions Ordinance, 2002 (LI of 2002); \r\n(s) “Electronic Fund or Electronic Money” means money transferred through an \r\nElectronic Terminal, ATM, telephone instrument, computer, magnetic medium \r\nor any other electronic device so as to order, instruct  o","quote_sha256":"51ba5a202bd6c1b7b0795eec8fc513bbf29b7bca4a4d7e9fb4593a2ee880b829","reader_fragment":"p-5308-7103-24c6631b3bdb4ab9","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-5308-7103-24c6631b3bdb4ab9","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-3bf3869c00ac5c049775","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-4218c86bbb52555a","target_candidates":["pk-code-4218c86bbb52555a"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":8752,"character_end":8815,"quote":"Financial \r\nInstitutions (Recovery of Finances) Ordinance, 2001","quote_sha256":"c6ede1ced5cb34a404c7523b7854901962cbaf55cde480d4255476be26138fb7","reader_fragment":"p-7103-8836-23294bf0cc869310","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-7103-8836-23294bf0cc869310","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":8582,"character_end":9045,"quote":"erated by a consu mer, \r\nthrough which a consumer may initiate an Electronic Fund Transfer; \r\n(x) “Financial Institution” means a financial institution as defined in the Financial \r\nInstitutions (Recovery of Finances) Ordinance, 2001(XLVI of 2001) and \r\nincludes a banking company o r any other Electronic Money Institution or \r\nperson, authorized by the State Bank in this behalf, that directly or indirectly \r\nholds an account belonging to a consumer; \r\n(y) “Go","quote_sha256":"fb6ac8ae52073b32b04f2ef9c0568346a3c5c635a0ae8989d6dcaaba9161f26d","reader_fragment":"p-7103-8836-23294bf0cc869310","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-7103-8836-23294bf0cc869310","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-ba3fae6af6e073e07a40","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-a6bc4c3c47369d16","target_candidates":["pk-code-a6bc4c3c47369d16"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":16931,"character_end":16972,"quote":"Electronic \r\nTransactions Ordinance, 2002","quote_sha256":"b0657258cf3bc9c16647cbfcbbca95b3e2ae86221ec540ed06dd2c7152a3f530","reader_fragment":"p-15950-17673-7c8879bd80d1b18c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-15950-17673-7c8879bd80d1b18c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":16761,"character_end":17202,"quote":"ng funds transfer facility shall be required to retain complete record of \r\nelectronic transactions in electronic form in the same manner as provided in section 6 of the Electronic \r\nTransactions Ordinance, 2002 (LI of 2002) for a period as may be determined by the State Bank. \r\n8. Disqualification of Staff.__ (1) No person shall be appointed to serve in any capacity \r\nby an operator of a Designated Payment System if – \r\n(i) such person ","quote_sha256":"917f7cff7a7c5648b85b172a29be7579bed98b87c1b7177353f9cd35b0903dfd","reader_fragment":"p-15950-17673-7c8879bd80d1b18c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-15950-17673-7c8879bd80d1b18c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-fb48cb664cb46a4f8c0b","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-e3884ce88311e7a9","target_candidates":["pk-code-e3884ce88311e7a9"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":23495,"character_end":23527,"quote":"Negotiable Instruments Act, 1881","quote_sha256":"1c9bb4f2634ebb74e0b2bc8d9d71595e01994296fdd59f43045c09f00662fa37","reader_fragment":"p-22961-24687-60bd0b26f5ea4ac6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-22961-24687-60bd0b26f5ea4ac6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":23325,"character_end":23757,"quote":"ted by this Act, are \r\nmade applicable to such Persons and services. \r\n17. Payment by Truncated Cheque. __ (1) Notwithstanding anything to the contrary \r\nprovided in the Negotiable Instruments Act, 1881 (XXVI of 1881), or any other law, for the time being \r\nin force, Electronic Fund Transfers may be initiated by an Authorized Party by means of a truncated \r\ncheque. \r\n(2) In case, any transfer of funds takes place in the manner a","quote_sha256":"cbc31cb270719ea8d77c51062fa4e427b73cbfd468ffa481cc54c337e74e97b6","reader_fragment":"p-22961-24687-60bd0b26f5ea4ac6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-22961-24687-60bd0b26f5ea4ac6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-651bc8d7f0827c6bbb41","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-03404b539b9d2a9b","target_candidates":["pk-code-03404b539b9d2a9b"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":57910,"character_end":57941,"quote":"Code of Criminal Procedure,1898","quote_sha256":"57b14db670080de16a303a516e85d350e7260d771c2e16c53f0ae906daf4d6bc","reader_fragment":"p-56196-57961-7ddc908906b1d6a1","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-56196-57961-7ddc908906b1d6a1","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":57740,"character_end":58171,"quote":"ng to commission of an offence under this \r\nAct shall be recorded in writ ing by an officer­in­charge of a police station, generally empowered in \r\nthis behalf under the Code of Criminal Procedure,1898 (Act V of 1898). \r\n(2) Investigation of offences committed under this Act shall be carried out by an \r\nofficer­in­charge of the police station empowered under the Code of Criminal Procedure, 1898 (Act V \r\nof 1898) to exercise suc","quote_sha256":"b33c6ded15a62c6289f88c86076cea42a4d84c77fba858da7c38e8a083cc24fc","reader_fragment":"p-56196-57961-7ddc908906b1d6a1","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-56196-57961-7ddc908906b1d6a1","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-e769521b51d4b8af6072","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-03404b539b9d2a9b","target_candidates":["pk-code-03404b539b9d2a9b"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":58105,"character_end":58137,"quote":"Code of Criminal Procedure, 1898","quote_sha256":"1b01da182620115af0c42f15cc33535b3a5eaff42074da14748f6dac5a71df5b","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":57935,"character_end":58367,"quote":"e,1898 (Act V of 1898). \r\n(2) Investigation of offences committed under this Act shall be carried out by an \r\nofficer­in­charge of the police station empowered under the Code of Criminal Procedure, 1898 (Act V \r\nof 1898) to exercise such powers, including power to examine witnesses, to arrest any person or to \r\nseize any document or thing or search any place, and do all other acts or things necessa ry for such \r\npurpose: \r\nProvi","quote_sha256":"7b808eeddeb7e84154818d19c6af1d1cfdde6cc53cd740ecf5b3420442872d86","reader_fragment":"p-56196-57961-7ddc908906b1d6a1","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-56196-57961-7ddc908906b1d6a1","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-7d9228d59f1868e971e6","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-03404b539b9d2a9b","target_candidates":["pk-code-03404b539b9d2a9b"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":58612,"character_end":58643,"quote":"Code of Criminal Procedure 1898","quote_sha256":"8d8e013063c1bc56c0ce2d3009435c9ac98a21d8b172e0daae7246086d5697e3","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":58442,"character_end":58873,"quote":"of any document \r\nor record of a financial or Electronic Money Institution as is provided in respect of documents in \r\ncustody of a Bank or a banker in section 94 of the Code of Criminal Procedure 1898 (Act V of 1898). \r\n63. Trial of Offence.—(1) Notwithstanding anything to the contrary provided by any other \r\nlaw for the time being in force, offences provided for in Chapter IX of this Act shall be tried by the \r\nCourt of Sessi","quote_sha256":"61595e1892ea42049942e2d6413e95befab75193ee00c289f7a6ce71519bb91d","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-21a31e065c4751f904f0","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-03404b539b9d2a9b","target_candidates":["pk-code-03404b539b9d2a9b"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":59005,"character_end":59036,"quote":"Code of Criminal Procedure,1898","quote_sha256":"57b14db670080de16a303a516e85d350e7260d771c2e16c53f0ae906daf4d6bc","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":58835,"character_end":59266,"quote":"shall be tried by the \r\nCourt of Sessions, having territorial jurisdiction in the case, which shall observe the same procedure \r\nas provided for trial of offences by the Code of Criminal Procedure,1898 (Act V of 1898). \r\n(2) Cognizance shall be taken by the court upon a report of facts made in writing by a police \r\nofficer or upon receiving a complaint of facts which constitute the offence. \r\n(3) In case of a complaint, the cou","quote_sha256":"cba378b8d3c567188fa6f55d2655516bad12c87ed75b88b9b23c19c2dce7e1ce","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-9e19f98f2af72c7ec5d3","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-03404b539b9d2a9b","target_candidates":["pk-code-03404b539b9d2a9b"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":59933,"character_end":59967,"quote":"Code \r\nof Criminal Procedure, 1898","quote_sha256":"368a5c3250a4a6e71cc453cebc3b1b6a73accee6c31f50e1fbfca99a230f3ead","reader_fragment":"p-59756-61533-47efe812fa7f2b14","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-59756-61533-47efe812fa7f2b14","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":59763,"character_end":60197,"quote":" or events within the territorial jurisdiction of Pakistan. \r\n \r\n \r\nPage 24 of 25 \r\n \r\n65. Offences to be non­cognizable etc.  Notwithstanding anything contained in t he Code \r\nof Criminal Procedure, 1898 (Act V of 1898), all offences under this Act are bailable, non­cognizable \r\nand compoundable with the permission of the court. \r\n66. Procedure.—(1) Notwithstanding anything to the contrary provided in this Act or any \r\nother law ","quote_sha256":"5ca74822a99685f6da6a1ef666121a783106a3bc628aac66765afb1ab1531baa","reader_fragment":"p-59756-61533-47efe812fa7f2b14","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-59756-61533-47efe812fa7f2b14","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-dae4e619ce168c3b7bd3","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-03404b539b9d2a9b","target_candidates":["pk-code-03404b539b9d2a9b"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":61087,"character_end":61119,"quote":"Code of Criminal Procedure, 1898","quote_sha256":"1b01da182620115af0c42f15cc33535b3a5eaff42074da14748f6dac5a71df5b","reader_fragment":"p-59756-61533-47efe812fa7f2b14","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-59756-61533-47efe812fa7f2b14","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":60917,"character_end":61349,"quote":"offence and start proceedings on the basis of a memorandum of allegations \r\nplaced on record by an officer of State Bank. \r\n(2) Notwithstanding anything contained in the Code of Criminal Procedure, 1898 (Act V of \r\n1898), the personal attendance of the complainant before the Court or authority trying the offence shall \r\nnot be necessary unless the Court, for reasons to be recorded, requires his personal attendance  at the \r\ntria","quote_sha256":"24a6da8a0a25d43c6e385699f5bf666623ef13d0aefdbb3f98f5e845677f7ce2","reader_fragment":"p-59756-61533-47efe812fa7f2b14","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-59756-61533-47efe812fa7f2b14","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}}],"incoming":[],"internal_references":[{"id":"internal-8a07110e91c237e38dd3","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"12","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":19553,"character_end":19873,"quote":"12. Designation of Payment Instrument.__ (1) Where the State Bank is of the opinion that  \r\n(i) a Payment Instrument is or may be in widespread use as a means of making \r\npayment and may affect the Payment Systems of Pakistan; and \r\n(ii) it is necessary to protect the interest of the public or it is n ecessary to maint","quote_sha256":"ca9f1242fc55930d2df644c9e66d5e70bfee4dc5a96b6b2cec74bd83891be5cd","reader_fragment":"p-19452-21217-dacb34c6fc171cef","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-19452-21217-dacb34c6fc171cef","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-12-19553","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":6719,"character_end":6729,"quote":"section 12","quote_sha256":"e4b869cb69b403d5a2bc605acb922cd43a6dbe77a7785efb3166364a3b2917dc","reader_fragment":"p-5308-7103-24c6631b3bdb4ab9","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-5308-7103-24c6631b3bdb4ab9","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":6549,"character_end":6959,"quote":"n may \r\ninitiate an Electronic Fund Transfer; \r\n(p) “Designated Payment Instrument” means a Payment Instrument designated by \r\nthe State Bank as Payment Instrument under section 12. \r\n(q) “Designated Payment System” means a Payment System designated by the \r\nState Bank under section 4 to be a Designated Payment System for the purposes \r\nof this Act; \r\n(r) “Electronic” has the same meaning as assigned to it ","quote_sha256":"2d547e764ec4adcccf0876080eb0c5176638f65717074ed2ca67aaa7f8ee1c6b","reader_fragment":"p-5308-7103-24c6631b3bdb4ab9","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-5308-7103-24c6631b3bdb4ab9","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-95ad5c2f74ed271f80f8","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"4","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":13624,"character_end":13944,"quote":"4. Designation of Payment System.__ (1) The State Bank may, if it finds it to be necessary \r\nin the public interest, by a written order designate a Payment System a Designated Payment System. \r\n(2) The State Bank may, in considering whether to designate a Payment  System as a \r\nDesignated Payment System, inspect the pr","quote_sha256":"892a914a78d3063e5efabe5d4bd723dd219c085c8a8d4b59478f5487279673b5","reader_fragment":"p-12392-14162-671486c79cb7b67e","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-12392-14162-671486c79cb7b67e","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-4-13624","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":6825,"character_end":6834,"quote":"section 4","quote_sha256":"392b19828a456086a6d00e4d652e3b61060182cd3780011632e1cdd9fc2c77ff","reader_fragment":"p-5308-7103-24c6631b3bdb4ab9","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-5308-7103-24c6631b3bdb4ab9","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":6655,"character_end":7064,"quote":"ment designated by \r\nthe State Bank as Payment Instrument under section 12. \r\n(q) “Designated Payment System” means a Payment System designated by the \r\nState Bank under section 4 to be a Designated Payment System for the purposes \r\nof this Act; \r\n(r) “Electronic” has the same meaning as assigned to it by the Electronic \r\nTransactions Ordinance, 2002 (LI of 2002); \r\n(s) “Electronic Fund or Electronic Money","quote_sha256":"e7ec2273838c1538fdb8bc9ad3e89d33e393f1ba143986528130345321e31f86","reader_fragment":"p-5308-7103-24c6631b3bdb4ab9","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-5308-7103-24c6631b3bdb4ab9","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-b66db2b763713702a0f5","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"8","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":17041,"character_end":17361,"quote":"8. Disqualification of Staff.__ (1) No person shall be appointed to serve in any capacity \r\nby an operator of a Designated Payment System if – \r\n(i) such person has been adjudged a bankrupt, or has suspended payments, or has \r\ncompounded a debt with his creditors, whether in or outside Pakistan, within \r\nten years prio","quote_sha256":"041c8492e9594cb8dddaebce0183ca982cc7d3923167de54ee6251f771da04ca","reader_fragment":"p-15950-17673-7c8879bd80d1b18c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-15950-17673-7c8879bd80d1b18c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-8-17041","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":18353,"character_end":18362,"quote":"section 8","quote_sha256":"dbd4926edb8d6b11a4d1dc7b4fac29d322802053997a2301f605d72e6d15ba31","reader_fragment":"p-17673-19452-17d15bed738b73f0","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-17673-19452-17d15bed738b73f0","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":18183,"character_end":18592,"quote":"diately cease to hold office; and \r\n(ii) the operator of the Designated payment System shall immediately terminate his \r\nappointment. \r\n(2) Any person disqualified under section 8, notwithstanding any contract of service, shall \r\nnot be entitled to claim any compensation for his loss of office or termination of appointment. \r\n10. Governance Arrangements. __ The operator of a Designated Payment System shall","quote_sha256":"a954e38220fc2b006c8637ee5041a8ac8c8523e67a83311d4e4da4402b3f39b8","reader_fragment":"p-17673-19452-17d15bed738b73f0","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-17673-19452-17d15bed738b73f0","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-3185c51a0c15871a9c8b","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"13","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":20275,"character_end":20595,"quote":"13. Issuing of Designated Payment Instruments. __ (1) No person shall be issued a \r\n \r\nPage 11 of 25 \r\n \r\nDesignated Payment Instrument unless the issuer has – \r\n(i) complied with the requirements of this Act; \r\n(ii) submitted to the State Bank the documents and information as may be \r\nprescribed thereby; \r\n(iii) paid ","quote_sha256":"093c1084d3b6873ac0c8405098bbf3c532c58db2cca5f953ff50e6732dc37bc3","reader_fragment":"p-19452-21217-dacb34c6fc171cef","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-19452-21217-dacb34c6fc171cef","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-13-20275","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":20210,"character_end":20220,"quote":"section 13","quote_sha256":"50c92c2f0fc37afc48af1a6a3279c607c7d6468f32e5617678a43d958b50b851","reader_fragment":"p-19452-21217-dacb34c6fc171cef","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-19452-21217-dacb34c6fc171cef","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":20040,"character_end":20450,"quote":"2) Where a Payment Instrument is prescribed as a Designated Payment Instrument , the \r\nissuer of such Designated Payment Instrument shall comply with the requirements of section 13 within \r\nsuch period as the State Bank may specify. \r\n13. Issuing of Designated Payment Instruments. __ (1) No person shall be issued a \r\n \r\nPage 11 of 25 \r\n \r\nDesignated Payment Instrument unless the issuer has – \r\n(i) complied ","quote_sha256":"61310b1d671a68c304670a4fbee87db393d892299fa05a7cc533f734b844c1fd","reader_fragment":"p-19452-21217-dacb34c6fc171cef","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-19452-21217-dacb34c6fc171cef","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-05e423879eee8e279799","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"29","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":30491,"character_end":30811,"quote":"29. Requirement of Notice.__ (1) The instructions issued by the State Bank under section \r\n3 shall require any ATM Operator or any other Service Provider who imposes a fee on any consumer \r\nfor providing services to such consumer, to provide notice in accordance with sub­sections (2) and (3) \r\nto the consumer of the fa","quote_sha256":"cda7a94002b522e3ba93f65f6e377f9766e82cf036674bcee5bf180f2f273e8e","reader_fragment":"p-29951-31739-e958f847b5af127c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-29951-31739-e958f847b5af127c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-29-30491","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":29582,"character_end":29592,"quote":"section 29","quote_sha256":"cf05c133f2968096b899cc6fc29aa9f7f22ad3898c0a4a147236fafc44382a65","reader_fragment":"p-28225-29951-c0c13285e2c15ea5","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-28225-29951-c0c13285e2c15ea5","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":29412,"character_end":29822,"quote":"e Bank may issue model clauses for use by the \r\nFinancial Institutions and Authorized Parties to facilitate compliance with the disclosure requirements \r\nas specified in section 29 and to aid consumers in understanding the rights and responsibilities of \r\nparticipants in Electronic Fund Transfers by utilizing readily understandable language. \r\n27. Modification of Requirements. __ Instructions issued by the ","quote_sha256":"ee5a60ffc07ffc561a05dfd913813ce1ea508c0771ccf20d57151fa1f8dcee8a","reader_fragment":"p-28225-29951-c0c13285e2c15ea5","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-28225-29951-c0c13285e2c15ea5","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-ef29c9310b26607f3b98","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"26","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":29369,"character_end":29689,"quote":"26. Issuance  of Model  Clauses.__ The State Bank may issue model clauses for use by the \r\nFinancial Institutions and Authorized Parties to facilitate compliance with the disclosure requirements \r\nas specified in section 29 and to aid consumers in understanding the rights and responsibilities of \r\nparticipants in Elect","quote_sha256":"b56e6fabd2c3bd192c5e86146d58c11259e942be28d3e374d09c5887516ed775","reader_fragment":"p-28225-29951-c0c13285e2c15ea5","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-28225-29951-c0c13285e2c15ea5","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-26-29369","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":30385,"character_end":30395,"quote":"section 26","quote_sha256":"0bbd0752a8b03104152794c5f1de2e8d3ea8ad4a65eea77b3ef966b89e920a2f","reader_fragment":"p-29951-31739-e958f847b5af127c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-29951-31739-e958f847b5af127c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":30215,"character_end":30625,"quote":"n Financial Institutions. __ The State Bank shall \r\ndetermine, which provisions of this Act, subject to any modifications, adjustments or exceptions as \r\nprovided for in section 26, shall apply to a person other than a Financial Institution, holding a \r\nConsumer’s Account. \r\n29. Requirement of Notice.__ (1) The instructions issued by the State Bank under section \r\n3 shall require any ATM Operator or any oth","quote_sha256":"33d63257cda912e9c07b3fd81474051ae50566fea41be59658ee402bb6d6e0af","reader_fragment":"p-29951-31739-e958f847b5af127c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-29951-31739-e958f847b5af127c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-1737204c01d3415f2fca","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"3","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":11785,"character_end":12105,"quote":"3. Powers of the State Bank.__ (1) The State Bank may, generally in respect of this Act, \r\nor in respect of any particular provision of this Act, or generally in respect of payment systems, the \r\nconduct of all or any of the Service Providers, Oper ators of Payment Systems or issuers of Payment \r\nInstruments, issue suc","quote_sha256":"3c10d1312666b1a2529b8e8fa6c612a3004ffb04b2b7400442caed2efdc3ae8b","reader_fragment":"p-10594-12392-4d30dba29fe978c6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-10594-12392-4d30dba29fe978c6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-3-11785","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":30572,"character_end":30583,"quote":"section \r\n3","quote_sha256":"407cb212f5fc111239e1232b8349e58ba2a719aa7d6ab9532cdecb4ebea20127","reader_fragment":"p-29951-31739-e958f847b5af127c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-29951-31739-e958f847b5af127c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":30402,"character_end":30813,"quote":" apply to a person other than a Financial Institution, holding a \r\nConsumer’s Account. \r\n29. Requirement of Notice.__ (1) The instructions issued by the State Bank under section \r\n3 shall require any ATM Operator or any other Service Provider who imposes a fee on any consumer \r\nfor providing services to such consumer, to provide notice in accordance with sub­sections (2) and (3) \r\nto the consumer of the fact","quote_sha256":"f122a4a3dc5b3558b451a63168d0707f994bc199648d5693482429c371c2ec35","reader_fragment":"p-29951-31739-e958f847b5af127c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-29951-31739-e958f847b5af127c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-8c4f854b655fee4705a5","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"29","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":30491,"character_end":30811,"quote":"29. Requirement of Notice.__ (1) The instructions issued by the State Bank under section \r\n3 shall require any ATM Operator or any other Service Provider who imposes a fee on any consumer \r\nfor providing services to such consumer, to provide notice in accordance with sub­sections (2) and (3) \r\nto the consumer of the fa","quote_sha256":"cda7a94002b522e3ba93f65f6e377f9766e82cf036674bcee5bf180f2f273e8e","reader_fragment":"p-29951-31739-e958f847b5af127c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-29951-31739-e958f847b5af127c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-29-30491","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":33335,"character_end":33345,"quote":"section 29","quote_sha256":"cf05c133f2968096b899cc6fc29aa9f7f22ad3898c0a4a147236fafc44382a65","reader_fragment":"p-31739-33517-a5e4df6e3ee86795","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-31739-33517-a5e4df6e3ee86795","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":33165,"character_end":33575,"quote":"ectronic Fund \r\nTransfer and the procedure to initiate such a stop payment order; \r\n(vi) the Consumer’s right to receive information of Electronic Fund Transfers under \r\nsection 29; \r\n(vii) a s ummary, in a form Prescribed by the State Bank, of the error resolution \r\nprovisions of section 36 which, the Financial Institutions, Authorized Parties or \r\nOperators shall be required to transmit at least once per ","quote_sha256":"d2e1dd06fca93756d93eae7de3c3dbfd334c235ee1759bd6d2db247165f4566c","reader_fragment":"p-31739-33517-a5e4df6e3ee86795","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-31739-33517-a5e4df6e3ee86795","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-75a3b07cf8eeaa1be681","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"36","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":37501,"character_end":37821,"quote":"36. Notification of error.__ (1) In this section, the following shall be construed as error, \r\nnamely__ \r\n(i) an unauthorized Electronic Fund Transfer; \r\n(ii) an incorrect Electronic Fund Transfer to or from the Consumer’s Account; \r\n(iii) the omission of an Electronic Fund Transfer from a periodic statement; \r\n(iv) a ","quote_sha256":"e2c9437ef9c68d2b43a8e90004f7fa91fa9599e48e7694d2cadc1e5c8b1a727f","reader_fragment":"p-37039-38797-7f796f4358a6439f","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-37039-38797-7f796f4358a6439f","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-36-37501","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":33447,"character_end":33457,"quote":"section 36","quote_sha256":"c5fee9ac8b0a1fc2928b8a6421750801a53651dacfe837da39180b529d3b71c6","reader_fragment":"p-31739-33517-a5e4df6e3ee86795","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-31739-33517-a5e4df6e3ee86795","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":33277,"character_end":33687,"quote":" receive information of Electronic Fund Transfers under \r\nsection 29; \r\n(vii) a s ummary, in a form Prescribed by the State Bank, of the error resolution \r\nprovisions of section 36 which, the Financial Institutions, Authorized Parties or \r\nOperators shall be required to transmit at least once per calendar year; \r\n(viii) the Financial Institut ion’s, Authorized Party ’s or Operator ’s liability to the \r\nCons","quote_sha256":"bcd616389411959b21435e036359954c81b4729794fe74522ac08118a30715f7","reader_fragment":"p-31739-33517-a5e4df6e3ee86795","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-31739-33517-a5e4df6e3ee86795","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-f73391970a8f5769a015","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"29","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":30491,"character_end":30811,"quote":"29. Requirement of Notice.__ (1) The instructions issued by the State Bank under section \r\n3 shall require any ATM Operator or any other Service Provider who imposes a fee on any consumer \r\nfor providing services to such consumer, to provide notice in accordance with sub­sections (2) and (3) \r\nto the consumer of the fa","quote_sha256":"cda7a94002b522e3ba93f65f6e377f9766e82cf036674bcee5bf180f2f273e8e","reader_fragment":"p-29951-31739-e958f847b5af127c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-29951-31739-e958f847b5af127c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-29-30491","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":34608,"character_end":34618,"quote":"section 29","quote_sha256":"cf05c133f2968096b899cc6fc29aa9f7f22ad3898c0a4a147236fafc44382a65","reader_fragment":"p-33517-35253-3db7dd5674145d26","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-33517-35253-3db7dd5674145d26","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":34438,"character_end":34848,"quote":"wenty-one days prior to the effective date of any material change in any term or \r\ncondition of the Consumer ’s Account required to be disclosed under sub­section (1) of section 29, \r\nunless such change is immediately necessary to maintain or restore the security of an Electronic Fund \r\nTransfer system or a Consumer’s Account. \r\n(2) Financial Institution shall be required to make a subsequent notification, ","quote_sha256":"93dcf6b6a62980ada5453498448ff39c481daafb7e4c4265fc7af65b2a0c1a7a","reader_fragment":"p-33517-35253-3db7dd5674145d26","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-33517-35253-3db7dd5674145d26","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-4bcf4545c77d6aea4778","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"31","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":34197,"character_end":34517,"quote":"31. Notification of Changes. __ (1) A Financial Institution or any other Authorized party, \r\nshall notify a Consumer in writing or such other means as may be prescribed by the  State Bank from \r\n \r\nPage 16 of 25 \r\n \r\ntime to time, at least twenty-one days prior to the effective date of any material change in any term o","quote_sha256":"19ffac6fec33f6d394fe05658d6dff902cb2b1e5113b4aa1d557e8d4a1aa4002","reader_fragment":"p-33517-35253-3db7dd5674145d26","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-33517-35253-3db7dd5674145d26","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-31-34197","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":36868,"character_end":36878,"quote":"section 31","quote_sha256":"605372723de9524e080050bb70181aecea1a034277c97fb63a8efd84d1a9a821","reader_fragment":"p-35253-37039-c9fd5a6fd78b008e","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-35253-37039-c9fd5a6fd78b008e","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":36698,"character_end":37108,"quote":"tice of account error from the Consumer. \r\n34. Documentation as Evidence.__ In any action involving a Consumer or any Participant, \r\nany documentation required by either section 31 or 32 of this Act to be given to the Consumer, which \r\nindicates that an Electronic Fund Transfer was made to another Person, shall be admissible as evidence \r\nof such transfer and shall constitute prima facie proof that such tra","quote_sha256":"e3097641def6fbbf4eb07e6541374384cfa9a5c01cfd227165e66fd4bc9f0854","reader_fragment":"p-35253-37039-c9fd5a6fd78b008e","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-35253-37039-c9fd5a6fd78b008e","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-fa055488a9d9094b61c9","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"37","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":38860,"character_end":39180,"quote":"37. Correcting Error.__ If the Financial Institution or Authorized Party determines that an \r\nerror did occur, it shall promptly, and in no event later than one Business Day after such determination, \r\ncorrect the error, including the crediting of a Consumer’s Account with mark up where applicable: \r\nProvided that such","quote_sha256":"cb36ebe85931e2e64bd91d4f57de3fac485388c9e14fe480296dc5a18ede34ae","reader_fragment":"p-38797-40531-9d1bf03187e3c380","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-38797-40531-9d1bf03187e3c380","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-37-38860","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":38639,"character_end":38649,"quote":"section 37","quote_sha256":"6088b00d94c1737f210c528a50f5935dcb09aed43be12c40fd44aca4a61f741d","reader_fragment":"p-37039-38797-7f796f4358a6439f","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-37039-38797-7f796f4358a6439f","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":38469,"character_end":38879,"quote":"oral notification of error. \r\n(4) A Financial Institution or Authorized Party shall not be liable to credit a Consumer ’s \r\nAccount in accordan ce with the provisions of section 37 in case no error is found pursuant to \r\ninvestigation under sub­section (2) and or the written confirmation required by it is not received by it \r\nwithin the ten days period, provided for in sub­section (3). \r\n37. Correcting Erro","quote_sha256":"a0ef0c52e45cbcd4cfd38c02ecc2f6efa373c34eb52dfeda9ab5110a408bbc77","reader_fragment":"p-37039-38797-7f796f4358a6439f","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-37039-38797-7f796f4358a6439f","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-16dc61672fc0fc69f3eb","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"50","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":47744,"character_end":48064,"quote":"50. Damages. __ Except as otherwise provided by this section or the provisions of this Act, \r\nany person who fails to comply with any provision of this Act with respect to any other person, except \r\nfor an error resolved in accordance with the provisions of this Act, shall, upon an action brought before \r\na court, be l","quote_sha256":"cd4fe1dd0bf58a0176c693c48aeb3c982eb163e0aa87bda8060e4a47b7f1f31f","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-50-47744","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":39844,"character_end":39854,"quote":"section 50","quote_sha256":"12bd006f0158bd8c1053da0b439df167471e4d5fbe0b05fdb29b77a5b0308608","reader_fragment":"p-38797-40531-9d1bf03187e3c380","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-38797-40531-9d1bf03187e3c380","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":39674,"character_end":40084,"quote":"nts which the Financial \r\nInstitution or the Authorized Party relied on to conclude that such error did not occur. \r\n39. Triple Damages.__ (1) If in any case filed under section 50 of this Act, the court finds \r\nthat a Financial Institution and/or an Authorized Party is guilty of the commission of any act, provided \r\nfor in sub­section (2) or (3) of this section, the Financial Institution, shall in addition","quote_sha256":"1a700f2b9188752109dd1a4cd38883b145a573312f663c7659902ac96491fa25","reader_fragment":"p-38797-40531-9d1bf03187e3c380","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-38797-40531-9d1bf03187e3c380","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-99563f6a7133a32f956e","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"37","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":38860,"character_end":39180,"quote":"37. Correcting Error.__ If the Financial Institution or Authorized Party determines that an \r\nerror did occur, it shall promptly, and in no event later than one Business Day after such determination, \r\ncorrect the error, including the crediting of a Consumer’s Account with mark up where applicable: \r\nProvided that such","quote_sha256":"cb36ebe85931e2e64bd91d4f57de3fac485388c9e14fe480296dc5a18ede34ae","reader_fragment":"p-38797-40531-9d1bf03187e3c380","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-38797-40531-9d1bf03187e3c380","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-37-38860","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":40440,"character_end":40450,"quote":"section 37","quote_sha256":"6088b00d94c1737f210c528a50f5935dcb09aed43be12c40fd44aca4a61f741d","reader_fragment":"p-38797-40531-9d1bf03187e3c380","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-38797-40531-9d1bf03187e3c380","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":40270,"character_end":40680,"quote":"uthorized Party shall be liable to pay damages, \r\nprovided for in sub­section (1), if it did not re­credit a Consumer’s Account within the ten days period \r\nspecified in section 37 and the Financial Institution and or the Authorized Party did not make a good \r\nfaith investigation of the alleged error or it did not have reasonable basis for believing that the \r\nConsumer’s Account was not in error. \r\n (3) The","quote_sha256":"f71d8f7379f4eb4d7b37c0f61ee5c88accb8708fc42e0688117a8e91976ae054","reader_fragment":"p-38797-40531-9d1bf03187e3c380","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-38797-40531-9d1bf03187e3c380","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-0c42feef598353c16e35","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"44","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":44240,"character_end":44560,"quote":"44. Force Majeure. __ A Financial Institution, an Auth orized Party, Operator or a \r\nParticipant shall not be liable under clauses (i) and (ii) of section 43 if it shows by a preponderance of \r\nevidence that its action or failure to act resulted from— \r\n(i) force majeure or other circumstance beyond its control, tha t ","quote_sha256":"7cbd13c75674c6f57299803d576bfa19d8a4d756a10a94f88e8c4a55292612c1","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-44-44240","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":42937,"character_end":42947,"quote":"section 44","quote_sha256":"5a3558b07dacb947405c6263b499fa4c8dddacb6039797b2511845ad3fc7de4a","reader_fragment":"p-42288-44020-b44dcc65b7dee40e","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-42288-44020-b44dcc65b7dee40e","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":42767,"character_end":43177,"quote":"e Consumer’s Financial \r\nInstitution or Authorized Party. \r\n43. Liability of Financial Institutions/Authorized Parties.— Subject to what is provided \r\nin this section or section 44, a Financial Institution or the Authorized Party shall be liable to a consumer \r\nfor all damages proximately caused by— \r\n(i) the Financial Institution’s or Authorized Party ’s failure to make an Electronic \r\nFund Transfer, in ac","quote_sha256":"fd26ef2093bfca7148ca3c0442bd616b650d71e148d7039fc32265b578299b30","reader_fragment":"p-42288-44020-b44dcc65b7dee40e","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-42288-44020-b44dcc65b7dee40e","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-cdbec4340476ffec8eb1","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"43","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":42827,"character_end":42888,"quote":"43. Liability of Financial Institutions/Authorized Parties.— ","quote_sha256":"670ec020efd935ab85a0a9546a1c09a7fd3637f34cb18414300ba884ad3d698b","reader_fragment":"p-42288-44020-b44dcc65b7dee40e","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-42288-44020-b44dcc65b7dee40e","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"p-42288-44020-b44dcc65b7dee40e","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":44387,"character_end":44397,"quote":"section 43","quote_sha256":"8a99826da7a74f25842c969d260661404795f24e964a0ac5e118671a0b336c1d","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":44217,"character_end":44627,"quote":"nditions of Account. \r\n44. Force Majeure. __ A Financial Institution, an Auth orized Party, Operator or a \r\nParticipant shall not be liable under clauses (i) and (ii) of section 43 if it shows by a preponderance of \r\nevidence that its action or failure to act resulted from— \r\n(i) force majeure or other circumstance beyond its control, tha t it exercised \r\nreasonable care to prevent such an occurrence, and t","quote_sha256":"0e5a5d29c7ea70fd8acff7cbacea808d66f6416cf7483100b0f38ee7b965009e","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"internal-225e3d98dd23a5529eac","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"43","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":42827,"character_end":42888,"quote":"43. Liability of Financial Institutions/Authorized Parties.— ","quote_sha256":"670ec020efd935ab85a0a9546a1c09a7fd3637f34cb18414300ba884ad3d698b","reader_fragment":"p-42288-44020-b44dcc65b7dee40e","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-42288-44020-b44dcc65b7dee40e","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"p-42288-44020-b44dcc65b7dee40e","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":44985,"character_end":44995,"quote":"section 43","quote_sha256":"8a99826da7a74f25842c969d260661404795f24e964a0ac5e118671a0b336c1d","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":44815,"character_end":45225,"quote":"ransfer  or, in case of Preauthorized \r\ntransfer, at the time such transfer should have occurred. \r\n45. Intent.__ In case of failure described in clauses (i) and (ii) of section 43 was not \r\nintentional and it resulted from a bona fide  error, notwithstanding the maintenance of procedures \r\nreasonably adopted to avoid any such error, the Financial Institution, Authorized Party, operator or the \r\nparticipant","quote_sha256":"ca77d385604b5d7624a2d041adc64924547726babaddd27a09a927fdaeb20bfe","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"internal-0195429181445e3d7ca5","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"46","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":45271,"character_end":45591,"quote":"46. Prohibition on Improper Issuance.  No person may issue to a Consumer any Card, \r\ncode or other means of access to such Consumer’s Account for the purpose of initiating an Electronic \r\nFunds Transfer other than in response to a request or application therefor; or as a renewal of, or in \r\nsubstitution for, an Accepte","quote_sha256":"767b60c1d97908367b581983a361d3c53f369e5d0b70f8396d506a4863e0c214","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-46-45271","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":45743,"character_end":45753,"quote":"section 46","quote_sha256":"836b40688b81289e5dcb5f0196399a72daa5fee9ce6a4740e80bed6ac3c44f0f","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":45573,"character_end":45983,"quote":"on for, an Accepted Card, code or other means of access, whether issued by the initial issuer \r\nor a successor. \r\n47. Exceptions.— (1) Notwiths tanding the provisions of section 46, a person may \r\ndistribute to a consumer on an unsolicited basis a card, code or other means of access for use in \r\ninitiating an Electronic Fund Transfer from such Consumer’s account if__ \r\n(i) such card, code or other means of ","quote_sha256":"646c0a9499426db3fffcbf3093981f07eaf4e0a105f2ecdb51665b46770af6f5","reader_fragment":"p-44020-45770-050918dbea9f36dd","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-44020-45770-050918dbea9f36dd","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-1e366e392e3ce72a7e53","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"50","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":47744,"character_end":48064,"quote":"50. Damages. __ Except as otherwise provided by this section or the provisions of this Act, \r\nany person who fails to comply with any provision of this Act with respect to any other person, except \r\nfor an error resolved in accordance with the provisions of this Act, shall, upon an action brought before \r\na court, be l","quote_sha256":"cd4fe1dd0bf58a0176c693c48aeb3c982eb163e0aa87bda8060e4a47b7f1f31f","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-50-47744","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":48251,"character_end":48261,"quote":"section 50","quote_sha256":"12bd006f0158bd8c1053da0b439df167471e4d5fbe0b05fdb29b77a5b0308608","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":48081,"character_end":48491,"quote":"son for payment of an amount equal to the sum of any actual damage \r\nsustained by that person as a result of such failure. \r\n51. Bonafide Error. __ Except as provided by section 50, a person may not b e held liable \r\nin any action brought under this chapter for any violation of this Act if the person shows by \r\npreponderance of evidence that the violation was not intentional and resulted from a bonafide err","quote_sha256":"fbc5643c09d223c61d1ba6507f4a34133a93eab5f3f175acdacf51a18a553669","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-8be95a4dcf603d4f8ba1","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"50","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":47744,"character_end":48064,"quote":"50. Damages. __ Except as otherwise provided by this section or the provisions of this Act, \r\nany person who fails to comply with any provision of this Act with respect to any other person, except \r\nfor an error resolved in accordance with the provisions of this Act, shall, upon an action brought before \r\na court, be l","quote_sha256":"cd4fe1dd0bf58a0176c693c48aeb3c982eb163e0aa87bda8060e4a47b7f1f31f","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-50-47744","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":48647,"character_end":48657,"quote":"section 50","quote_sha256":"12bd006f0158bd8c1053da0b439df167471e4d5fbe0b05fdb29b77a5b0308608","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":48477,"character_end":48887,"quote":"a bonafide error \r\nnotwithstanding the maintenance of procedures reasonably adopted to avoid any such error. \r\n52. Actions Taken  in Good Faith. __ (1) The provisions of section 50 shall not apply to \r\nany act done or omitted in good faith, or purported to be done in conformity with any rule, instruction \r\nor interpretation of a pproval by an official of the State Bank duly authorized to issue such \r\ninterp","quote_sha256":"977ff1f6b4b68cbbf3c5aa47e5dcfa16ec38a1e7bb70c90384600f11c93a0785","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-beb995487a79792bc590","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"50","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":47744,"character_end":48064,"quote":"50. Damages. __ Except as otherwise provided by this section or the provisions of this Act, \r\nany person who fails to comply with any provision of this Act with respect to any other person, except \r\nfor an error resolved in accordance with the provisions of this Act, shall, upon an action brought before \r\na court, be l","quote_sha256":"cd4fe1dd0bf58a0176c693c48aeb3c982eb163e0aa87bda8060e4a47b7f1f31f","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-50-47744","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":49064,"character_end":49074,"quote":"section 50","quote_sha256":"12bd006f0158bd8c1053da0b439df167471e4d5fbe0b05fdb29b77a5b0308608","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":48894,"character_end":49304,"quote":"ns or approvals under such procedure of the State Bank as may be prescribed for. \r\n(2) A Financial Institution or an Authorized Party shall not incur any liability under section 50 \r\non account of any failure to make a disclosure in proper form, if such institution utilized an appropriate \r\nmodel clause issued by the State Bank, notwithstanding the fact that after, such act, omission, or failure \r\nhas occur","quote_sha256":"e90954331aa84f04acbbe85db9f2cdac81e79ebb67b1a63c29f952e11d8b16e0","reader_fragment":"p-47479-49186-264e61109202cc97","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-47479-49186-264e61109202cc97","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-ca02e71cf5ffd8cadbda","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"39","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":39791,"character_end":40111,"quote":"39. Triple Damages.__ (1) If in any case filed under section 50 of this Act, the court finds \r\nthat a Financial Institution and/or an Authorized Party is guilty of the commission of any act, provided \r\nfor in sub­section (2) or (3) of this section, the Financial Institution, shall in addition to costs incurred \r\n \r\nPag","quote_sha256":"6fa0ce5e5ffc4020d80b54c85ad811d6706fb151b2b28c8fd453ac25303428c8","reader_fragment":"p-38797-40531-9d1bf03187e3c380","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-38797-40531-9d1bf03187e3c380","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-39-39791","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":49935,"character_end":49945,"quote":"section 39","quote_sha256":"6624853ac77e10f5188a32c559dade5cd5338bc7a462a66d8791c498611dc957","reader_fragment":"p-49186-50952-99a7eec8af04ca4f","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-49186-50952-99a7eec8af04ca4f","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":49765,"character_end":50175,"quote":" the requirements \r\nof this Act and makes an appropriate adjustment to the Consumer’s account and pays, actual damages \r\nor, where applicable, damages in accordance with section 39. \r\n \r\nPage 21 of 25 \r\n \r\n54. Action in Bad Faith. On finding by the court that an unsuccessful action for any alleged \r\nfailure was brought in bad faith or for the purposes of harassment, the court may award to the defendant \r\n(s","quote_sha256":"86028b0fe3ab73a7a4f6a5fb247a9ac098347a148fa51efc36adc07523ed7988","reader_fragment":"p-49186-50952-99a7eec8af04ca4f","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-49186-50952-99a7eec8af04ca4f","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"internal-757c3a4f2d5cf5c85f8a","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-8bcb3a37d7e109e2","provision_kind":"section","provision_number":"24","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":28034,"character_end":28354,"quote":"24. Electronic  Money Institution.__ (1) An applicant that wants to become an Electronic \r\nMoney Institution shall submit an application to the State Bank for issue of a license to perform \r\nElectronic Money activity. \r\n(2) An Electronic Money Institution may perform only such activities as are sp ecified in \r\nits lice","quote_sha256":"73ef258dfde69489eb20b7bd7262df8354ea62c3b80b0b93b8388af01262fb66","reader_fragment":"p-26428-28225-8434613358e537b2","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-26428-28225-8434613358e537b2","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-24-28034","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":62596,"character_end":62606,"quote":"section 24","quote_sha256":"78c7b2d07c36df062576f6a18d78f213270443baeaaab679583fa91151079229","reader_fragment":"p-61533-63316-822825524e67f89a","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-61533-63316-822825524e67f89a","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":62426,"character_end":62836,"quote":"on required by the State Bank under sub­section (1) or wilfully makes a statement which \r\nis false in any material particular it shall be liable to get its license under section 24 withdrawn by the \r\nState Bank and to pay it fine which may extend to one million rupees. \r\n(3) Any party or person aggrieved by an order passed under sub­section (2) may appeal \r\nwithin fifteen days of such order to the Governor ","quote_sha256":"72a530149c035fd6dd8fc6e46fb13a36dc9ff0c5921a1fc2274e6fb4b01e410d","reader_fragment":"p-61533-63316-822825524e67f89a","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-61533-63316-822825524e67f89a","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution_scope":"numbered_heading_only","target_identification":"unique_main_heading_in_source_based_reader"}],"external_references":[{"id":"external-988f2d2b4323c7db8323","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-7110a61fd83bfee3","target_candidates":["pk-code-7110a61fd83bfee3"],"citation_id":"citation-d41707cd1da7d7eea84f","provision_kind":"section","provision_number":"5","qualifier":null,"instrument_title":"Banking \r\nCompanies Ordinance, 1962","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":5237,"character_end":5289,"quote":"section 5 of the Banking \r\nCompanies Ordinance, 1962","quote_sha256":"0551d3b7295470ee59824c020d9330f9ec8d10e574a619161bc3e88ca6d7eddd","reader_fragment":"p-3547-5308-690856b2b69ac640","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-3547-5308-690856b2b69ac640","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"instrument_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":5254,"character_end":5289,"quote":"Banking \r\nCompanies Ordinance, 1962","quote_sha256":"5989cd7e1dce1ec16d6783787a343e3ff90c37686224996128ac07a50e49690d","reader_fragment":"p-3547-5308-690856b2b69ac640","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-3547-5308-690856b2b69ac640","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":5067,"character_end":5519,"quote":"ans any person or a Financial \r\nInstitution operating any ATM at which consumers initiate Electronic Fund \r\nTransfers; \r\n(h) “Bank” means a banking company as defined in section 5 of the Banking \r\nCompanies Ordinance, 1962 (LVII of 1962); \r\n(i) “Book Entry Government Securities” means any securities issued by the \r\nGovernment under any written law transferable by a book­entry on a register or \r\notherwise; \r\n(j) “Business Day” means any day on which","quote_sha256":"83697fb79ec83ab1f48730319beeea2fed0e223e48503ca6564e3433ec40735a","reader_fragment":"p-3547-5308-690856b2b69ac640","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-3547-5308-690856b2b69ac640","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution":"matched_operative_heading","resolution_scope":"numbered_heading_only","subprovision_status":"not_applicable","target_evidence":{"record_id":"pk-code-7110a61fd83bfee3","text_version_id":"law:pk-code-7110a61fd83bfee3:sha256:8d37691e13124f57dd9492d9850ee066eb02d18ab4fb794ca07668a12f54e8a3","text_sha256":"8d37691e13124f57dd9492d9850ee066eb02d18ab4fb794ca07668a12f54e8a3","character_start":13514,"character_end":13533,"quote":"5.  Definitions.—  ","quote_sha256":"9014e7af91cc1dbda5bc38c118a3074bb41328d9ef9d0971829ff9539f80960c","reader_fragment":"p-12328-14116-57a72f4f8c3faea4","reader_url":"/laws/pk-code-7110a61fd83bfee3#p-12328-14116-57a72f4f8c3faea4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-cJ%2BV-sg-jjjjjjjjjjjjj"},"target_fragment":"p-12328-14116-57a72f4f8c3faea4"},{"id":"external-f95cb0a22562a46272ae","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-a6bc4c3c47369d16","target_candidates":["pk-code-a6bc4c3c47369d16"],"citation_id":"citation-ba3fae6af6e073e07a40","provision_kind":"section","provision_number":"6","qualifier":null,"instrument_title":"Electronic \r\nTransactions Ordinance, 2002","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":16914,"character_end":16972,"quote":"section 6 of the Electronic \r\nTransactions Ordinance, 2002","quote_sha256":"a9be4fac794a0cf5f2d58c728761ad9b745bee9c6abb9d17763cc5fd9e19c710","reader_fragment":"p-15950-17673-7c8879bd80d1b18c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-15950-17673-7c8879bd80d1b18c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"instrument_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":16931,"character_end":16972,"quote":"Electronic \r\nTransactions Ordinance, 2002","quote_sha256":"b0657258cf3bc9c16647cbfcbbca95b3e2ae86221ec540ed06dd2c7152a3f530","reader_fragment":"p-15950-17673-7c8879bd80d1b18c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-15950-17673-7c8879bd80d1b18c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":16744,"character_end":17202,"quote":"d Parties providing funds transfer facility shall be required to retain complete record of \r\nelectronic transactions in electronic form in the same manner as provided in section 6 of the Electronic \r\nTransactions Ordinance, 2002 (LI of 2002) for a period as may be determined by the State Bank. \r\n8. Disqualification of Staff.__ (1) No person shall be appointed to serve in any capacity \r\nby an operator of a Designated Payment System if – \r\n(i) such person ","quote_sha256":"d652987ce202958b47d204cc81ff17a79d39ceeddf7959499cb4e72824d12d1d","reader_fragment":"p-15950-17673-7c8879bd80d1b18c","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-15950-17673-7c8879bd80d1b18c","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution":"ambiguous_operative_headings","resolution_scope":"numbered_heading_only","subprovision_status":"not_applicable","target_evidence":null,"target_fragment":null},{"id":"external-084f32862c8f4fedd8c8","source":"pk-code-8bcb3a37d7e109e2","target":"pk-code-03404b539b9d2a9b","target_candidates":["pk-code-03404b539b9d2a9b"],"citation_id":"citation-7d9228d59f1868e971e6","provision_kind":"section","provision_number":"94","qualifier":null,"instrument_title":"Code of Criminal Procedure 1898","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":58594,"character_end":58643,"quote":"section 94 of the Code of Criminal Procedure 1898","quote_sha256":"127321d8641979c1caebdfcd9f4c892f2fa4492aa848c90f2fa380584105e476","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"instrument_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":58612,"character_end":58643,"quote":"Code of Criminal Procedure 1898","quote_sha256":"8d8e013063c1bc56c0ce2d3009435c9ac98a21d8b172e0daae7246086d5697e3","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":58424,"character_end":58873,"quote":"ctions in respect of any document \r\nor record of a financial or Electronic Money Institution as is provided in respect of documents in \r\ncustody of a Bank or a banker in section 94 of the Code of Criminal Procedure 1898 (Act V of 1898). \r\n63. Trial of Offence.—(1) Notwithstanding anything to the contrary provided by any other \r\nlaw for the time being in force, offences provided for in Chapter IX of this Act shall be tried by the \r\nCourt of Sessi","quote_sha256":"3dab163a6111220c9a0d7858757a3c3a9eb8cd4edae96e764883e0a052aaae55","reader_fragment":"p-57961-59756-a5917caef61a18c4","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-57961-59756-a5917caef61a18c4","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution":"matched_operative_heading","resolution_scope":"numbered_heading_only","subprovision_status":"not_applicable","target_evidence":{"record_id":"pk-code-03404b539b9d2a9b","text_version_id":"law:pk-code-03404b539b9d2a9b:sha256:3d1dacb650cc9b81e4de4e1b8bd8046b76474c412411107469f75d12a7bfb059","text_sha256":"3d1dacb650cc9b81e4de4e1b8bd8046b76474c412411107469f75d12a7bfb059","character_start":128715,"character_end":129035,"quote":"94. Summons to produce document or other thing. __ (1) Whenever any Court, or 5[* * \r\n*], any officer in charge of a police­station considers that the production of any document or other \r\nthing is necessary or desirable for the purposes of any investigation, inquiry, trial or other proceeding \r\nunder  this Code  by  o","quote_sha256":"ecc7e76eca6cfc4e1796331ca4aee2d98e2eeb7aea084aab90f2c6b89f4c37da","reader_fragment":"p-128443-130184-1b1ff458ce437ada","reader_url":"/laws/pk-code-03404b539b9d2a9b#p-128443-130184-1b1ff458ce437ada","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lp-sg-jjjjjjjjjjjjj"},"target_fragment":"provision-94-128715","target_identification":"unique_main_heading_in_source_based_reader"},{"id":"external-75c45410fead60a7573d","source":"pk-code-8bcb3a37d7e109e2","target":null,"target_candidates":[],"unheld_citation_id":"unresolved-e524ac5526b91908dac2","provision_kind":"section","provision_number":"3","qualifier":null,"instrument_title":"State Bank of Pakistan Act, 1956","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":11027,"character_end":11078,"quote":"section 3 of \r\nthe State Bank of Pakistan Act, 1956","quote_sha256":"a850ed40a4efbf09f4915a031669e80f05aa9986d17df8f1573dbbe87600652c","reader_fragment":"p-10594-12392-4d30dba29fe978c6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-10594-12392-4d30dba29fe978c6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"instrument_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":11046,"character_end":11078,"quote":"State Bank of Pakistan Act, 1956","quote_sha256":"77700c46fc42741c930eb93f76d47dd66364439936bc73e09b8f5979bb1d5dbc","reader_fragment":"p-10594-12392-4d30dba29fe978c6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-10594-12392-4d30dba29fe978c6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":10857,"character_end":11308,"quote":"“Service Provider” includes an operator or any other Electronic Fund Transfer \r\nService Provider. \r\n(zj)  “State Bank” means the State Bank of Pakistan established under section 3 of \r\nthe State Bank of Pakistan Act, 1956 (XXXIII of 1956); \r\n(zk)  “Systemic Risk” means the risk that relates to the inability of a participant to \r\nmeet its obligations in the Payment System as they become due or a disruption \r\nto the Payment System that could, for wh","quote_sha256":"b704c04cc24a030f8f58f3851132b6e9ad3e36d31d1a22b862d042f26104802e","reader_fragment":"p-10594-12392-4d30dba29fe978c6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-10594-12392-4d30dba29fe978c6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"resolution":"instrument_not_held","resolution_scope":"numbered_heading_only","subprovision_status":"not_applicable","target_evidence":null,"target_fragment":null}],"external_incoming":[],"unresolved":[{"id":"unresolved-c5fc3dac337426c81c9f","source":"pk-code-8bcb3a37d7e109e2","title":"Negotiable Instrument Act, 1881","reason":"No unique full-title and year match in this library","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":9885,"character_end":9918,"quote":"Negotiable \r\nInstrument Act, 1881","quote_sha256":"074354e41fbd9db3b460fd3c7d6e820316f6d3819e943dc950e03427827f18a5","reader_fragment":"p-8836-10594-b252e0186af775d0","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-8836-10594-b252e0186af775d0","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":9715,"character_end":10148,"quote":"whether tangible or intangible, \r\nthat enables a person to obtain money, goods or services or to otherwise make \r\npayment; but excludes Payment Instruments prescribed in Negotiable \r\nInstrument Act, 1881(XXVI of 1881); \r\n(zd)  “Payment System” inter­alia means a system relating to payment instruments, \r\nor transfer, clearing, payment settlement, supervision, regulation or \r\ninfrastructure thereof and includes clearing, settlement","quote_sha256":"ba3c80d357fd968e5203ffb148620371ddae4cefeef1fef07676b64066bf08c2","reader_fragment":"p-8836-10594-b252e0186af775d0","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-8836-10594-b252e0186af775d0","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}},{"id":"unresolved-e524ac5526b91908dac2","source":"pk-code-8bcb3a37d7e109e2","title":"State Bank of Pakistan Act, 1956","reason":"No unique full-title and year match in this library","evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":11046,"character_end":11078,"quote":"State Bank of Pakistan Act, 1956","quote_sha256":"77700c46fc42741c930eb93f76d47dd66364439936bc73e09b8f5979bb1d5dbc","reader_fragment":"p-10594-12392-4d30dba29fe978c6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-10594-12392-4d30dba29fe978c6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-8bcb3a37d7e109e2","text_version_id":"law:pk-code-8bcb3a37d7e109e2:sha256:a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","text_sha256":"a472fcc780c0aafd8629e15e17ea7cd346430d226ce3a30741ed67b68350fb07","character_start":10876,"character_end":11308,"quote":"includes an operator or any other Electronic Fund Transfer \r\nService Provider. \r\n(zj)  “State Bank” means the State Bank of Pakistan established under section 3 of \r\nthe State Bank of Pakistan Act, 1956 (XXXIII of 1956); \r\n(zk)  “Systemic Risk” means the risk that relates to the inability of a participant to \r\nmeet its obligations in the Payment System as they become due or a disruption \r\nto the Payment System that could, for wh","quote_sha256":"4a35e3a520bb2c5027915ff2a0aa78d288b1856be24fb09fc46a1052a7b47f37","reader_fragment":"p-10594-12392-4d30dba29fe978c6","reader_url":"/laws/pk-code-8bcb3a37d7e109e2#p-10594-12392-4d30dba29fe978c6","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2FsaZY%3D-sg-jjjjjjjjjjjjj"}}]}