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\r\nAND WHEREAS the Constitution of the Islamic Republic of Pakistan obliges the State to take \r\nsteps to enable the Muslims of Pakistan, individually and collectively, to order their lives in accordance \r\nwith the fundamental principles and basic concepts of Islam and to provide facilities whereb","quote_sha256":"c1c0fa3929b08051c111247107dad5da8c534311ecf39969345783497edfbfe7","reader_fragment":"p-0-1783-9c9fc507a31341d7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-0-1783-9c9fc507a31341d7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-db1b5833e157f4e066ea","source":"pk-code-a7a08f1ec2211075","target":null,"target_candidates":["pk-code-bd227b13c09b48ba","punjab-code-cbf0fc76ccb405c6"],"resolution":"ambiguous_source_editions","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":2244,"character_end":2271,"quote":"Pakistan \r\nPenal Code, 1860","quote_sha256":"677f002e6e47f9cbd2edeaeabef3d58eb35c02545ff3916229b3ddf01950f21a","reader_fragment":"p-1783-3541-94df8cbf306db0bf","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-1783-3541-94df8cbf306db0bf","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":2074,"character_end":2501,"quote":"efinitions. — In this Act, unless there is anything repugnant in the subject or context— \r\n \r\n(a) “abetment” has the same meaning as assigned to it in section-107 of the Pakistan \r\nPenal Code, 1860 (Act XLV of 1860); 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\r\n \r\n(b) “borrower” or “debtor” means a person to whom a loan is advanced; \r\n \r\n(c) “Code” means the Code of Criminal Procedure, 1898 (Act No.V of 1898); \r\n \r\n(d) “financial institution” includes the State Bank of Pakistan, a commercial or \r\ninvestment bank, a leasing company, a modaraba or other concerns, so defined \r\nin terms of section 2 (a) of the Financial","quote_sha256":"62f7142155ef9b99052459c404b8147bb54eaef213601c789db13f0c1f1fa93a","reader_fragment":"p-1783-3541-94df8cbf306db0bf","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-1783-3541-94df8cbf306db0bf","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-dec24f36fd9108b3c446","source":"pk-code-a7a08f1ec2211075","target":"pk-code-4218c86bbb52555a","target_candidates":["pk-code-4218c86bbb52555a"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":2645,"character_end":2708,"quote":"Financial Institutions (Recovery of Finances) \r\nOrdinance, 2001","quote_sha256":"e7d7bd3b0a4966abed7db84f42f6aaa6c4444bdd83b7fc5471eb781ae0f60c94","reader_fragment":"p-1783-3541-94df8cbf306db0bf","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-1783-3541-94df8cbf306db0bf","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":2475,"character_end":2938,"quote":"n” includes the State Bank of Pakistan, a commercial or \r\ninvestment bank, a leasing company, a modaraba or other concerns, so defined \r\nin terms of section 2 (a) of the Financial Institutions (Recovery of Finances) \r\nOrdinance, 2001 (Ordinance No. XLVI of 2001); \r\n \r\n(e) “Government” means the Government of Pakistan; \r\n \r\n(f) “Interest” includes any amount, big or small, over the principal, in a contract of \r\nloan or debt, regardless of whether the loan is t","quote_sha256":"464a58184e37f1f884503de6c65ade38bc71a216a411cb652c4192a2b6536364","reader_fragment":"p-1783-3541-94df8cbf306db0bf","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-1783-3541-94df8cbf306db0bf","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-5294c679e8c3f19ee0eb","source":"pk-code-a7a08f1ec2211075","target":"pk-code-2fff45df8bbd92f6","target_candidates":["pk-code-2fff45df8bbd92f6"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":9712,"character_end":9741,"quote":"Code of Civil Procedure, 1908","quote_sha256":"262f4a4cb68907827a7a8e7fc81a994947f2057fcee5d9b762e50ed3b433a12c","reader_fragment":"p-8743-10529-4d434fd8a2e8bfa7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-8743-10529-4d434fd8a2e8bfa7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":9542,"character_end":9971,"quote":"ation is made, the Court shall, after due inquiry, pass orders recording \r\nfull or part-satisfaction of the loan as the case may be. \r\n(3) The procedure laid down in the Code of Civil Procedure, 1908, (Act No. V. of 1908), for \r\nthe trial of suits shall, as far as may be, apply to applications under this section. \r\n(4) An appeal shall, lie from an order passed, by a Court under sub-section (2) within thirty \r\ndays excluding t","quote_sha256":"3538410f0701fa3d9396e97ca73ff8434ddad640e747cc8f4f2f379a3211d1a1","reader_fragment":"p-8743-10529-4d434fd8a2e8bfa7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-8743-10529-4d434fd8a2e8bfa7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}},{"id":"citation-d340d510159b47934c1e","source":"pk-code-a7a08f1ec2211075","target":"pk-code-2fff45df8bbd92f6","target_candidates":["pk-code-2fff45df8bbd92f6"],"resolution":"exact_title_match","relation":"explicit_instrument_citation","evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":10149,"character_end":10180,"quote":"Code of Civil \r\nProcedure, 1908","quote_sha256":"edff33e681d95dd74a50857bf5814eff89ec8980f451a730ae7e835dd2ca1540","reader_fragment":"p-8743-10529-4d434fd8a2e8bfa7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-8743-10529-4d434fd8a2e8bfa7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":9979,"character_end":10410,"quote":"for obtaining a certified copy of the order as if such an order relates to the \r\nexecution, discharge or satisfaction of a decree within the meaning of section 47 of the Code of Civil \r\nProcedure, 1908 (Act No. V of 1908). \r\n14. Act to override other laws, etc.— The Provisions of the Act shall have effect \r\nnotwithstanding anything contained in any other law for this time being in force or in any instrument \r\nhaving effect by v","quote_sha256":"592124a8631093020f38353e7d7ffa494df03eeb60cc214225ad280adcaa5589","reader_fragment":"p-8743-10529-4d434fd8a2e8bfa7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-8743-10529-4d434fd8a2e8bfa7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}}],"incoming":[],"internal_references":[{"id":"internal-483767969e9eed95818f","source":"pk-code-a7a08f1ec2211075","target":"pk-code-a7a08f1ec2211075","provision_kind":"section","provision_number":"3","qualifier":null,"resolution":"matched_operative_heading","target_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":5347,"character_end":5388,"quote":"3. 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Short title, extent and commencement \r\n2. Definitions \r\n3. Prohibition of Private Money Lending \r\n4. Punishment for Abetment \r\n5. Punishment for Molestation \r\n6. Complaint \r\n7. Liabili","quote_sha256":"36c74163af84580a5a083c8bc6a46b9cff626dcc64502cd0b46b54aaa2bdeb05","reader_fragment":"p-0-1783-9c9fc507a31341d7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-0-1783-9c9fc507a31341d7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}},{"id":"unresolved-ea039029d83ab0cbbf7d","source":"pk-code-a7a08f1ec2211075","title":"ISLAMABAD CAPITAL TERRITORY PROHIBITION OF INTEREST ON PRIVATE LOANS ACT, 2023","reason":"No unique full-title and year match in this library","evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":727,"character_end":807,"quote":"ISLAMABAD CAPITAL TERRITORY PROHIBITION OF INTEREST \r\nON PRIVATE LOANS ACT, 2023","quote_sha256":"18d4627bb175dd895a3f5b3806f0f341a5d60c2a6ecb70e4945418601b296b5d","reader_fragment":"p-0-1783-9c9fc507a31341d7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-0-1783-9c9fc507a31341d7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":557,"character_end":1037,"quote":"Court money due on loan \r\n14. Act to override other laws, etc. \r\n15. Indemnity \r\n16. Power to make rules \r\n17. Interpretation \r\n18. Repeal \r\n \r\n\r\n \r\nPage 2 of 5 \r\n \r\nTHE ISLAMABAD CAPITAL TERRITORY PROHIBITION OF INTEREST \r\nON PRIVATE LOANS ACT, 2023 \r\n \r\n[9th January, 2023] \r\n \r\nACT NO. III OF 2023 \r\nAn Act to prohibit the business and practices of private money-lending and advancing loans and \r\ntransactions based on interest \r\nWHEREAS the injunctions of Islam as laid down i","quote_sha256":"942f30fb142517340a0729d39d3440ace68cfb2880130ea72de640318e96ca1a","reader_fragment":"p-0-1783-9c9fc507a31341d7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-0-1783-9c9fc507a31341d7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}},{"id":"unresolved-86452d6c58474ff21f8d","source":"pk-code-a7a08f1ec2211075","title":"Islamabad Capital Territory Prohibition of Interest on Private Loans Act, 2023","reason":"No unique full-title and year match in this library","evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":1892,"character_end":1972,"quote":"Islamabad Capital \r\nTerritory Prohibition of Interest on Private Loans Act, 2023","quote_sha256":"2f10ecff9ac5410505a4e2e3e4d262aba287a820432daf0331e11d8bb4cf0a42","reader_fragment":"p-1783-3541-94df8cbf306db0bf","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-1783-3541-94df8cbf306db0bf","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":1722,"character_end":2202,"quote":"ischief of private money lending and matters akin thereto; \r\nIt is hereby enacted as follows:— \r\n1. Short title, extent and commencement.––(1) This Act may be called the Islamabad Capital \r\nTerritory Prohibition of Interest on Private Loans Act, 2023. \r\n(2) It extends to the Islamabad Capital Territory.  \r\n(3) It shall come into force at once. \r\n2. Definitions. — In this Act, unless there is anything repugnant in the subject or context— \r\n \r\n(a) “abetment” has the same meanin","quote_sha256":"e0d77c5329ec7ecc8b44940ab29ad920cd41ddad3c31dc24a1c021c8db097ad4","reader_fragment":"p-0-1783-9c9fc507a31341d7","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-0-1783-9c9fc507a31341d7","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}},{"id":"unresolved-02690be384337829b92d","source":"pk-code-a7a08f1ec2211075","title":"West Pakistan Private Money Lenders Ordinance, 1960","reason":"No unique full-title and year match in this library","evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":11136,"character_end":11187,"quote":"West Pakistan Private Money Lenders Ordinance, 1960","quote_sha256":"1cee0c85b8d3955a7a5e2fee326280023f88ccfb796eb03baea83972f1065ca0","reader_fragment":"p-10529-11316-746b3f0ee4d2608b","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-10529-11316-746b3f0ee4d2608b","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"},"context_evidence":{"record_id":"pk-code-a7a08f1ec2211075","text_version_id":"law:pk-code-a7a08f1ec2211075:sha256:94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","text_sha256":"94a699249872515f6e5508cef610888cc45e6e1feec4268eb43ad5c947cfc0bc","character_start":10966,"character_end":11316,"quote":"t, and in \r\nrespect of matters ancillary or akin thereto, the Court shall follow the injunctions of Islam as laid down \r\nin the Holy Qur’an and Sunnah. \r\n18. Repeal.—The West Pakistan Private Money Lenders Ordinance, 1960 (W.P. Ordinance \r\nXXIV of 1960) shall be repealed. \r\n \r\n \r\n \r\n______________ \r\n          \r\n \r\n \r\n         RGN. Dated. 09-10-2025","quote_sha256":"7228462d9495b9bd3e2b0a5980552eb8cf9f0d1df27dda4b24f5308b70bbcc6a","reader_fragment":"p-10529-11316-746b3f0ee4d2608b","reader_url":"/laws/pk-code-a7a08f1ec2211075#p-10529-11316-746b3f0ee4d2608b","source_url":"https://pakistancode.gov.pk/alpha/UY2FqaJw1-apaUY2Fqa-apaUY2Npa5lkaw%3D%3D-sg-jjjjjjjjjjjjj"}}]}