Federal Employees Benevolent Fund and Group Insurance Act,1969

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THE FEDERAL EMPLOYEES BENEVOLENT FUND AND GROUP 
INSURANCE ACT, 1969 
 
 
 
 
 
 
CONTENTS 
 
CHAPTER I 
PRELIMINARY 
1. Short title, extent and commencement 
2. Definitions 
3. This Act and rules to override other laws, but not to affect retirement benefits, etc 
CHAPTER II  
BOARD OF TRUSTEES 
4. Board of Trustees 
5. Board to be body corporate 
6. Head office 
7. Powers of the Board 
8. Meetings of the Board 
9. Managing Director of the Board 
10. Delegation of Powers 
CHAPTER III 
BENEVOLENT FUND 
11. Federal Employees Benevolent Fund 
12. Subscriptions to be paid by the employees 
 

 
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13. Benevolent grants to be paid from the Benevolent Fund 
14. Payment of Benevolent grant 
14A. Utilization of Benevolent Fund in other beneficial schemes 
CHAPTER IV  
GROUP INSURANCE 
15. Insurance of employees 
15A. Payment of additional lump sum grant on death during service in a security related incident 
16. Arrangements with Insurance Company, etc 
17. Federal Employees Insurance Fund 
18. Payment of premia 
19. Payment of the sum assured 
CHAPTER V  
GENERAL 
20. Audit and accounts 
21. Protection of action taken in good faith 
22. Exemption from taxes 
23. Power to Make rules 
FIRST SCHEDULE 
See sections 12(1) and 13 
SECOND SCHEDULE 
See sections 12(1) and 13 
THIRD SCHEDULE [Omitted] 
 
  
 
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THE FEDERAL EMPLOYEES BENEVOLENT FUND AND GROUP 
INSURANCE ACT, 1969 
1ACT NO. II OF 1969 
[3rd February, 1969] 
An Act to establish a benevolent fund for the common benefit of the employees of the 
2[Federal Government] and certain autonomous bodies and to provide for their group insurance. 
WHEREAS it is expedient to establish a benevolent fund for the common benefit of the 
employees of the 2[Federal Government] and certain autonomous bodies and to provide for their group 
insurance; 
It is hereby enacted as follows :__ 
CHAPTER I  
PRELIMINARY 
1. Short title, extent and commencement. __ (1) This Act may be called the 3[Federal 
Employees Benevolent Fund and Group Insurance Act, 1969]. 
(2) It extends to the whole of Pakistan and applies to every employee wherever he may be. 
(3) It shall come into force on such date 4as the 2[Federal Government] may, by notification in 
the official Gazette, appoint ; and different da tes may be appointed in respect of different provisions 
of this Act or for different classes or categories of employees. 
2. Definitions. In this Act, unless there is anything repugnant in the subject or context, 
(1) “Article” means an Article of the Constitution; 
(2) “Benevolent Fund” means the 3[Federal Employees Benevolent Fund] established under 
section 11; 
(3) “Board” means the Board of Trustees set up under section 4 ; 
5[(4) “employee” means,__ 
(a) any person who is a member of an All -Pakistan service or of a civil service of 
the Federation, or who holds a civil post in connection with the affairs of the 
Federation; 
(b) any person appointed to the secretarial staff of the National Assembly or of the 
Senate whose terms and conditions of service are governed by rules or law made 
under Article 87 ; 
 
1For Statement of Objects and Reasons see Gaz. of P. 1968 Ext., (Dacca) p.13. 
2Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act., 1975 (25 of 1975) s. 2, for “Central Government”.  
3Subs. ibid., s. 3, for “Central Employees Benevolent Fund and Group Insurance Act, 1969”. 
43rd April, 1969 see Gaz. of P. 1969, Ext., p.215.  
5Subs. by the Act 25 of 1975 s. 4 for clause (4). 
 
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(c) any officer or servant of the Supreme Court whose terms and conditions of 
employment are governed by rules made under Article 208 ;[or]1 
1[(d)*  the contract, ad-hoc and contingent paid employees;] 
(d) any officer or servant employed in connection with the fu nctions of the Chief 
Election Commissioner or an Election Commission whose terms and conditions 
of employment are governed by rules or law made under Article 221. 
(e) any officer or servant of such body corporate, institution, organization or 
autonomous bo dy, as the Federal Government may, by notification in the 
official Gazette, specify; 
and includes any such person, officer, servant or member of the staff who is__ 
(i) on deputation elsewhere or on foreign service within the meanings of 
the Fundamental Rules, 
(ii) undergoing study or training in or outside Pakistan, 
(iii) on leave, or 
(iv) under orders of suspension,  
but does not include any person who:__ 
(a) is an employee of the Railways; or 
(b) has attained the age of sixty years; or 
(c) is an officer or servant of a Provincial Government on deputation 
to the Federal Government; 
(5) “family” means,__ 
(a) in the case of a male employee, the wife or wives, and in the case of a female 
employee the husband of the employee; 1[*] 
1[(b) the natural sons upto the age of twenty -one years, provided they are not 
handicapped or mentally retarded; and 
(c) parents, minor brothers, unmarried, divorced or widowed daughters and sisters 
of the employee wholly dependent upon him.] 
(6) “Insurance Fund” means the 2[Federal Employees Insurance Fund] established under 
section 17; 
3[(7) “pay” includes emoluments which reckon for pension and the pay an employee would 
have drawn but for his deputation, suspension or leave;] 
 
1Added, omitted and sub. by Act IV of 2005, s. 2. (w.e.f. 1-12-2003). 
*Appeared as such in Gazette copy of Act IV of 2005, s.  2 (1) (ii). (Inserted of clause cc or ca) 
2Subs. by Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (XXV of 1975), s.4, for “Central Employees Insurance Fund”. 
3Subs. by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act 1989 (I of 1989), s. 2 for cl. (7). (w.e.f. 16-1-1989). 
 
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(8) “prescribed” means prescribed by rules; 
(9) “rules” means rules made under this Act. 
3. This Act and rules to override other laws, but not to affect retirement benefits etc. The 
provisions of this Act and the rules shall have effect notwithstanding anything contained in any other 
law, rule, order, notification, contract or other document or instrument; but nothing herein contained 
shall affect the right to receive any pension , provident fund, gratuity or other benefits accruing to the 
employee on his retirement or invalidation or to his family upon his death, otherwise than under this 
Act. 
_______ 
CHAPTER II  
BOARD OF TRUSTEES 
4. Board of Trustees.__ (1)There shall be set up a board to be known as the Board of Trustees 
of the 1[Federal Employees Benevolent and Insurance Funds] which shall consist of the following, 
namely :__ 
(a) Secretary to the 2[Federal Government] in the Establishment Division, who shall 
be the Chairman of the Board; 
(b) an officer not below the rank of Joint Secretary concerned with the welfare of 
the employees of the 2[Federal Government] appointed by the 3[Federal 
Government] by notification in the official Gazette, to be a member of the 
Board; 
(c) five persons from amongst the employees whom the 3[Federal Government] 
may, by notification in the official Gazette, appoint to be the members of the 
Board: 
Provided that at least one such member shall be from amongst the 
officers of the Ministry of Finance and one from amongst the officers of the 
4[Overseas Pakistanis and Human Resource Development Division] [;]5 
(d) 6[The Managing Director of the Board, who shall be the ex-officio member of 
the Board.] 
(2) The members appointed by the 7[Federal Gove rnment] shall hold office during 8[its] 
pleasure. 
 
1Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act 1975 (XXV of 1975), s. 5, for “Central Employees Benevolent Fund 
and Insurance Fund”. 
2Subs. ibid., s. 2 for “Central Government”. 
3Subs. by Act I of 1989, s. 3, for “President” (w.e.f. 16­1­89) 
4Subs. by Act IX of 2015. 
5Subs. by Act I of 1989, s. 3, for full-stop. (w.e.f. 16-1-89). 
6Added by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1989, (I of 1989.) s. 3, (w.e.f. 16-1-1989). 
7Subs. ibid., 
8Subs. ibid, for “his” 
  
 
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5. Board to be body corporate.  The Board shall be a body corporate having perpetual 
succession and a common seal with power, subject to the provisions of this Ac t, to acquire, hold and 
dispose of property both movable and immovable and shall by the aforesaid name sue or be sued. 
6. Head Office. The head office of the Board shall be at Islamabad or at such other place as 
the 1[Federal Government] may, by notification in the official Gazette, appoint. 
7. Powers of the Board. The Board shall have power,__ 
(a) to settle claims for benevolent grants and sums assured under this Act and all 
matters connected with such claims; 
(b) to sanction grant from the Benevolent Fund to the employees or their families 
in accordance with the provisions of this Act and the rules ; 
(c) to do or cause to be done all ac ts and things necessary for the proper 
administration and management of the moneys or properties in the Benevolent 
Fund and the Insurance Fund; 
(d) to sanction expenditure connected with the administration and management of 
the Benevolent Fund and the Insurance Fund; 
(e) to make arrangement for the insurance of the life of the employees to give effect 
to the provisions of this Act; 
(f) to invest moneys held in the Benevolent Fund in Government securities and 
units of Investment Corporation of Pakistan or National Investment Trust, in the 
construction of buildings for purposes of raising rent income, and in other 
profitable ventures the plans whereof having been previously approved by the 
1[Federal Government] ; 
(g) to set up regional boards and invest them w ith the administrative and financial 
powers to deal with such matters as may be assigned to them by the Board; 
(h) to appoint or employ such persons 2* * * as it considers necessary for the 
efficient performance of its operations on such terms and conditio ns as it may, 
subject to rules, determine ; 
(i) to do or cause to be done all things ancillary or incidental to any of the aforesaid 
powers or to the purposes of the Benevolent Fund and the Insurance Fund. 
8. Meetings of the Board. __ (1) The Meetings of the Board shall be held at such times and 
places as may be prescribed, but the Chairman may convene the meetings of the Board at any other 
time and place. 
(2) To constitute a quorum at a meeting of the Board, the number of members present shall be 
three. 
(3) Each member of the Board shall have one vote and in the event of equality of votes the 
Chairman shall have a second and casting vote. 
1Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (25 of 1975) s. 2, for “Central Government”. 
2Certain words omitted by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1989 (I of 1989), s. 4 (w.e.f. 16-1-89). 
  
 
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(4) The meetings of the Board shall be presided over by the Chairman and in the absence of 
the Chairman by the person elected for the purpose by the members present from amongst themselves. 
(5) All orders and decisions of the Board shall be authenticated by the signature of the 
Chairman or of such other member as may have been authorised by the Board by a resolution. 
1[9. Managing Director of the Board. __ The Federal Government may appoint a Managing  
Director of the Board on such terms and conditions as it may determine. 
(2) The Managing Director of the Board shall be the ex-officio Secretary of the Board.] 
10. Delegation of Powers. The Board may, for facil itating the discharge of its functions and 
ensuring efficient operation of the Benevolent Fund and the Insurance Fund, by a resolution published 
in the official Gazette, delegate to the Secretary, or to the managing director, if any, or any other officer 
of the Board, subject to such conditions and limitations, if any, as may be specified therein, such of its 
powers and duties under this Act as it may deem necessary. 
CHAPTER III 
BENEVOLENT FUND 
11. Federal Employees Benevolent Fund.__ (1) There shall be established a Fund to be called 
the 2[Federal Employees Benevolent Fund.] 
(2) To the credit of the Benevolent Fund shall be placed__ 
(a) all sums paid by the employees as subscriptions to the Benevolent Fund ; 
(b) all grants made by the 3[Federal Government], autonomous bodies, 
organizations, institutions or other authorities ; 
(c) donations made by private individuals or institutions ; 
(d) all income, profits or interest accruing from the assets belonging to the 
Benevolent Fund or from investments made out of the moneys of the Fund ; 
(e) loans raised by the Board with the previous approval of the 3[Federal 
Government.] 
(3) The moneys credited to the Benevolent Fund shall be kept in such bank as may be 
prescribed. 
12. Subscriptions to be paid by the employees.__ 4[(1) Every employee in service__ 
 
1Subs.by the Federal Employees Benevolent Fund and Insurance (Amdt.) Act, 1989 (I of 1989), s. 5, (w.e.f. 16-1-89). 
2Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (25 of 1975) s. 5, for “Central Employees Benevolent Fund.” 
3Subs. ibid., s. 2, for “Central Government”. 
4Subs. by Act, XIII of 1996, s. 2 (w.e.f. 4-9-1988). 
  
 
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(a) before the fourth day of September, 1988, shall be liable to pay to the 
Benevolent Fund a monthly subscription at the rates specified in column (2) of 
the First Schedule ; 1[*] 
(b) on or after the fourth day of September, 1988, shall be liable to pay to the 
Benevolent Fund a monthly subscription at the rates specified in column (3) of 
the Second Schedule ; 1[and] 
and, as far as possible, the amount of such subscription shall be deducted at source from the pay of 
such employee and credited or remitted to the Benevolent Fund.] 
1[(c)  on or after the first day of December 2003, shall be liable to pay to the 
Benevolent Fund a monthly subscription at the rates] 2[as may be prescribed;] 
(2) Where the amount of subscription cannot for any reason be deducted from the pay of the 
employee, the employee shall remit to such officer as may be prescribed for the purpose the sum of 
subscription payable by him and any amount of subscription remaining unpaid due to inadvertence or 
negligence of t he employee or otherwise shall be recoverable from him in such manner as may be 
prescribed. 
(3) Default in the payment of the subscription either for the reason that the pay of the employee 
was not drawn or due to his inadvertence, negligence or fault or a ny other reasons whatsoever shall 
not affect his right or the right of his family to receive the benevolent grant provided for in section 13, 
but the amount of unpaid subscriptions may be deducted from the benevolent grant. 
3[13. Benevolent grants to be pa id from the Benevolent Fund .__ (1) Where, prior to the 
fourth day of September, 1988, an employee__ 
(a) was declared by the prescribed medical authority to have been completely 
incapacitated physically or mentally to discharge the duties of his employment 
and for that reason was retired or removed from service ; or 
(b) had died during the continuance of his employment or dies after retirement 
before attaining the age of sixty-five years. 
he or, in the event of his death, his family shall be entitled to receive benevolent grant from the 
Benevolent Fund according to the rates  specified in column (3) of the First Schedule, for a period of 
fifteen years or upto the date on which the employee attains or might have attained if he were alive, 
the age of sixty-five years, whichever is earlier: 
Provided that in the case of an employee who dies after having drawn benevolent grant under 
this sub-section, the said period of fifteen years shall be reckoned from the date from which he became 
eligible to the grant. 
(2) Where, on or after the fourth day of September, 1988, an employee is dec lared by the 
prescribed medical authority to have been completely incapacitated physically or mentally to discharge 
the duties of his employment and for that reason is retired or removed from service, he shall be entitled 
 
1Omitted, added and ins by Act, IV of 05, s. 3 (w.e.f. 1-12-2003). 
2Subs. by Act XX of 2010, s. 2 (w.e.f. 01.07.2009) 
3Subs. by Act XIII of 1996, s.3 (w.e.f 04-09-1988). 
  
 
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to receive for life such benevolent grant from the Benevolent Fund as specified in column (4) of the 
Second Schedule; or where the employee dies during the continuance of his employment, or during 
retirement before attaining the age of seventy years, his spouse shall be entitled to receive for life such 
benevolent grant from the Benevolent Fund as specified in column (4) of the Second Schedule: 
Provided that, if the deceased employee has no spouse or the spouse dies, other members of his 
family shall be entitled to receive benevolent grant from Benevolent Fund as prescribed for a period 
of fifteen years or upto the date the deceased employee would have attained the age of seventy years, 
whichever is earlier: 
Provided further that the said period of fifteen years shall be reckoned from the date from which 
the deceased employee or, as the case may be, the spouse became eligible for such grant.] 
1[(3) Where, on or after the first day of December 2003, an employee is declared by the 
prescribed medical authority to have been completely incapacitated physically or mentally to discharge 
the duties of his employment and for that reason is retired or removed from service, he shall be entitled 
to receive for life such benevolent grant from the Benevolent Fund as 2[may be prescribed]; or where 
the employee dies during the continuance of his employment, or during retirement 3*   *    *, his spouse 
shall be e ntitled to receive for life such benevolent grant from the Benevolent Fund as 2[may be 
prescribed] 
Provided that, if the deceased employee has no spouse or the spouse dies, other members of his 
family shall be entitled to receive benevolent grant from Bene volent Fund as prescribed for a period 
of fifteen years 3* * *. 
Provided further that the said period of fifteen years shall be reckoned from the date from which 
the deceased employee or, as the case may be, the spouse became eligible for such grant. 
(4) The beneficiaries whose grant period has not expired on 30th day of November, 2003 shall 
be entitled to an increase equal to twenty percent of the grant sanctioned under the rules with effect 
from the first day of December, 2003, for the remaining period of the grant.] 
4[(5) Where, on or after the 5[15th day of June, 2013], an employee died or dies in a security 
related incident during his employment, his spouse shall be entitled to receive for life such additional 
monthly benevolent grant from the benevolent fund as may be prescribed: 
Provided that,__ 
(a) If the deceased employee has no spouse or the spouse dies, other members of 
his family shall be entitled to receive the benevolent grant for period of fifteen 
years; 
(b) the period of fifteen years under clause (a) shall be reckoned from the date from 
which the heirs of deceased employee or, as the case may be, the spouse became 
eligible for such grant; and 
 
1Added by Act IV of 2005, s. 4 (w. e. f. 1-12-2003).  
2Subs. Act XX of 2010, s. 3. (w. e. f. 01-07-2009). 
3Omitted by Act VIII of 2015, s.2. 
4Added by Act XX of 2018, s. 2. 
5Subs. by Act No. XXI of 2023, s.2. 
  
 
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(c) the grant under this sub-section shall be in addition to other benefits admissible 
to an employee under this Act. 
Explanation. __ Security related incident for the purpose of admissibility 
of the additional monthly benevolent grant means death that occurs due to a 
terrorist act or while combating or confronting the terrorist, irrespective of the 
fact that the victim was a member of a ny law enforcement agency or a civilian 
employee. Death of a member of law enforcement agency due to a cause, other 
than a terrorist act, shall be classified as in-service death and shall not fall within 
the purview of this sub-section.]  
14. Payment of benevolent grant.__ (1) On the death of an employee, the amount of 
benevolent grant payable under section 13 shall be paid to such member or members of his family as 
he might have nominated in accordance with the rules in full or in the shares specified by h im at the 
time of making of nomination. 
(2) Where no valid nomination made by the employee subsists at the time of his death, the 
amount of benevolent grant shall be paid to such member or members of his family, subject to such 
conditions imposed with a vi ew to ensuring that the amount is justly and equitably utilized for the 
maintenance and benefit of all the members of family, as may be prescribed or may, consistently with 
rules, be determined by the Board or an officer authorised by the Board in that behalf. 
1[14A. Utilization of Benevolent Fund in other beneficial schemes.__ The Board may, where 
it considers expedient and keeping in view the availability of funds after discharging its liability under 
this Act, make schemes for disbursement of any amount for the benefit of employees, including retired 
employees and their families.] 
_______ 
CHAPTER IV  
GROUP INSURANCE 
15. Insurance of employees. Subject to the provisions of this Act and the rules, in the event of 
the death of an employee, occurring by whatsoever cause, during the continuance of his employment, 
the Board shall pay to the family of the deceased employee a sum 2[as may be prescribed]. 
3[15A. Payment of additional lump sum grant on death during service in a security related 
incident.__ In the event of death of an employee during his employment on or after the 4[15th day of 
June, 2013] occurring in a security related incident, the Board shall pay to the family of the deceased 
employee a special lump sum grant as may be prescribed: 
Provided that this grant shall be in addition to other benefits admissible to an employee under 
this Act. 
Explanation.__ Security related incident for the purpose of admissibility of the additional lump 
sum grant means if death occurs due to a terrorist act or while combating or confronting the terrorist,  
 
1Ins. by Act XIII of 1996, s. 3A (w.e.f. 4-9-1988). 
2Subs. by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1989 (1 of 1989) ss. 8 and 9 (w.e.f. 16-1-1989). 
3Ins. by XX of 2018, s. 3. 
4Subs. by Act. No. XXI of 2023, s. 2. 
 
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irrespective of the fact that the victim was a member of a law enforcement a gency or was a civilian 
employee. Death of a member of any law enforcement agency due to a cause other than a terrorist act 
shall be classified as in-service death and shall not fall within the purview of this section.]  
16. Arrangements with Insurance Company, etc. The Board may from time to time arrange 
for the insurance of the life of the employees in sums 1[as may be prescribed] with such insurance 
company or other insurer and for such period as it deems fit, and where any such arrangement subsists, 
the liability to pay the said specified sums shall directly devolve upon the insurance company or other 
insurer. 
17. Federal Employees Insurance Fund.__ (1) There shall be established a fund to be called  
the 2[Federal Employees Insurance Fund] which shall vest in and be held and administered by the 
Board. 
(2) All sums received from the employees as premia for the group insurance of the employees 
and any interest or profit accruing thereon shall be credited to the Insurance Fund. 
(3) The moneys credited to the Insurance Fund shall be kept in such bank as may be prescribed. 
(4) All 3[payments made under section 15, the] expenses on any arrangement entered into by 
the 4[Board] with any insurance company or other insurer as provided for in section 16 and all expenses 
on the administration of the Insurance Fund shall be defrayed from the Insurance Fund. 
(5) Any sums remaining in the Insurance Fund after defraying the expenses referred to in sub-
section (4) may be utilized for such purposes connected with the benefit of the 5[employees, including 
retired employees, and their families,] as the Board may direct. 
18. Payment of premia.__ (1) Every employee shall be liable to pay to the Insurance Fund such 
sum of money as may be prescribed as premium for the insurance of his life as provided for in this 
Chapter and the amount of such premium shall as far as possible be deducted at the source from his 
pay and credited or remitted to the Insurance Fund. 
(2) Where the amount of premium cannot for any reason be de ducted from the pay of the 
employee, the employee shall remit to the prescribed officer the sum of premium payable by him, and 
any premia remaining unpaid due to inadvertence or negligence of the employee or otherwise shall be 
recoverable from him in such manner as may be prescribed. 
(3) Default in the payment of premia either for the reason that the pay of the employee was not 
drawn or due to his negligence or fault or for any other reason whatsoever shall not affect the right of 
his family to receive the sum assured in the event of the death of the employee, but the pr emium 
remaining unpaid at the time of his death may be recovered from the assured amount. 
19. Payment of the sum assured.__ (1) On the death of an employee, the sum assured shall be 
paid to such member or members of his family as he might have nominated in  accordance with the 
rules in full or in the shares specified by him at the time of making the nomination. 
 
1Subs. by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1989 (1 of 1989) ss. 8 and 9 (w.e.f. 16-1-1989). 
2Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1975 (XXV of 1975) s. 2, for “Central Employees Insurance Fund”. 
3Ins. by Act 1 of 1989 s. 10 (w.e.f. 16-1-1989) 
4Subs. ibid., for “Federal Government” which was previously amended by Act. XXV of 1975 s. 2, for “Central Government”.  
5Subs. by Act. XXV of 1975 s. 6 for “families of the employees”. 
  
 
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(2) Where no valid nomination made by the employee subsists at the time of his death, the sum 
assured shall be paid to such member or members of his family, subject to such conditions imposed 
with a view to ensuring that the sum is justly and equitably utilized for the maintenance and benefit of 
all the members of the family, as may be prescribed or may, consistently with the rules, be determined 
by the Board or an officer authorised by the Board in that behalf. 
_______ 
CHAPTER V  
GENERAL 
20. Audit and accounts. __ The accounts of the Benevolent Fund and of the Insurance Fund  
shall be maintained in such manner and form as the 1[Auditor General of Pakistan] may from time to 
time, direct, by such officer or authority as the Board may appoint. 
(2) The accounts of the Benevolent Fund and of the Insurance Fund shall be audited by such 
authority or agency as the 2[Federal Government] may, after consulting the 1[Auditor General of 
Pakistan], appoint. 
21. Protection of action taken in good faith. No suit, prosecution or other proceedings shall 
lie against the 2[Federal Government] the Board or any officer or other authorized person for anything 
in good faith done or purporting to have been done in pursuance of this Act or the rules. 
22. Exemption from taxes.__ The 2[Federal Government] may by order in writing,__ 
(a) exempt the Benevolent Fund and the Insurance Fund from any tax, rate or duty 
leviable by such Government or by a local authority under the control of such 
Government ; 
(b) exclude the amount of premium or subscription paid by an employee from his 
assessable income under the Income-tax Act, 1922 (XI of 1922). 
23. Power to make rules.  The 2[Federal Government] may make rules 3 for the purpose of 
giving effect to all or any of the provisions of this Act. 
4[THE FIRST SCHEDULE 
[See sections 12(1) and 13] 
BENEVOLENT FUND 
The rates of subscription to the Benevolent Fund and the amount of monthly benevolent grant 
payable under section 13 out of such Fund before the 4th September, 1988. 
 
 
1Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (25 of 1975) s. 7, for “Comptroller and Auditor General of 
Pakistan”. 
2Subs. ibid., s. 2, for “Central Government”. 
3For such Rules, see Gaz. of P. Ext. dated the 18th March 1972, pp.23-31. 
4Added by Act, XIII of 1996, s. 4 (w.e.f. 4-9-88). 
  
 
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Pay Range Rate of monthly Subscription Rate of monthly 
Benevolent grant 
(1) (2) (3) 
In the case of an employee 
whose pay last drawn was 
Between___________ 
 One percent of pay 
subject to maximum of 
Rs.26 
(Rs) __ (Rs) 
250 and 300 __ 150 
301 and 400 __ 175 
401 and 500 __ 200 
501 and 600 __ 225 
601 and 700 __ 250 
701 and 800 __ 275 
801 and 900 __ 300 
901 and 1000 __ 325 
1001 and 1100 __ 350 
1101 and 1200 __ 375 
1201 and 1300 __ 400 
1301 and 1400 __ 425 
1401 and 1500 __ 450 
1501 and 1600 __ 475 
1601 and 1700 __ 500 
1701 and 1800 __ 525 
1801 and 1900 __ 550 
1901 and 2000 __ 575 
2001 and 2100 __ 600 
2101 and 2200 __ 625 
2201 and 2300 __ 650 
2301 and 2400 __ 675 
2401 and 2500 __ 700 
2501 and 2600 __ 725 
2601 and above __ 750 
 
  
 
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THE SECOND SCHEDULE 
[See sections 12(1) and 13] 
BENEVOLENT FUND 
The rates of subscription to the Benevolent Fund and the amount of monthly Benevolent grant 
payable under section 13 out of such fund applicable on and after the 4th September, 1988. 
 
S.No. Monthly Pay Rate of monthly Subscription Rate of monthly 
Benevolent grant 
(1) (2) (3) (4) 
 (Rs) (Rs) (Rs) 
1. 501 to 600 11 270 
2. 601 to 700 13 300 
3. 701 to 800 15 330 
4. 801 to 900 17 360 
5. 901 to 1000 19 390 
6. 1001 to 1100 21 420 
7. 1101 to 1200 23 450 
8. 1201 to 1300 25 480 
9. 1301 to 1400 27 510 
10. 1401 to 1500 29 540 
11. 1501 to 1600 31 570 
12. 1601 to 1700 33 600 
13. 1701 to 1800 35 630 
14. 1801 to 1900 37 660 
15. 1901 to 2000 39 690 
16. 2001 to 2100 41 720 
17. 2101 to 2200 43 750 
18. 2201 to 2300 45 780 
19. 2301 to 2400 47 810 
20. 2401 to 2500 49 840 
21. 2501 to 2600 51 870 
22. 2601 to 2700 53 900 
23. 2701 to 2800 55 930 
24. 2801 to 2900 57 960 
 
Page 15 of 15 
 
25. 2901 to 3000 59 990 
26. 3001 to 3100 61 1020 
27. 3101 to 3200 63 1050 
28. 3201 to 3300 65 1080 
29. 3301 to 3400 67 1110 
30. 3401 to 3500 69 1140 
31. 3501 to 3600 71 1170 
32. 3601 to 3700 73 1200 
33. 3701 to 3800 75 1230 
34. 3801 to 3900 77 1260 
35. 3901 to 4000 79 1290 
36. 4001 to 4100 81 1320 
37. 4101 to 4200 83 1350 
38. 4201 to 4300 85 1380 
39. 4301 to 4400 87 1410 
40. 4401 to 4500 89 1440 
41. 4501 to 4600 91 1470 
42. 4601 to 4700 93 1500 
43. 4701 to 4800 95 1530 
44. 4801 to 4900 97 1560 
45. 4901 to 5000 99 1590 
46. 5001 and above 100 1620]. 
 
THE THIRD SCHEDULE 1[Omitted] 
 
 
_________ 
 
 
Date: 13-09-2024 
1Omitted by. Act no. XX, of 2010, s. 4 (w. e. f. 01-07-2009).