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Naya Pakistan Housing and Development Authority Act (NPHDA), 2020

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THE NAYA PAKISTAN HOUSING AND DEVELOPMENT AUTHORITY ACT, 2020

SCHEDULE

THE NAYA PAKISTAN HOUSING AND DEVELOPMENT AUTHORITY ACT, 2020

ACT NO. V OF 2020

[14th January, 2020]

An Act to provide for housing and real estate development and other activities related to land and construction through the establishment of Naya Pakistan Housing and Development Authority

WHEREAS the Constitution of the Islamic Republic of Pakistan, 1973, requires the State to endeavour to provide housing, a basic necessity of life, to its citizens;

AND W HEREAS it is expedient to establish the Naya Pakistan Housing and Development Authority for the purposes of planning, development, construction and management of real estate development schemes and projects, including housing, and matters connected therewith and ancillary thereto so as to pursue philanthropic and other objectives on profit and non­profit basis and to carry out refurbishment, uplift or establishment and maintenance of infrastructure, roads etc. and the performance of other civic and municipal ventures or tasks;

It is enacted as follows:—

CHAPTER I

PRELIMINARY

Section 1. Short title, extent, commencement and application

(1) This Act shall be called the Naya Pakistan Housing and Development Authority Act, 2020.

(2) It extends to the whole of Pakistan.

(3) It shall come into force at once.

Section 2. Application

This Act shall apply to the works, lands and buildings owned or acquired by, vested in or in the possession of the Federal Government in the specified area and the schemes developed or re­developed under this Act.

Section 3. Definitions

In this Act,—

(a) “Acting Chairman” means the Acting Chairman of the Authority appointed in terms of sub­sections (6) or (7), respectively, of section 10;

(b) “Adjudicator” means an Adjudicator of the Authority appointed in accordance with section 41;

(c) “Appellate Tribunal” means the Appellate Tribunal of the Authority established pursuant to this Act;

(d) “Authority” means Naya Pakistan Housing and Development Authority established under this Act;

(e) “certificate of title” includes a certificate of title with regard to the entitlement to an immovable property in terms of a lease, tenancy, license, allotment or allocation or any other mode of grant issued by the Registrar, in the manner and on such terms and conditions as may be prescribed;

(f) “Chairman” means the Chairman of the Authority;

(g) “enforcement inspector” means an employee of the Authority designated as enforcement inspector in accordance with section 38;

(h) “Federal Land Bank” means the Federal Land Bank constituted under section 16;

(i) “finance” shall have the same meaning as assigned thereto in the Financial Institutions (Recovery of Finances) Ordinance, 2001 (XLVI of 2001);

(j) “financial institution” shall have the same meaning as assigned thereto in the Financial Institutions (Recovery of Finances) Ordinance, 2001 (XLVI of 2001);

(k) “Fund” means Naya Pakistan Housing and Development Authority Fund created under this Act;

(1) “house finance” means finance provided by financial institutions to individuals for the construction, refurbishment or purchase of residential houses, units or apartments or for purchase of residential plots and construction thereon;

(m) “management association” means a body, association, trust, body corporate, society or any other entity, registered or otherwise, established and mandated by the Authority, in the prescribed manner, for managing a scheme or part thereof;

(n) “member” means a member of the Policy Board;

(o) “Policy Board” means the Policy Board of the Authority constituted under this Act;

(p) “prescribed” means prescribed by rules or regulations under this Act;

(q) “Patron” means the Patron of the Authority;

(r) “Registrar” means a registrar appointed under Section­22 of this Act;

(s) “Schedule” means a Schedule appended to this Act;

(t) “scheme” means a scheme or schemes, plan, facility or project, on profit or non­profit basis, comprising development or redevelopment of:

(i) new or existing cities, towns and islands, or

(ii) mix­use, housing, commercial and/or public amenity plots, buildings and/or units and related infrastructure, or

(iii) infrastructure and services including transportation systems and road networks,

traffic management systems, healthcare facilities, educational facilities, recreational and cultural facilities, municipal and civic facilities and services, communications systems and facilities, utilities infrastructure and network (including water supply, drainage, sewerage, sanitation), or

(iv) energy generation, procurement, transportation, transmission and distribution systems including for electric power (through any energy source) and gas (LNG/RLNG, LPG etc.), or

(v) industrial estates and parks, and

(vi) all facilities, systems and works incidental or ancillary thereto, planned, made, undertaken and/or supervised and/or approved by the Authority under this Act.

(u) “Secretary” means the Secretary of the Authority appointed in accordance with section 6 (7) of this Act;

(v) “section” means a section of this Act; and

(w) “specified area” includes an area in which the Authority may pursue a scheme;

CHAPTER II

INCORPORATION AND FUNCTIONS

Section 4. Authority

(1) The Patron shall, by notification in the official Gazette, establish the Naya Pakistan Housing and Development Authority.

(2) The Authority shall be a corporation having perpetual succession, a common seal and may sue or be sued in the name mentioned in sub­section (i) of this section 4.

(3) The head office of the Authority shall be at Islamabad and the Authority may establish regional and/or such offices in such other parts of Pakistan as it may deem necessary.

Section 5. Functions of the Authority

(1) The Authority as may be prescribed, shall:—

(a) identify immovable properties and projects suitable for the development of schemes;

(b) recommend to the Federal Government to provide or procure immovable property or a project through any means permissible under law, including compulsory acquisition; purchase, lease or license through private agreement; donation by any private party or any state land or project by any government or other public authority, on such terms as may be mutually agreed between the 1[Policy Board] and the relevant transferor or provider;

(c) cause studies, surveys, experiments or technical researches to be undertaken or contribute towards the cost of any such studies, surveys, experiments or technical researches, undertaken by any other entity;

1Subs. by Act No. XXX of 2026, s.2.

(d) if necessary, prepare and approve a master or site plan of a specified area containing zoning, spatial or town planning, infrastructure development, land use and building control regulations in consonance with the planning under the applicable building and town­planning dispensation;

(e) undertake, design, approve and execute a scheme or schemes in specified areas;

(f) prescribe transparent criteria and procedure for registration, membership, possession, transfer and cancellation of immovable property in a scheme;

(g) facilitate the low income segment for availing housing under this Act or any other specific programme or otherwise through the provision of loans or other facilities;

(h) develop procedures for allocation, allotment, lease or auction, if any, of any type of immovable property, including the procedure to transact or exchange the actual property or allotment/ allocation file thereof;

(i) ensure maximum use of indigenous labour and construction material in the development of schemes;

(j) formulate and, from time to time, vary the organogram, job descriptions, human resource policies and terms and conditions of employment of all employees of the Authority;

(k) create or abolish posts and oversee the performance of its employees;

(1) take disciplinary action against employees in the prescribed manner;

(m) establish committees for assistance and advice in relation to the performance of its functions and determine the membership and terms of reference of a committee;

(n) develop and maintain public amenities and common areas in a scheme;

(o) maintain updated record of immovable property including title, leasehold rights, mortgage, easement, license, tenancy and possession thereof;

(p) publish geo­tagged title, leasehold rights, mortgage and other rights or interests in an immovable property on its website;

(q) collect all levies, taxes, duties, fees and charges on the transfer, or possession of an immovable property, or any encumbrance thereon, under any law after agreeing on an arrangement with the relevant agency;

(r) exercise control over maintenance of buildings, their common areas and amenities in a scheme;

(s) impose, levy and collect fines, fees, tolls, penalties, surcharges and charges as may be prescribed;

(t) coordinate with similar agencies or bodies at the federal, provincial and local level

for the achievement of the objectives of this Act;

(u) to undertake schemes for the purposes of raising funds for various objects of the Act including funding for subsidies in low cost housing projects and creation of employment and opportunities; and

(v) perform any ancillary functions or a function under this Act.

2. The Authority, as may be prescribed, may.—

(a) raise funds through any means considered appropriate in the circumstances including through real estate investment trusts, bonds, sukuk and other forms of finances obtained on the basis of participation term certificate (PTC), musharika certificates, term finance certificates (TFC) or any other financial or debt instruments or securities;

(b) raise funds and obtain finance or loans from donor agencies, governmental bodies, and financial institutions, including on the security of its Fund or any portion thereof;

(c) provide or facilitate and support the provision of finance, including housing finance, for the achievement of the objectives of the Act;

(d) generate electricity or obtain utilities in bulk or otherwise and carry out, maintain, arrange, manage and provide all facilities, services and utilities, including water, gas and sewerage in schemes;

(e) manage and maintain utilities;

(f) assign any function to a local government or local authority and vice versa on mutually agreed terms and conditions;

(g) outsource any function through public private partnership or any other mode;

(h) hire or utilize services for undertaking of schemes including design, technical evaluation and monitoring thereof;

(i) provide and release receipts, guarantees, indemnity bonds, cheques and enter into contracts, deeds, instruments, arrangements, joint ventures and agreements with any person or grant concessions, for the working of the Authority, for the preparation, planning, development, execution, implementation and maintenance of schemes and for carrying out the purposes of this Act;

(j) to set up agencies, companies, subsidiaries, trusts, societies, associations, joint­ventures (whether contractual or incorporated) or any other vehicles for the purposes of carrying out its objectives;

(k) incur any expenditure and procure plant, machinery, equipment, instruments and necessary materials;

(l) plan, approve and execute mergers and amalgamations with other housing schemes

or cooperative housing societies subject to the approval of the competent authorities of those housing schemes or housing societies for such merger or amalgamation;

(m) impose, vary, and recover development charges and transfer fees in respect of any immovable property within any scheme;

(n) lease, purchase, procure, sell, exchange, mortgage, rent out or otherwise dispose of or deal with any property under the management and control of the Authority;

(o) cancel or re­plan any scheme or part thereof;

(p) do all such acts, deeds and things that may be necessary or expedient for the purpose of proper preparation, planning, development, execution, implementation, management and maintenance of schemes;

(q) frame, amend or repeal service, conduct of business and other regulations necessary for carrying out the purposes of the Act;

(r) make recommendations to the Patron for prescription of rules under this Act;

(s) institute, commence, prosecute, defend, compromise, settle any and all actions, disputes, suits and legal proceedings whether civil or criminal before any court, tribunal, administrative body or authority; and

(t) exercise any other power that is necessary for the performance of any function.

(3) Except where any powers and functions of the Authority are specified in this Act to be exercised or performed by the Policy Board or the Patron, all the powers and discretions of the Authority shall be exercised, and the functions and duties of the Authority shall be performed, by the Chairman.

CHAPTER III

PATRON, POLICY BOARD AND ADMINISTRATION

Section 6. Patron and Policy Board

(1) The Prime Minister of the Islamic Republic of Pakistan shall be the Patron of the Authority, who shall review the performance of the Authority and may, from time to time, give to the Authority general policy directions to implement the same, subject to the terms of this Act.

(2) The Patron shall, by notification in the official Gazette, constitute the Policy Board comprising not less than five and not more than eleven members (including the Chairman), for a term of five years. In case of any casual vacancy, a member (other than the Chairman) may, in the like manner, be nominated by the Patron for the remaining unexpired term of the outgoing member.

(3) The Chairman shall preside over the meetings of the Policy Board, however, in his absence, a member nominated by the Chairman may so preside.

(4) A member, unless disqualified under this Act from holding office, may be re­appointed by the Patron in the above manner, provided that no individual shall serve for more than two consecutive terms as a member.

(5) Two thirds (2/3rd) of the members, including the Chairman [or his nominee under

sub­section (3) of this Section 6] present in person or through video­ conference or tele­conference, shall constitute the quorum for a meeting of the Policy Board. Subject to quorum, the decisions of the Policy Board shall be taken by majority of the members present and voting, provided that in the event of a tie, the Chairman [or his nominee under sub­section (3) of this Section 6 presiding at such meeting] shall have a second and casting vote.

(6) The Policy Board shall meet at least once in every calendar quarter and a meeting of the Policy Board shall be held on such date and at such time and place, as the Chairman may determine.

(7) The Chairman shall appoint a Secretary of the Authority on such terms and conditions as may be prescribed and who shall perform such functions as the Chairman may direct. The Secretary of the Authority shall also be the secretary of the Policy Board and shall maintain or cause to be maintained, in the prescribed manner, the record of each meeting of the Policy Board including the minutes of the meetings as approved by the Chairman.

(8) The Chairman may invite any person other than a member to attend a meeting of the Policy Board for the purposes of advising or assisting the Policy Board on any agenda item taken up for consideration at such meeting.

(9) A member may resign from his office at any time by writing under his hand addressed to the Patron and such resignation shall be effective from the date of its acceptance by the Patron.

(10) No act or proceeding of the Policy Board shall be invalid merely by reason of any vacancy in or defect in the constitution of the Policy Board.

Section 7. Disqualification of members

The Patron shall not nominate a person as a member, who:—

(a) is or at any time, has been convicted of an offence involving moral turpitude;

(b) is or, at any time, has been adjudicated as an insolvent;

(c) is found to be a lunatic or of unsound mind or otherwise physically incapacitated; or

(d) is in a situation of irreconcilable conflict of interest with the Authority.

Section 8. Removal of a member

(1) The Patron may remove a member (including the Chairman) during the term of office, if such member is:—

(a) disqualified from being a member; or

(b) absent from three consecutive meetings of the Policy Board without leave of absence from the Policy Board; or

(c) found guilty of misconduct.

(2) The Patron shall not remove a member (including the Chairman) under sub­section (1) without a show cause notice, provision of an opportunity of hearing and recording of reasons in writing.

Section 9. Functions of the Policy Board

(1) Subject to sub­section (1) of section 6, the Policy Board shall have the responsibility of laying down the policies, plans and guidelines for carrying out the purposes of this Act.

(2) Without prejudice to the generality of the functions, mentioned in sub­ section (1), the Policy Board shall—

(a) establish and maintain strategic direction of the Authority;

(b) oversee implementation of strategic objectives of the Authority;

(c) monitor performance and review achievements of the Authority;

(d) approve the audited accounts of the Authority;

(e) arrange for, and oversee, the provision of funds for the Authority;

(f) approve feasibility studies and proposals for development of scheme or schemes in specified areas;

(g) take measures for capacity building of the Authority for performing its objectives under this Act; and

(h) transact such other business of the Authority as the Patron or the Chairman may place before it.

Section 10. Chairman and Acting Chairman

(1) The Patron shall appoint a Chairman of the Authority on such terms and conditions as may be prescribed.

(2) The Chairman shall be a person of sound integrity and competence, meeting one of the following:—

(a) that he is a serving or retired officer of the Federal Government in the BPS­22 or equivalent; or

(b) that he is a serving or retired officer of the Armed Forces, not below the rank of a Lieutenant­General or equivalent;

Explanation: The serving officers from the civil bureaucracy and the Armed Forces will be eligible to be appointed as the Chairman on deputation or secondment basis, as per the applicable laws and rules; or

(c) that he is an experienced professional or business person, not having less than thirty years of experience in his field and possesses:—

(i) a Masters degree recognized by the Higher Education Commission of Pakistan, in the field of accounting, finance, business administration, management, commerce, engineering, economics, planning, law; or

(ii) the qualification of chartered accountancy, cost and management accountancy, barrister­at­law, solicitor.

(3) The Chairman shall not be more than sixty two years of age on the date of first appointment as Chairman.

(4) The Patron shall constitute an evaluation committee, comprising a least one Minister and at least two Secretaries, respectively, of the Federal Government, for the purposes of evaluating and recommending suitable candidates to the Patron for appointment as Chairman. For this purpose, the evaluation committee shall, on behalf of the Patron, solicit applications from candidates through advertisement and recommend at least three names to the Patron. If the Patron is not satisfied with the recommendations of the evaluation committee, he may require further recommendations in the like manner.

(5) The Chairman shall, subject to this Act, hold office for a term of five years and may be re­appointed by the Patron for an additional term of five years.

Explanation: In the event of reappointment as Chairman, sub­section (3) of this section, shall not apply.

(6) In case of death, resignation or removal of the Chairman the Patron shall, in his discretion, appoint an Acting Chairman to exercise the powers and discretions and discharge the functions and duties of the Chairman under this Act, till a new Chairman is appointed, which shall be done within three months of the occurrence of the vacancy.

(7) Immediately upon the notification of establishment of the Authority under section 4 of this Act and pending appointment of the first Chairman, the Patron, in his discretion, may appoint an Acting Chairman to exercise the powers and discretions and discharge the functions and duties of the Chairman under this Act.

Explanation: An Acting Chairman, appointed under this Act, shall not be precluded from appointment as the permanent Chairman.

Section 11. Functions and Powers of Chairman

The Chairman shall be the chief executive officer of the Authority responsible for the management, administration and operations of the Authority and, subject to the provisions of this Act, shall exercise all powers and discretions and perform all functions and duties of the Authority under the Act.

Section 12. Appointments of employees

(1) The Authority may, in such manner and on such terms and conditions as may be prescribed by regulations, appoint, remove and regulate the working of, the employees, consultants and advisers of the Authority as may be necessary for purposes of this Act.

1[(2) Appointment by deputation to a post m ay be made by the Authority by selection from amongst the persons holding appointment on regular basis in any ministry, division, department, organization, etc. of the Federal Government in the same basic pay scale in which the post to be filled exists, subject to the condition that the person concerned possess es the qualifications and experience prescribed for initial appointment to the said vacant post and the terms and conditions of such deputation shall be such as may be settled prior to such appointment by the Authority with mutual consent of the borrowing mi nistry, division, department organization, etc. in accordance with their applicable rules and regulations for a period as mentioned in the Civil Servants Act, 1973 or rules made thereunder.]

1Subs. by Act No. XXX of 2026, s.3.

Section 13. Delegation of functi ons

The Chairman may, through a written order, delegate any powers, functions or duties of the Authority to any other employee of the Authority and may at his discretion, through a written order, revoke and rescind such delegation.

Section 14. Conflict of interest

(1) A member of the Policy Board other than the Chairman, shall not directly or indirectly receive any remuneration for his position as the member except the reasonable expenses incurred by the member in the performance of duties under this Act and such fee for attending the meetings as may be prescribed.

(2) The pecuniary interests of the immediate family members or close personal or business associates of a member or an employee of the Authority shall also be considered to be the pecuniary interest of the member or employee.

(3) A member or an employee of the Authority shall be in conflict of interest if the member or employee:—

(a) is an employee or a consultant of a business entity that has, or of a trade association of business entities that have, a substantial pecuniary interest in any of the functions of the Authority;

(b) owns, controls or has directly or indirectly more than ten per cent equity in a business entity that has a substantial pecuniary interest in any of the functions of the Authority;

(c) receives more than twenty­five per cent of his individual income from a business entity that has a substantial pecuniary interest in any of the functions of the Authority; or

(d) benefits either directly or indirectly, financially or otherwise, from any other organization for being the member or employee of the Authority.

(4) An employee of the Authority shall disclose a potential, real or perceived conflict of interest as soon as he becomes aware of the potential conflict, to the Chairman. A member of the Policy Board

(other than the Chairman) shall disclose a        potential, real or perceived conflict of interest as soon as he 
becomes aware of the        potential conflict, before the Policy Board or any of its committees seized of the 

matter. The Chairman shall disclose a potential, real or perceived conflict of interest as soon as he becomes aware of the potential conflict, to the Patron. Any uncertainty or doubt on part of the disclosing party with respect to the existence of conflict of interest shall be decided by the corresponding person or forum as applicable to whom disclosure is to be made in terms of this sub­section.

(5) A member shall not take part in the proceedings of the Policy Board in which any question of conflict of interest of the member is on the agenda.

(6) The disclosure of conflict of interest and the decision of the Chairman, Policy Board or the Patron, as the case may be, shall be specifically recorded in writing and form part of the records of the Authority.

Section 15. Committees and sub-committees

(1) The Chairman may constitute committees and sub­committees and assign specific tasks to the said committees’ or sub­committees for efficient

performance of the functions of the Authority. The committees or sub­committees, so constituted, shall perform their mandated tasks in the manner to be specified by the Chairman.

(2) A committee or sub­committee may comprise one or more members of the Policy Board,

employees of the Authority and/or such experts or persons as         the Chairman may consider appropriate for 
the relevant mandate of the said committee         or sub­committee. 

(3) The committees or sub­committees, as applicable, shall submit their reports to the Chairman.

CHAPTER IV

FEDERAL LAND BANK ETC.

Section 16. Federal Land Bank

(1) The Federal Government, on the recommendation of the Authority, shall constitute a Federal Land Bank and for which it may arrange or procure immovable property for the purposes of a scheme through any means permissible under law, including provision of state land by any government or public department, authority, agency or any corporation or entity falling thereunder, on such terms as may be mutually agreed between the 1[Policy Board] and the relevant transferor or provider; compulsory acquisition; purchase, lease or license through private agreement or donation by any private party, in the prescribed manner.

(2) For the purposes of the Federal Land Bank, the Federal Government, Provincial Governments, Local Governments and all other public departments, authorities, agencies and all

corporations and entities falling thereunder shall cooperate       with the Authority to collect information of the 
immovable property owned or possessed        by them and to furnish the same in the manner as prescribed. 

(3) The information collected under sub­section (2) of this section shall be compiled and recorded by the Authority in hardcopies and software containing requisite details, maps and geo­graphical location of the immovable properties.

Section 17. Vesting of Property

Upon arrangement or procurement of immovable properties in

terms of section 16, the relevant immovable property shall,         unless already so vested, vest in and belong to, 
the Federal Government. The Authority       shall, for and on behalf of the Federal Government, possess, 

control, manage and deal with all such immovable property for the purposes, and in accordance with the provisions, of this Act and any rules or regulations prescribed hereunder.

Section 18. Regulation of Transfers etc

Dealings with immovable property in a scheme including transfer, lease, license or encumbrance of such immovable property may be restricted and controlled in such manner and on such terms and conditions as may be prescribed under this Act.

CHAPTER V

DEVELOPMENT OF SCHEMES AND PROCUREMENTS ETC.

Section 19. Development of schemes

The Authority shall prepare or cause to be prepared feasibility studies for the development of a scheme or schemes and determine the mode of development accordingly.

Section 20. Procurement, Outsourcing and public private partnership etc

(1) The Authority may outsource any of its activities, including development works, through any mode including public private partnership.

1Subs. by Act No. XXX of 2026, s.4.

(2) Notwithstanding anything in the Public Private Partnership Authority Act, 2017 (Act No. VIII of 2017), any rules and regulations made thereunder or any similar laws, the Authority may, by regulations, prescribe the manner, methods and procedures for undertaking public private partnerships under this Act and such prescribed conditions shall exclusively govern public private partnerships by the Authority.

(3) Notwithstanding anything in the Public Procurement Regulatory Authority Ordinance 2002 (Ordinance No. XXII of 2002), any rules and regulations made thereunder or any similar laws, the Authority may, by regulations, prescribe the manner, methods and procedures for undertaking procurements under this Act and such prescribed conditions shall exclusively govern procurements by the Authority.

Section 21. Re-development schemes

(1) The Authority may undertake re­development (including renewal, re­construction, or upgradation) of whole or a part of a scheme.

(2) The provisions of this Act for development of a scheme shall, with necessary changes, apply to re­development under sub­section (1).

CHAPTER VI

REGISTER OF TITLES

Section 22. Registrar

(1) The Authority may appoint one or more Registrars of titles for a specified area or part thereof on the terms and conditions as may be prescribed in the regulations.

(2) In the course of performance of his duties under this Act, the Registrar may exercise the powers of a civil court under the Code of Civil Procedure, 1908 (as enforced in the Province or territory of the relevant Registrar) for summoning any person, document, enforcing attendance of any person or compulsory production of any document or taking statement on oath.

Section 23. Record of titles

(1) The Authority may, in the prescribed manner maintain the records of titles itself or outsource the same in the specified; area or part thereof, to a central depository company or any other similar entity.

(2) The Authority may link the record of titles in the specified area with the record of the National Database and Registration Authority on mutually agreed terms and conditions.

(3) The Authority shall maintain computerized record of titles which may be exhibited on the website of the Authority, in the prescribed manner.

Section 24. Registration of Properties

(1) Notwithstanding anything contained in any other law, the Authority, as prescribed, may enter into arrangements to effect registration and transfer of properties and maintain records in relation to any property or part there of falling in a scheme, with Provincial Governments, and where applicable, Local Governments or other bodies.

(2) The certificate of title issued by the Registrar shall be deemed to constitute a title document of the relevant immovable property.

(3) The Registrar shall maintain, accurately and completely the current facts about each immovable property including certificate of title, leasehold rights, mortgage, an easement, a right of occupation or any other right or interest which shall be available online on the website of the Authority

with geo­tagged system, in such manner as may be prescribed.

(4) The Registrar may issue certified copies of certificates of title in the prescribed manner.

CHAPTER VII

HOUSE FINANCE AND MORTGAGES

Section 25. House finance for a scheme

(1) Where house finance has been provided by a financial institution for immovable property in a scheme pursuant to an arrangement between the Authority and the financial institution, all disputes between the financial institution and the relevant borrowers in the scheme shall, notwithstanding anything contained in any other law, be adjudicated upon by the Adjudicator. The process and requirements for lodging and adjudication of a claim before the Adjudicator shall be prescribed through regulations.

(2) Any party aggrieved of the final judgment of the Adjudicator under sub­section (1) may, within thirty days of the final judgment, file an appeal before the Appellate Tribunal. The process and requirements for lodging and adjudication of an appeal before the Appellate Tribunal shall be prescribed through regulations.

(3) An appeal to the Supreme Court from a final judgment or order of the Appellate Tribunal shall lie only if the Supreme Court grants leave to appeal.

Section 26. Process for Mortgage and Auction

Where house finance for immovable property in a scheme is or is proposed to be secured through mortgage of such immovable property, the manner, method and procedure for creation and registration of such mortgage, determination of liability, valuation of mortgaged property, fixation of reserve price, auction, bidding and sale of mortgaged immovable property shall be as prescribed.

CHAPTER VIII

COMMON PROPERTY

Section 27. Common property

(1) The common property/common areas in a scheme (including common areas in buildings) shall remain vested in the Federal Government. The Authority shall

control, manage and deal with all such common           property/common areas for and on behalf of the Federal 
Government, for the purposes        of this Act. 

(2) The Authority may delegate and regulate the management of the common property/common areas in a scheme in the prescribed manner. Without prejudice to the generality of the foregoing, such prescription may provide for the establishment (including incorporation), composition, regulation, operations, powers and functions and dissolution of management associations by whatever name called.

CHAPTER IX

TAXES, FEES AND CHARGES

Section 28. Authority to be exempt from taxation

(1) Notwithstanding anything contained in any other law, for a period of five years starting from the date of notification under sub­section (1) of section 4, the Authority shall be exempt from income tax.

(2) The Federal Government through a notification in the official Gazette may extend the exemption mentioned in sub­section (1) of this section to such extent and on such terms and conditions,

as it may deem fit.

Section 29. Authority to collect property tax

The Authority or, if authorized by the Authority, management association shall collect property tax, if any, and the Authority shall enter into an arrangement with the concerned government for sharing of proceeds of the property tax collected from a scheme.

Section 30. Authority to levy fee and charges

The Authority shall fix fees or charges for rendering of any service in a scheme including registration fee, water rate, sanitation fee, solid waste management fee, development or re­development charge and maintenance fee or any other fees, dues and charges.

Section 31. Additional charge or surcharge

If a person fails to pay a tax, fee or charge to the Authority, the Authority may in the prescribed manner, but subject to the terms of arrangement with the concerned government, levy and collect additional charge and surcharge for non­payment of dues within the specified time.

CHAPTER X

OFFENCES, ENFORCEMENT AND ADJUDICATION

Section 32. Penalty

(1) If a person contravenes any provision of this Act, or any rules or regulations made under this Act, he shall, if no other penalty is provided for such contravention, be punishable with imprisonment for a term which may extend to one year or with fine which may extend to two hundred thousand rupees or with both.

(2) The magistrate competent to try an offence under sub­section (1) may try the offence in a summary manner in accordance with the provisions of sections 260 to 265 of the Code of Criminal Procedure, 1898 (V of 1898).

Section 33. Offences and cognizance

(1) If a person commits an offence specified in—

(a) Part­A of the Schedule, such person shall be liable to imprisonment for a term which may extend to seven years or fine which may extend to five hundred thousand rupees or with both and where an accused was directed by the Authority for immediate discontinuance of the offence, the court may impose a further fine which may extend to fifty thousand rupees for every day for the period the accused has persisted in the offence from the date of its commission; and

(b) Part­B of Second Schedule, he shall be liable to imprisonment for a term which may extend to three years or fine which may extend to one hundred thousand rupees or with both and where an accused was directed by the Authority for immediate discontinuance of the offence, the court may impose a further fine which may extend to ten thousand rupees for every day for the period the accused has persisted in the offence from the date of its commission.

(2) An offence punishable under sub­section (1) shall be cognizable on a complaint in writing of an employee authorized by the Authority to the officer incharge of the police station.

Section 34. Offences to be cognizable and bailable

Notwithstanding anything contained in the Code

of Criminal Procedure, 1898 (Act V of 1898), offences under           this Act shall be bailable and cognizable by 
the magistrate first class on the complaint          of an employee authorized by the Authority. 

Section 35. Offences by companies

(1) Where an offence under this Act has been committed by a

company, every person who at the time of commission of offence was in charge of and was responsible for the conduct of its activities shall be deemed to be guilty of the offence and shall be liable to be proceeded against under this Act.

(2) Nothing contained in this section shall render any such person liable if it is proved that the offence was committed without the person’s knowledge or that such person exercised due care to prevent the commission of the offence.

Section 36. Administrative penalties

(1) An Adjudicator may, in the prescribed manner, issue directions to any person for compliance with any provision of this Act, the rules or regulations within the time and in the manner specified in such directions.

(2) If a person fails to comply with any direction of the Adjudicator within such time as may be specified in such direction or where violation is declared as grave under the regulations, the Adjudicator may pass one or more of the following orders, namely:—

(a) direct the delinquent person to pay a fine as administrative penalty which may extend to one hundred thousand Rupees and in case the failure continues, with an additional fine which may extend to five thousand Rupees for every day during which such failure continues after the direction to pay fine for the first such failure is passed;

(b) direct initiation of prosecution against the delinquent person for the offence under section 33;

(c) seal (for a specified or unspecified period) the immovable property where violation of this Act, rules or regulations has taken place;

(d) direct the relevant employee of the Authority, a civic or utility agency to stop or discontinue the provision of municipal or utility services to the immovable property in occupation of the delinquent person till such time as the violation continues;

(e) direct removal or construction of any structure by the Authority;

(f) direct the enforcement inspector to dispossess an unauthorized occupant from an immovable property and hand over peaceful possession of the property to the person entitled to the possession of the property; and

(g) direct cancellation of lease or allotment of the delinquent person and resumption of possession of the immovable property by the Authority.

(3) The Adjudicator shall take cognizance of a case on the report of an enforcement inspector or an employee authorized by the Authority which shall contain documentary evidence of the violation and identification of the delinquent person.

(4) The Adjudicator shall not pass any final direction or order without issuing a show­cause notice in writing and affording an opportunity of hearing to the delinquent person, in the prescribed manner.

Section 37. Administrative penalty and offence

(1) A person, on whom an administrative penalty

is imposed under section 36, shall not be prosecuted for an        offence in respect of the same incident that 
gave rise to imposition of the administrative       penalty unless the Adjudicator directs prosecution of the 

person.

(2) A person charged with an offence may also be subject to an administrative penalty in respect of the same incident that gave rise to the charge of the offence.

Section 38. Enforcement inspectors

(1) The Authority shall devise and implement enforcement plans regarding the observance of this Act, rules and regulations.

(2) The Authority shall designate enforcement inspectors for the implementation of the enforcement plans in such manner as may be prescribed under the regulations.

(3) The enforcement inspectors shall exercise such powers, in such manner and to such extent as is provided in this Act or as may be prescribed in the rules or regulations.

(4) The Authority may, for discharge of its functions under this Act, seek assistance and support from law enforcement agencies and other public bodies who shall provide all such assistance and support.

Section 39. Power to enter

(1) Subject to any rules or regulations, an enforcement inspector may, whenever it is necessary for purposes of this Act and at all reasonable times, enter upon any immovable property and—

(a) make inspection, survey, measurement, valuation or enquiry;

(b) take levels;

(c) dig or bore into sub­soil;

(d) set out boundaries and intended lines of work;

(e) mark such levels, boundaries and lines by placing marks and cutting trenches;

(f) take electronic or other evidence; and

(g) do such other acts or things as may be prescribed.

(2) An enforcement inspector shall not enter any immovable property except;

(a) with the consent of the occupant and with prior written notice specifying date and time of inspection; or

(b) when directed by a court or Adjudicator; or

(c) without notice to prevent any disaster in an emergency.

Section 40. Ejectment of unauthorized occupants

(1) Subject to an opportunity of hearing, the Chairman, enforcement inspector or any other authorized officer of the Authority may summarily eject any person in unauthorized occupation of any immovable property under the management or control of the Authority and may for such ejectment use such force as may be necessary.

(2) Subject to an opportunity of hearing, the Chairman enforcement inspector or any other

authorized officer of the Authority, on his own motion or on the application of the lawful occupier of

an immovable property, summarily eject    any person in unauthorized occupation of such immovable 
property in a scheme and         may, for such ejectment, use such force as may be necessary. 

(3) Nothing contained in sub­sections (1) and (2) shall prohibit the Chairman, enforcement inspector or any other authorized officer of the Authority to proceed against such person on commission of an offence, as provided in the Act.

Section 41. Adjudicator

(1) The Authority shall appoint one or more Adjudicators for a specified area and if the Authority appoints more than one Adjudicators for a specified area, it shall specify jurisdiction of each Adjudicator. The qualifications and terms and conditions of appointment as Adjudicator shall be prescribed through regulations.

(2) The Adjudicator shall hear and decide a case referred to him by the Chairman, Registrar or an enforcement inspector under this Act, rules or regulations.

Section 42. Inquiry and decision

(1) The Adjudicator may—

(a) conduct an inquiry in any case;

(b) while inquiring into a case, exercise powers of a civil court under the Code of Civil Procedure 1908 (Act V of 1908) in respect of the following matters:

(i) summon and enforce attendance of a person, compel a person to give oral or written evidence on oath and to produce a document or any other material;

(ii) receive evidence on affidavit;

(iii) requisition information from any office; and

(iv) issue summons for witnesses or documents.

(2) The Adjudicator shall execute his decisions as if he is a civil court under the Code of Civil Procedure, 1908 (Act V of 1908) or may direct an enforcement inspector to execute the decision in the manner mentioned in the direction.

(3) During the course of any proceedings before him, and before passing a final order, the Adjudicator may pass such interlocutory orders as he may consider appropriate in the circumstances.

Section 43. Review

If no appeal is filed under section 45 against any decision of the Adjudicator, the Adjudicator may, at any time, review his decision to correct any error or on proof of any other sufficient cause justifying review of the decision.

Section 44. Recovery of dues

(1) If a person fails to pay any amount due to the Authority or a mortgagor fails to repay house finance in accordance with Section 25, the Adjudicator shall, on a reference from an authorized employee of the Authority or the financial institution, as applicable, recover the amount due from the person or mortgagor as arrears of land revenue under the Land Revenue Act, 1967 (XVII of 1967).

(2) In exercise of powers under this section, the Adjudicator shall exercise any power of collector under the Land Revenue Act, 1967 (XVII of 1967).

Section 45. Appeals

(1) A person aggrieved from any final direction, decision or order of an Adjudicator may, within thirty days from the date of communication of the same, file an appeal before an Appellate Tribunal of the Authority.

(2) The Appellate Tribunal shall be constituted and shall discharge its functions in the prescribed manner.

(3) An appeal to the Supreme Court from a final judgment or order of the Appellate Tribunal shall lie only if the Supreme Court grants leave to appeal.

Section 46. Bar of jurisdiction

Notwithstanding anything provided in any other law for the time being in force, but save as expressly provided in this Act—

(a) no court or other authority whatsoever shall have jurisdiction to entertain, or to adjudicate upon, any matter which the Authority, the Chairman, the Registrar or a Adjudicator, enforcement inspector or any other person is empowered by or under this Act, or the rules or regulations framed thereunder, to dispose of or to determine;

(b) the validity of anything done or an order passed by the Authority, the Chairman, the Registrar or a Adjudicator, enforcement inspector or any other person empowered by or under this Act, or the rules or regulations framed thereunder, shall not be called in question in any manner whatever before or by any court or other authority whatsoever; and

(c) no court or other authority whatsoever shall be competent to grant any injunction or pass any other order in relation to any proceedings under this Act or any rules or regulations framed thereunder before the Authority, the Chairman, the Registrar or a Adjudicator, enforcement inspector or any other person empowered by or under this Act, or the rules or regulations framed thereunder.

CHAPTER XI

FINANCIAL PROVISIONS

Section 47. Fund

(1) The Authority shall establish a fund to be known as Naya Pakistan Housing and Development Authority Fund to be administered and controlled by the Authority.

(2) The Fund shall consist of—

(a) funds, loans or grants provided by the Federal Government or a Provincial Government;

(b) grants and loans negotiated and raised or otherwise obtained by the Authority;

(c) fee, charges, rentals, tolls, fines and other moneys received or collected by the

Authority;

(d) income from the lease or sale of the property;

(e) funds from, bonds, sukuk and other forms of finances obtained on the basis of participation term certificate (PLC), musharika certificates, term finance certificates (TFC) or any other financial or debt instruments or securities issued by the authority; and

(f) all other sums received by the authority.

(3) The fine imposed or the fee charged under this Act, the rules or regulations shall, on receipt or recovery, be deposited in and shall form part of Naya Pakistan Housing and Development Authority Fund.

(4) The Authority shall meet all its expenses from the Fund and shall exercise prudence in its expenditures from the Fund.

Section 48. Bank accounts

The Authority may open and maintain its bank accounts at such scheduled banks as may be prescribed and until so prescribed, as the Chairman may determine.

Section 49. Budget and accounts

(1) The Chairman shall cause to be prepared the budget of the Authority for each financial year commencing on first day of July of a year and ending on thirtieth day of June of the succeeding year.

(2) The Chairman shall approve the budget at least forty five days prior to the commencement of a financial year.

(3) The accounts of the Authority shall be maintained in such manner as may be prescribed.

Section 50. Audit

(1) The Chairman shall appoint a firm of chartered accountants, which is placed in category ‘A’ by State Bank of Pakistan, for the annual audit of the accounts of the Authority.

(2) The auditors appointed under sub­section (2) shall submit the audit report to the Chairman and the Chairman shall cause the same to be placed before the Policy Board for approval.

CHAPTER XII

MISCELLANEOUS

Section 51. Duty to assist the Authority

(1) The Authority may in the performance of its functions seek assistance of any office, authority or agency working under the Federal Government, a Provincial Government or a local government.

(2) The office, authority or agency shall comply with the direction of the Authority under sub­section (1) unless, for reasons to be recorded in writing and within thirty days of the direction, an officer not below the rank of head of the office, authority or agency requests the Authority to place the matter before the Chairman whose decision, on such matter, shall be final.

Section 52. Authentication of instruments of Authority

All orders, decisions and other instruments of the Authority shall be authenticated by the signature of the Chairman or any other employee of the Authority authorized by the Chairman.

Section 53. Annual report

(1) The Authority shall, within three months of the end of a financial year, submit to the Patron art annual report.

(2) The Annual report under sub­section (1) shall consist of.—

(a) the statement of accounts and audit reports of the Authority;

(b) a comprehensive statement of the work and activities of the Authority during the preceding financial year and its proposed projects; and

(c) such other matters as may be prescribed or as the Authority may consider appropriate.

Section 54. Public servants

The Chairman, a member, Adjudicator, enforcement inspector, Registrar and an employee, expert or consultant of the Authority shall when acting or purporting to act in pursuance of any of the provisions of this Act, be deemed to be public servants within the meaning of section 21 of the Pakistan Penal Code, 1860 (Act XLV of 1860).

Section 55. Immunity

No suit, prosecution or any other legal proceedings shall lie against the Chairman, a member, Adjudicator, enforcement inspector, Registrar or an employee, expert or consultant of the Authority, in respect of anything done or intended to be done in good faith under this

Act.

Section 56. Act to prevail over other laws

(1) In the event of any conflict or inconsistency between the provisions of this Act and the provisions of any other law, the provisions of this Act shall, prevail to the extent of such conflict or inconsistency.

(2) If an instrument is required to be registered under this Act as also under any other law, the instrument shall only be registered under this Act.

Section 57. Rules

The 1[Federal Government] may, on the recommendation of the Authority and by notification in the official Gazette, make rules for carrying out the purposes of this Act.

Section 58. Regulations

Subject to this Act and any rules prescribed hereunder, the Authority may, by notification in the official Gazette and publication on its website, make regulations, to give effect to the provisions of this Act.

Section 59. Removal of Difficulties

If any difficulty arises in giving effect to any provision of this Act, the Authority may, at any time, make such order, not inconsistent with provisions of this Act and any rules made hereunder, as may appear to it to be necessary for the purpose of removing the difficulty.

1Subs. by Act No. XXX of 2026, s.5.

Section 60. Savings

Notwithstanding the provisions of this Act, all actions taken and decisions made by the Government for providing housing and real estate development and other activities related to land and construction through the Naya Pakistan Housing and Development Authority till the enactment of this Act shall continue and be deemed to have been validly made under the provisions of this Act.

SCHEDULE

[see section 33]

LIST OF OFFENCES

Part­A

1. Discharging any dangerous chemical, inflammable, hazardous or offensive article in any drain, or sewer, public water­course or land in a scheme in such manner as causes or is likely to cause danger to persons passing by or living or working in the neighbourhood, or risk or injury to property or causing harm to the environment.

2. Failure of industrial or commercial concerns or such property holders to provide adequate and safe disposal of affluent or prevention of their mixing up with the water supply or sewerage system. Part­B

3. Wilfully obstructing any officer or servant of the Authority or any person authorized to exercise powers conferred under this Act.

4. Failure to deliver back possession of property to the Authority on expiration or cancellation of lease or allotment or exemption of immovable property.

5. Doing an act without license, approval or permission when the doing of such act requires a license or permission under any of the provisions of the Act, the rules or regulations hereunder.

6. Violation of the master plan, building plan or sanctioned site development scheme including the plans and schemes sanctioned under the repealed enactments, allotting, selling or using the land for the purpose other than the approved layout plan.

7. Erection or re­erection of any structure which is not approved or authorized by the Authority.

8. Changing or converting into any other use any portion of a commercial or residential building or area specified or earmarked for public parking or amenities.

9. Establishing any parking stand on any property or on any open space and public park or land managed, maintained or controlled by the Authority.

10. Establishing temporary shops or running any restaurant or vending stalls for eatables, wooden khokas or any sort of commercial activity on any road, street, footpath, public place, over a drain, or any other property managed, maintained or controlled by the Authority.

11. Obstructing or tampering with any road, street, drain or sewer pipe or pavement or tampering with any main pipe, meter or any apparatus or appliance for the supply of water or sewerage system or laying out a drain or altering any drain in a street or road.

12. Connecting any house drain with a drain in a public street without approval of the Authority.

13. Drawing off, diverting or taking any water except with the permission required under this Act, rules or regulations.

14. Willfully causing damage, or allowing damage to be caused to any property managed, maintained or controlled by the Authority, or which is intended to be managed, maintained or controlled by the Authority, or unlawfully converting it to his own or any other person’s use.

15. Refusal or willfully neglecting to provide any officer or servant of the Authority with the means necessary for entering into any premises for the purpose of collecting any information or making an examination or enquiry in relation to any matter under the Act, rules or regulations.

16. Without lawful excuse, failing or refusing to comply with any direction or order issued by the Authority under this Act.

17. Unauthorized occupation immovable property in a scheme.

18. Attempting to commit or abetting the commission of an offence punishable under this

Act.

___________

RGN Dated: 07-04-2026

Print contents from the source
CONTENTS 
CHAPTER I 
PRELIMINARY 
 
1. Short title, extent, commencement and application 
2. Application 
3. Definitions 
             CHAPTER II 
INCORPORATION AND FUNCTIONS 
4. Authority 
5. Functions of the Authority 
       CHAPTER III 
PATRON, POLICY BOARD AND ADMINISTRATION 
 
6. Patron and Policy Board 
7. Disqualification of members 
8. Removal of a member 
9. Functions of the Policy Board 
10. Chairman and Acting Chairman 
11. Functions and Powers of Chairman 
12. Appointments of employees   
 
13. Delegation of functions 
14. Conflict of interest 
15. Committees and sub-committees  
 
 
 
 

 
Page 2 of 25 
 
CHAPTER IV 
FEDERAL LAND BANK ETC. 
16. Federal Land Bank 
17. Vesting of Property 
18. Regulation of Transfers etc. 
      CHAPTER V 
DEVELOPMENT OF SCHEMES AND PROCUREMENTS ETC. 
 
19. Development of schemes 
20. Procurement, Outsourcing and public private partnership etc. 
21. Re-development schemes 
      CHAPTER VI 
REGISTER OF TITLES 
22. Registrar 
23. Record of titles 
24. Registration of Properties 
       CHAPTER VII 
HOUSE FINANCE AND MORTGAGES 
 
25. House finance for a scheme 
26. Process for Mortgage and Auction 
        CHAPTER VIII 
COMMON PROPERTY 
 
27. Common property 
       CHAPTER IX 
TAXES, FEES AND CHARGES 
 
28. Authority to be exempt from taxation 
29. Authority to collect property tax 
30. Authority to levy fee and charges 
31. Additional charge or surcharge 
      CHAPTER X 
OFFENCES, ENFORCEMENT AND ADJUDICATION 
 
32. Penalty 
33. Offences and cognizance 
34. Offences to be cognizable and bailable 
35. Offences by companies 
36. Administrative penalties 
 
Page 3 of 25 
 
37. Administrative penalty and offence 
38. Enforcement inspectors 
39. Power to enter 
40. Ejectment of unauthorized  occupants  
41. Adjudicator 
42. Inquiry and decision 
43. Review 
44. Recovery of dues 
45. Appeals 
46. Bar of jurisdiction 
        CHAPTER XI 
FINANCIAL PROVISIONS 
47. Fund 
48. Bank accounts 
49. Budget and accounts 
50. Audit 
           CHAPTER XII 
MISCELLANEOUS 
 
51. Duty to assist the Authority 
52. Authentication of instruments of Authority 
53. Annual report 
54. Public servants 
55. Immunity 
56. Act to prevail over other laws 
57. Rules 
58. Regulations 
59. Removal of Difficulties 
60. Savings 
Compare the original stored transcription

Exact source transcription retained, including print layout and extraction artifacts. Text SHA-256: 49bdb0b9394726168f013689790501d32600ce0f447f33166da38bfaa4231c6b.

Page 1 of 25 
 
 
 
 
THE NAYA PAKISTAN HOUSING AND DEVELOPMENT 
AUTHORITY ACT, 2020 
 
 
 
 
 
  CONTENTS 
CHAPTER I 
PRELIMINARY 
 
1. Short title, extent, commencement and application 
2. Application 
3. Definitions 
             CHAPTER II 
INCORPORATION AND FUNCTIONS 
4. Authority 
5. Functions of the Authority 
       CHAPTER III 
PATRON, POLICY BOARD AND ADMINISTRATION 
 
6. Patron and Policy Board 
7. Disqualification of members 
8. Removal of a member 
9. Functions of the Policy Board 
10. Chairman and Acting Chairman 
11. Functions and Powers of Chairman 
12. Appointments of employees   
 
13. Delegation of functions 
14. Conflict of interest 
15. Committees and sub-committees  
 
 
 
 

 
Page 2 of 25 
 
CHAPTER IV 
FEDERAL LAND BANK ETC. 
16. Federal Land Bank 
17. Vesting of Property 
18. Regulation of Transfers etc. 
      CHAPTER V 
DEVELOPMENT OF SCHEMES AND PROCUREMENTS ETC. 
 
19. Development of schemes 
20. Procurement, Outsourcing and public private partnership etc. 
21. Re-development schemes 
      CHAPTER VI 
REGISTER OF TITLES 
22. Registrar 
23. Record of titles 
24. Registration of Properties 
       CHAPTER VII 
HOUSE FINANCE AND MORTGAGES 
 
25. House finance for a scheme 
26. Process for Mortgage and Auction 
        CHAPTER VIII 
COMMON PROPERTY 
 
27. Common property 
       CHAPTER IX 
TAXES, FEES AND CHARGES 
 
28. Authority to be exempt from taxation 
29. Authority to collect property tax 
30. Authority to levy fee and charges 
31. Additional charge or surcharge 
      CHAPTER X 
OFFENCES, ENFORCEMENT AND ADJUDICATION 
 
32. Penalty 
33. Offences and cognizance 
34. Offences to be cognizable and bailable 
35. Offences by companies 
36. Administrative penalties 
 
Page 3 of 25 
 
37. Administrative penalty and offence 
38. Enforcement inspectors 
39. Power to enter 
40. Ejectment of unauthorized  occupants  
41. Adjudicator 
42. Inquiry and decision 
43. Review 
44. Recovery of dues 
45. Appeals 
46. Bar of jurisdiction 
        CHAPTER XI 
FINANCIAL PROVISIONS 
47. Fund 
48. Bank accounts 
49. Budget and accounts 
50. Audit 
           CHAPTER XII 
MISCELLANEOUS 
 
51. Duty to assist the Authority 
52. Authentication of instruments of Authority 
53. Annual report 
54. Public servants 
55. Immunity 
56. Act to prevail over other laws 
57. Rules 
58. Regulations 
59. Removal of Difficulties 
60. Savings 
SCHEDULE 
 
 
 
 
 
 
 
 
Page 4 of 25 
 
THE NAYA PAKISTAN HOUSING AND DEVELOPMENT AUTHORITY 
ACT, 2020 
 
ACT NO. V OF 2020 
 
[14th January, 2020] 
 
An Act to provide for housing and real estate development and other activities related to land and 
construction through the establishment of             Naya Pakistan Housing and Development Authority 
 
WHEREAS the Constitution of the Islamic Republic of Pakistan, 1973, requires the State to 
endeavour to provide housing, a basic necessity of life, to its citizens; 
 
AND W HEREAS it is expedient to establish the Naya Pakistan Housing and   Development 
Authority for the purposes of planning, development, construction and management of real estate 
development schemes and projects, including housing, and matters connected therewith and ancillary 
thereto so as to pursue philanthropic  and other objectives on profit and non­profit basis and to carry 
out refurbishment,  uplift or establishment and maintenance  of infrastructure, roads  etc. and the  
performance of other civic and municipal ventures or tasks; 
 
It is enacted as follows:— 
 
CHAPTER I 
 
PRELIMINARY 
 
1. Short title, extent, commencement and application. — (1) This Act shall be called the 
Naya Pakistan Housing and Development Authority Act, 2020. 
 
            (2) It extends to the whole of Pakistan. 
 
            (3) It shall come into force at once. 
 
            2. Application.— This Act shall apply to the works, lands and buildings          owned or acquired by, 
vested in or in the possession of the Federal Government in the specified area and  the schemes 
developed or re­developed under this Act. 
 
            3. Definitions.— In this Act,— 
 
(a) “Acting Chairman” means the Acting Chairman of the Authority appointed in terms 
of sub­sections (6) or (7), respectively, of section 10; 
 
(b) “Adjudicator” means an Adjudicator of the Authority appointed in accordance with 
section 41; 
 
(c) “Appellate Tribunal” means the Appellate Tribunal of the Authority    established 
pursuant to this Act; 
 
(d) “Authority” means Naya Pakistan Housing and Development Authority established 
under this Act; 
 
 
Page 5 of 25 
 
(e) “certificate of title” includes a certificate of title with regard to the entitlement to an 
immovable property in terms of a lease, tenancy, license, allotment or allocation or 
any other mode of grant issued by   the Registrar, in the manner and on such terms 
and conditions as may  be prescribed; 
 
(f) “Chairman” means the Chairman of the Authority; 
 
(g) “enforcement inspector” means an employee of the Authority designated as  
enforcement inspector in accordance with section 38; 
 
(h) “Federal Land Bank” means the Federal Land Bank constituted under           section 16; 
 
(i) “finance” shall have the same meaning as assigned thereto in the  Financial 
Institutions (Recovery of Finances) Ordinance, 2001 (XLVI of 2001); 
 
(j) “financial institution” shall have the same meaning as assigned thereto         in the Financial 
Institutions (Recovery of Finances) Ordinance, 2001 (XLVI of 2001); 
 
(k) “Fund” means Naya Pakistan Housing and Development Authority  Fund created 
under this Act; 
 
(1) “house finance” means finance provided by financial institutions to individuals for 
the construction, refurbishment or purchase of residential          houses, units or apartments 
or for purchase of residential plots and construction thereon; 
 
(m) “management association” means a body, association, trust, body corporate, society 
or any other entity, registered or otherwise, established and mandated by the 
Authority, in the prescribed manner,        for managing a scheme or part thereof; 
 
(n) “member” means a member of the Policy Board; 
 
(o) “Policy Board” means the Policy Board of the Authority constituted         under this Act; 
 
(p) “prescribed” means prescribed by rules or regulations under this Act; 
 
(q) “Patron” means the Patron of the Authority; 
 
(r) “Registrar” means a registrar appointed under Section­22 of this Act; 
 
(s) “Schedule” means a Schedule appended to this Act; 
 
 
(t) “scheme” means a scheme or schemes, plan, facility or project, on profit  or non­profit 
basis, comprising development or redevelopment of: 
(i) new or existing cities, towns and islands, or 
(ii) mix­use, housing, commercial and/or  public amenity plots,  buildings and/or 
units and related infrastructure, or 
(iii) infrastructure and services including transportation systems and        road networks, 
 
Page 6 of 25 
 
traffic management systems, healthcare facilities, educational facilities, 
recreational and cultural facilities, municipal and civic facilities and services, 
communications systems and  facilities, utilities infrastructure and network 
(including water supply, drainage, sewerage, sanitation), or 
(iv) energy generation, procurement, transportation, transmission and   distribution 
systems including for electric power (through any  energy source) and gas 
(LNG/RLNG, LPG etc.), or 
(v) industrial estates and parks, and 
(vi) all facilities, systems and works incidental or ancillary thereto,  planned, made, 
undertaken and/or supervised and/or approved  by the Authority under this Act. 
(u) “Secretary” means the Secretary of the Authority appointed in       accordance with 
section 6 (7) of this Act; 
(v) “section” means a section of this Act; and 
(w) “specified area” includes an area in which the Authority may pursue a  scheme; 
 
CHAPTER II 
 
INCORPORATION AND FUNCTIONS 
 
             4. Authority.— (1) The Patron shall, by notification in the official Gazette,   establish the Naya 
Pakistan Housing and Development Authority. 
 
            (2) The Authority shall be a corporation having perpetual succession, a common seal and may 
sue or be sued in the name mentioned in sub­section (i) of this section 4. 
 
             (3) The head office of the Authority shall be at Islamabad and the Authority  may establish regional 
and/or such offices in such other parts of Pakistan as it may deem necessary. 
 
             5. Functions of the Authority.— (1) The Authority as may be prescribed, shall:— 
 
(a) identify immovable properties and projects suitable for the development          of schemes; 
 
(b) recommend to the Federal Government to provide or procure immovable property 
or a project through any means permissible under law, including compulsory 
acquisition; purchase, lease or license through  private agreement; donation by any 
private party or any state land or project by any government or other public 
authority, on such terms as may be mutually agreed between the 1[Policy Board] 
and the relevant transferor or provider; 
 
(c) cause studies, surveys, experiments or technical researches to be  undertaken or 
contribute towards the cost of any such studies, surveys, experiments or technical 
researches, undertaken by any other entity; 
 
 
1Subs. by Act No. XXX of 2026, s.2. 
 
 
Page 7 of 25 
 
 
(d) if necessary, prepare and approve a master or site plan of a specified area 
containing zoning, spatial or town planning, infrastructure development, land use 
and building control regulations in consonance with the planning under the 
applicable building and town­planning dispensation; 
(e) undertake, design, approve and execute a scheme or schemes in specified areas; 
 
(f) prescribe transparent criteria and procedure for registration, membership, 
possession, transfer and cancellation of immovable property in a scheme; 
 
(g) facilitate the low income segment for availing housing under this Act  or any other 
specific programme or otherwise through the provision of  loans or other facilities; 
 
(h) develop procedures for allocation, allotment, lease or auction, if any,      of  any type 
of immovable property, including the procedure to transact or exchange the actual 
property or allotment/ allocation file thereof; 
 
(i) ensure maximum use of indigenous labour and construction material in the 
development of schemes; 
(j) formulate and, from time to time, vary the organogram, job descriptions, human 
resource policies and terms and conditions of employment of        all employees of the 
Authority; 
 
(k) create or abolish posts and oversee the performance of its employees; 
 
(1) take disciplinary action against employees in the prescribed manner; 
 
(m) establish committees for assistance and advice in relation to the performance of its 
functions and determine the membership and terms          of reference of a committee; 
 
(n) develop and maintain public amenities and common areas in a scheme; 
 
(o) maintain updated record of immovable property including title, leasehold rights, 
mortgage, easement, license, tenancy and possession thereof; 
 
(p) publish geo­tagged title, leasehold rights, mortgage and other rights or  interests in 
an immovable property on its website; 
 
(q) collect all levies, taxes, duties, fees and charges on the transfer, or  possession of 
an immovable property, or any encumbrance thereon,           under any law after agreeing 
on an arrangement with the relevant agency; 
 
(r) exercise control over maintenance of buildings, their common areas  and amenities 
in a scheme; 
 
(s) impose, levy and collect fines, fees, tolls, penalties, surcharges and charges as may 
be prescribed; 
 
(t) coordinate with similar agencies or bodies at the federal, provincial and local level 
 
Page 8 of 25 
 
for the achievement of the objectives of this Act; 
 
(u) to undertake schemes for the purposes of raising funds for various  objects of the 
Act including funding for subsidies in low cost housing  projects and creation of 
employment and opportunities; and 
(v) perform any ancillary functions or a function under this Act. 
 
2. The Authority, as may be prescribed, may.— 
 
(a) raise funds through any means considered appropriate in the circumstances 
including through real estate investment trusts, bonds, sukuk and other forms of 
finances obtained on the basis of participation term certificate (PTC), musharika 
certificates, term finance certificates (TFC) or any other financial or debt 
instruments or securities; 
 
(b) raise funds and obtain finance or loans from donor agencies, governmental bodies, 
and financial institutions, including on the security of its Fund or any portion thereof; 
 
(c) provide or facilitate and support the provision of finance, including  housing 
finance, for the achievement of the objectives of the Act; 
 
(d) generate electricity or obtain utilities in bulk or otherwise and carry out, maintain, 
arrange, manage and provide all facilities, services and utilities, including water, gas 
and sewerage in schemes; 
 
(e) manage and maintain utilities; 
 
(f) assign any function to a local government or local authority and vice versa on 
mutually agreed terms and conditions; 
 
(g) outsource any function through public private partnership or any other  mode; 
 
(h) hire or utilize services for undertaking of schemes including design, technical 
evaluation and monitoring thereof; 
 
(i) provide and release receipts, guarantees, indemnity bonds, cheques and enter into 
contracts, deeds, instruments, arrangements, joint  ventures and agreements with 
any person or grant concessions, for the working of the Authority, for the preparation, 
planning, development, execution, implementation and  maintenance of  schemes 
and for carrying out the purposes of this Act; 
 
(j) to set up agencies, companies, subsidiaries, trusts, societies, associations, 
joint­ventures (whether contractual or incorporated) or   any other vehicles for the 
purposes of carrying out its objectives; 
 
(k) incur any expenditure and procure plant, machinery, equipment,  instruments and 
necessary materials; 
 
(l) plan, approve and execute mergers and amalgamations with other housing schemes 
 
Page 9 of 25 
 
or cooperative housing societies subject to the approval   of the competent authorities 
of those housing schemes or housing societies for such merger or amalgamation; 
(m) impose, vary, and recover development charges and transfer fees in respect of any 
immovable property within any scheme; 
 
(n) lease, purchase, procure, sell, exchange, mortgage, rent out or otherwise  dispose of or 
deal with any property under the management and control       of  the Authority; 
 
(o) cancel or re­plan any scheme or part thereof; 
 
(p) do all such acts, deeds and things that may be necessary or expedient          for  the purpose 
of proper preparation, planning, development, execution, implementation, 
management and maintenance of schemes; 
 
(q) frame, amend or repeal service, conduct of business and other regulations 
necessary for carrying out the purposes of the Act; 
 
(r) make recommendations to the Patron for prescription of rules under    this Act; 
 
(s) institute, commence, prosecute, defend, compromise, settle any and   all actions, 
disputes, suits and legal proceedings whether civil or criminal before any court, 
tribunal, administrative body or authority; and 
 
(t) exercise any other power that is necessary for the performance of any function. 
 
(3) Except where any powers and functions of the Authority are specified   in this Act to be 
exercised or performed by the Policy Board or the Patron, all the   powers and discretions of the 
Authority shall be exercised, and the functions and  duties of the Authority shall be performed, by the 
Chairman. 
CHAPTER III 
 
PATRON, POLICY BOARD AND ADMINISTRATION 
 
               6. Patron and Policy Board.— (1) The Prime Minister of the Islamic Republic of Pakistan 
shall be the Patron of the Authority, who shall review the performance of the Authority and may, from 
time to time, give to the Authority general policy directions to implement the same, subject to the terms 
of this Act. 
 
              (2) The Patron shall, by notification in the official Gazette, constitute the   Policy Board 
comprising not less than five and not more than eleven members (including the Chairman), for a term 
of five years. In case of any casual vacancy, a  member (other than the Chairman) may, in the like 
manner, be nominated by the Patron for the remaining unexpired term of the outgoing member. 
 
              (3) The Chairman shall preside over the meetings of the Policy Board,  however, in his 
absence, a member nominated by the Chairman may so preside. 
 
               (4)  A member, unless disqualified under this Act from holding office, may be re­appointed by 
the Patron in the above manner, provided that no individual shall  serve for more than two consecutive 
terms as a member. 
 
               (5) Two thirds (2/3rd) of the members, including the Chairman [or his  nominee under 
 
Page 10 of 25 
 
sub­section (3) of this Section 6] present in person or through video­ conference or tele­conference, shall 
constitute the quorum for a meeting of the Policy Board. Subject to quorum, the decisions of the Policy 
Board shall be taken by   majority of the members present and voting, provided that in the event of a tie, 
the          Chairman [or his nominee under sub­section (3) of this Section 6 presiding at such  meeting] shall 
have a second and casting vote. 
 
              (6) The Policy Board shall meet at least once in every calendar quarter  and a meeting of the 
Policy Board shall be held on such date and at such time and  place, as the Chairman may determine. 
 
              (7) The Chairman shall appoint a Secretary of the Authority on such terms   and conditions as may 
be prescribed and who shall perform such functions as the Chairman may direct. The Secretary of the 
Authority shall also be the secretary of   the Policy Board and shall maintain or cause to be maintained, 
in the prescribed  manner, the record of each meeting of the Policy Board including the minutes of the 
meetings as approved by the Chairman. 
 
              (8) The Chairman may invite any person other than a member to attend a  meeting of the Policy 
Board for the purposes of advising or assisting the Policy  Board on any agenda item taken up for 
consideration at such meeting. 
 
              (9) A member may resign from his office at any time by writing under his  hand addressed to the 
Patron and such resignation shall be effective from the date   of its acceptance by the Patron. 
 
              (10) No act or proceeding of the Policy Board shall be invalid merely by    reason of any 
vacancy in or defect in the constitution of the Policy Board. 
 
               7. Disqualification of members. — The Patron shall not nominate a  person as a member, 
who:— 
(a) is or at any time, has been convicted of an offence involving moral       turpitude; 
 
(b) is or, at any time, has been adjudicated as an insolvent; 
 
(c) is found to be a lunatic or of unsound mind or otherwise physically incapacitated; 
or 
 
(d) is in a situation of irreconcilable conflict of interest with the Authority. 
 
             8. Removal of a member.— (1) The Patron may remove a member (including the Chairman) 
during the term of office, if such member is:— 
 
(a) disqualified from being a member; or 
 
(b) absent from three consecutive meetings of the Policy Board without   leave of  
absence from the Policy Board; or 
 
(c) found guilty of misconduct. 
 
             (2) The Patron shall not remove a member (including the Chairman) under         sub­section (1) without 
a show cause notice, provision of an opportunity of  hearing  and recording of reasons in writing. 
 
             
 
Page 11 of 25 
 
  9. Functions of the Policy Board. — (1) Subject to sub­section (1) of  section 6, the Policy 
Board shall have the responsibility of laying down the policies,           plans and guidelines for carrying out the 
purposes of this Act. 
              
 (2) Without prejudice to the generality of the functions, mentioned in sub­ section (1), the Policy 
Board shall— 
 
(a) establish and maintain strategic direction of the Authority; 
 
(b) oversee implementation of strategic objectives of the Authority; 
 
(c) monitor performance and review achievements of the Authority; 
 
(d) approve the audited accounts of the Authority; 
 
(e) arrange for, and oversee, the provision of funds for the Authority; 
 
(f) approve feasibility studies and proposals for development of scheme  or schemes 
in specified areas; 
 
(g) take measures for capacity building of the Authority for performing its     objectives 
under this Act; and 
 
(h) transact such other business of the Authority as the Patron or the    Chairman 
may place before it. 
              10. Chairman and Acting Chairman. — (1) The Patron shall appoint a       Chairman of the 
Authority on such terms and conditions as may be prescribed. 
 
              (2) The Chairman shall be a person of sound integrity and competence,  meeting one of the 
following:— 
(a) that he is a serving or retired officer of the Federal Government in the      BPS­22 or 
equivalent; or 
 
(b) that he is a serving or retired officer of the Armed Forces, not below   the rank of a 
Lieutenant­General or equivalent; 
 
Explanation: The serving officers from the civil bureaucracy and the       Armed 
Forces will be eligible to be appointed as the Chairman on  deputation or 
secondment basis, as per the applicable laws and rules; or 
 
(c) that he is an experienced professional or business person, not having        less than 
thirty years of experience in his field and possesses:— 
 
(i) a Masters  degree recognized  by the Higher Education  Commission of 
Pakistan, in the field of accounting, finance,  business administration, 
management, commerce, engineering, economics, planning, law; or 
 
(ii) the qualification of chartered accountancy, cost and management           accountancy, 
barrister­at­law, solicitor. 
 
              (3) The Chairman shall not be more than sixty two years of age on the date of first appointment 
as Chairman. 
 
Page 12 of 25 
 
 
                (4) The Patron shall constitute an evaluation committee, comprising a least         one Minister and at 
least two Secretaries, respectively, of the Federal Government, for the purposes of evaluating and 
recommending suitable candidates to the Patron       for appointment as Chairman. For this purpose, the 
evaluation committee shall, on behalf of the Patron, solicit applications from candidates through 
advertisement and       recommend at least three names to the Patron. If the Patron is not satisfied with the 
recommendations of the evaluation committee, he may require further  recommendations in the 
like manner. 
 
               (5) The Chairman shall, subject to this Act, hold office for a term of five  years and may be 
re­appointed by the Patron for an additional term of five years. 
 
  Explanation: In the event of reappointment as Chairman, sub­section (3)          of  this section, shall 
not apply. 
             (6) In case of death, resignation or removal of the Chairman the Patron shall, in his discretion, 
appoint an Acting Chairman to exercise the powers and  discretions and discharge the functions and 
duties of the Chairman under this Act,  till a new Chairman is appointed, which shall be done within 
three months of the occurrence of the vacancy. 
 
             (7) Immediately upon the notification of establishment of the Authority  under section 4 of this 
Act and pending appointment of the first Chairman, the Patron, in his discretion, may appoint an Acting 
Chairman to exercise the powers and discretions and discharge the functions and duties of the Chairman 
under this Act. 
 
Explanation: An Acting Chairman, appointed under this Act, shall not be  precluded from 
appointment as the permanent Chairman. 
 
            11. Functions and Powers of Chairman.—The Chairman shall be the chief executive officer 
of the Authority responsible for the management, administration and operations of the Authority and, 
subject to the provisions of this        Act, shall exercise all powers and discretions and perform all functions 
and duties of  the Authority under the Act. 
 
            12. Appointments of employees.— (1) The Authority may, in such manner and on such terms 
and conditions as may be prescribed by regulations,  appoint, remove and regulate the working of, the 
employees, consultants and advisers  of the Authority as may be necessary for purposes of this Act. 
 
            1[(2) Appointment by deputation to a post m ay be made by the Authority by selection from 
amongst the persons holding appointment on regular basis in any ministry, division, department, 
organization, etc. of the Federal Government in the same basic pay scale in which the post to be filled 
exists, subject to the condition that the person concerned possess es the qualifications and experience 
prescribed for initial appointment to the said vacant post and the terms and conditions of such 
deputation shall be such as may be settled prior to such appointment by the Authority with mutual 
consent of the borrowing mi nistry, division, department organization, etc. in accordance with their 
applicable rules and regulations for a period as mentioned in the Civil Servants Act, 1973 or rules 
made thereunder.] 
 
1Subs. by Act No. XXX of 2026, s.3. 
 
 
 
Page 13 of 25 
 
 13. Delegation of functi ons.—The Chairman may, through a written  order, delegate any 
powers, functions or duties of the Authority to any other employee   of the Authority and may at his 
discretion, through a written order, revoke and rescind such delegation. 
 
            14. Conflict of interest.—(1) A member of the Policy Board other than  the  Chairman, shall not 
directly or indirectly receive any remuneration for his position as the member except the reasonable 
expenses incurred by the member in the performance of duties under this Act and such fee for attending 
the meetings as may be prescribed. 
 
            (2) The pecuniary interests of the immediate family members or close  personal or business 
associates of a member or an employee of the Authority shall  also be considered to be the pecuniary 
interest of the member or employee. 
            (3) A member or an employee of the Authority shall be in conflict of interest if the member or 
employee:— 
(a) is an employee or a consultant of a business entity that has, or of a trade association 
of business entities that have, a substantial pecuniary              interest in any of the functions 
of the Authority; 
 
(b) owns, controls or has directly or indirectly more than ten per cent  equity in a 
business entity that has a substantial pecuniary interest in  any of the functions of 
the Authority; 
 
(c) receives more than twenty­five per cent of his individual income from     a business 
entity that has a substantial pecuniary interest in any of the functions of the 
Authority; or 
 
(d) benefits either directly or indirectly, financially or otherwise, from any other 
organization for being the member or employee of the Authority. 
 
             (4) An employee of the Authority shall disclose a potential, real or perceived  conflict of interest as 
soon as he becomes aware of the potential conflict, to the  Chairman. A member of the Policy Board 
(other than the Chairman) shall disclose a        potential, real or perceived conflict of interest as soon as he 
becomes aware of the        potential conflict, before the Policy Board or any of its committees seized of the 
matter. The Chairman shall disclose a potential, real or perceived conflict of interest  as soon as he 
becomes aware of the potential conflict, to the Patron. Any uncertainty or doubt on part of the disclosing 
party with respect to the existence of conflict of  interest shall be decided by the corresponding person 
or forum as applicable to whom disclosure is to be made in terms of this sub­section. 
 
             (5) A member shall not take part in the proceedings of the Policy Board in        which any question 
of conflict of interest of the member is on the agenda. 
 
             (6) The disclosure of conflict of interest and the decision of the Chairman,        Policy Board or the 
Patron, as the case may be, shall be specifically recorded in writing and form part of the records of the 
Authority. 
 
             15. Committees and sub-committees. —(1) The Chairman may constitute committees and 
sub­committees and assign specific tasks to the said  committees’ or sub­committees for efficient 
 
Page 14 of 25 
 
performance of the functions of the Authority. The committees or sub­committees, so constituted, shall 
perform their mandated tasks in the manner to be specified by the Chairman. 
            (2) A committee or sub­committee may comprise one or more members       of the Policy Board, 
employees of the Authority and/or such experts or persons as         the Chairman may consider appropriate for 
the relevant mandate of the said committee         or sub­committee. 
 
            (3) The committees or sub­committees, as applicable, shall submit their  reports to the  
Chairman. 
CHAPTER IV 
FEDERAL LAND BANK ETC. 
 
             16. Federal Land Bank.— (1) The Federal Government, on the recommendation of the 
Authority, shall constitute a Federal Land Bank and for  which it may arrange or procure immovable 
property for the purposes of a scheme        through any means permissible under law, including provision 
of state land by any  government or public department, authority, agency or any corporation or entity  
falling thereunder, on such terms as may be mutually agreed between the 1[Policy Board]  and the 
relevant transferor or provider; compulsory acquisition; purchase, lease or license through private 
agreement or donation by any private party, in the         prescribed manner. 
 
            (2) For the purposes of the Federal Land Bank, the Federal Government, Provincial 
Governments, Local Governments and all other public departments,  authorities, agencies and all 
corporations and entities falling thereunder shall cooperate       with the Authority to collect information of the 
immovable property owned or possessed        by them and to furnish the same in the manner as prescribed. 
 
            (3) The information collected under sub­section (2) of this section shall be       compiled and recorded 
by the Authority in hardcopies and software containing  requisite  details, maps and geo­graphical location 
of the immovable properties. 
 
            17. Vesting of Property.— Upon arrangement or procurement of immovable properties in 
terms of section 16, the relevant immovable property shall,         unless already so vested, vest in and belong to, 
the Federal Government. The Authority       shall, for and on behalf of the Federal Government, possess, 
control, manage and deal with all such immovable property for the purposes, and in accordance with the 
provisions, of this Act and any rules or regulations prescribed hereunder. 
 
           18.  Regulation of Transfers etc.— Dealings with immovable property in a scheme including 
transfer, lease, license or encumbrance of such immovable property may be restricted and controlled 
in such manner and on such terms and conditions as may be prescribed under this Act. 
 
CHAPTER V 
 
DEVELOPMENT OF SCHEMES AND PROCUREMENTS ETC. 
 
           19. Development of schemes.— The Authority shall prepare or cause        to be prepared feasibility 
studies for the development of a scheme or schemes and  determine the mode of development 
accordingly. 
 
          20. Procurement, Outsourcing and public private partnership etc.—(1) The Authority may 
outsource any of its activities, including development works, through any mode including public private 
partnership. 
 
 1Subs. by Act No. XXX of 2026, s.4. 
 
Page 15 of 25 
 
 
 (2)  Notwithstanding anything in the Public Private Partnership Authority Act, 2017 (Act No. 
VIII of 2017), any rules and regulations made thereunder or any similar laws, the Authority may, by 
regulations, prescribe the manner, methods and  procedures for undertaking public private partnerships 
under this Act and such prescribed conditions shall exclusively govern public private partnerships by 
the Authority. 
 
         (3)  Notwithstanding anything in the Public Procurement Regulatory Authority Ordinance 2002 
(Ordinance No. XXII of 2002), any rules and regulations       made thereunder or any  similar laws, the 
Authority may, by  regulations, prescribe  the manner, methods and procedures for undertaking 
procurements under this Act       and such prescribed conditions shall exclusively govern procurements by the 
Authority. 
 
          21. Re-development schemes.— (1) The Authority may undertake re­development (including 
renewal, re­construction, or upgradation) of whole or a  part of a scheme. 
          (2) The provisions of this Act for development of a scheme shall, with necessary changes, apply 
to re­development under sub­section (1). 
 
CHAPTER VI 
 
REGISTER OF TITLES 
 
          22. Registrar.— (1) The Authority may appoint one or more Registrars of titles for a specified 
area or part thereof on the terms and conditions as may be prescribed in the regulations. 
 
          (2) In the course of performance of  his duties under this Act, the Registrar  may exercise the 
powers of a civil court under the Code of Civil Procedure, 1908 (as enforced in the Province or territory 
of the relevant Registrar) for summoning  any person, document, enforcing attendance of any person or 
compulsory production          of any document or taking statement on oath. 
 
         23. Record of titles.— (1) The Authority may, in the prescribed manner  maintain the records of 
titles itself or outsource the same in the specified; area or part thereof, to a central depository company 
or any other similar entity. 
 
         (2) The Authority may link the record of titles in the specified area with    the record of the National 
Database and Registration Authority on mutually agreed  terms and conditions. 
 
          (3) The Authority shall maintain computerized record of titles which may be exhibited on the 
website of the Authority, in the prescribed manner. 
 
          24. Registration of Properties.— (1) Notwithstanding anything contained    in any other law, the 
Authority, as prescribed, may enter into arrangements to effect          registration and transfer of properties and 
maintain records in relation to any property or part there of falling in a scheme, with Provincial 
Governments, and where applicable,        Local Governments or other bodies. 
 
         (2) The certificate of title issued by the Registrar shall be deemed to  constitute a title document 
of the relevant immovable property. 
 
         (3) The Registrar shall maintain, accurately and completely the current  facts about each 
immovable property including certificate of title, leasehold rights,        mortgage, an easement, a right of 
occupation or any other right or interest which shall be available online on the website of the Authority 
 
Page 16 of 25 
 
with geo­tagged system, in  such manner as may be prescribed. 
 
          (4) The Registrar may issue certified copies of certificates of title in the  prescribed manner. 
 
CHAPTER VII 
 
HOUSE FINANCE AND MORTGAGES 
 
           25. House finance for a scheme. — (1) Where house finance has been  provided by a financial 
institution for immovable property in a scheme pursuant to an  arrangement between the Authority and the 
financial institution, all disputes between  the financial institution and the relevant borrowers in the scheme 
shall, notwithstanding           anything contained in any other law, be adjudicated upon by the Adjudicator. 
The process and requirements for lodging and adjudication of a claim before the Adjudicator  shall be 
prescribed through regulations. 
 
           (2) Any party aggrieved of the final judgment of the Adjudicator under  sub­section (1) may, 
within thirty days of the final judgment, file an appeal before the Appellate Tribunal. The process and 
requirements for lodging and adjudication  of an appeal before the Appellate Tribunal shall be prescribed 
through regulations. 
 
           (3) An appeal to the Supreme Court from a final judgment or order of the        Appellate Tribunal shall 
lie only if the Supreme Court grants leave to appeal. 
 
           26. Process for Mortgage and Auction. — Where house finance for immovable property in a 
scheme is or is proposed to be secured through mortgage     of such immovable property, the manner, 
method and procedure for creation and  registration of such mortgage, determination of liability, 
valuation of mortgaged  property, fixation of reserve price, auction, bidding and sale of mortgaged 
immovable  property shall be as prescribed. 
 
CHAPTER VIII 
 
COMMON PROPERTY 
 
           27. Common property.— (1) The common property/common areas in a  scheme (including 
common areas in buildings) shall remain vested in the Federal  Government. The Authority shall 
control, manage and deal with all such common           property/common areas for and on behalf of the Federal 
Government, for the purposes        of this Act. 
 
           (2) The Authority may delegate and regulate the management of the common property/common 
areas in a scheme in the prescribed manner. Without prejudice to the generality of the foregoing, such 
prescription may provide for the  establishment (including incorporation), composition, regulation, 
operations, powers           and functions and dissolution of management associations by whatever name called. 
 
CHAPTER IX 
 
TAXES, FEES AND CHARGES 
 
            28.  Authority to be exempt from taxation.— (1) Notwithstanding anything contained in any 
other law, for a period of five years starting from the date  of notification under sub­section (1) of section 
4, the Authority shall be exempt from  income tax. 
 
            (2) The Federal Government through a notification in the official Gazette   may extend the 
exemption mentioned in sub­section (1) of this section to such extent           and on such terms and conditions, 
 
Page 17 of 25 
 
as it may deem fit. 
 
            29. Authority to collect property tax. — The Authority or, if authorized   by the Authority, 
management association shall collect property tax, if any, and the Authority shall enter into an 
arrangement with the concerned government for sharing         of proceeds of the property tax collected from 
a scheme. 
 
            30. Authority to levy fee and charges.— The Authority shall fix fees or  charges for rendering 
of any service in a scheme including registration fee, water rate, sanitation fee, solid waste management 
fee, development or re­development charge and maintenance fee or any other fees, dues and charges. 
 
            31. Additional charge or surcharge.— If a person fails to pay a tax,       fee or charge to the 
Authority, the Authority may in the prescribed manner, but  subject to the terms of  arrangement with 
the concerned government, levy and collect       additional charge and surcharge for non­payment of dues 
within the specified time. 
CHAPTER X 
 
OFFENCES, ENFORCEMENT AND ADJUDICATION 
 
            32. Penalty.— (1) If a person contravenes any provision of this Act, or any rules or regulations 
made under this Act, he shall, if no other penalty is provided         for such contravention, be punishable with 
imprisonment for a term which may extend to one year or with fine which may extend to two hundred 
thousand rupees         or with both. 
 
             (2)  The magistrate competent to try an offence under sub­section (1) may try the offence in a 
summary manner in accordance with the provisions of  sections 260 to 265 of the Code of Criminal 
Procedure, 1898 (V of 1898). 
 
            33. Offences and cognizance.— (1) If a person commits an offence specified in— 
 
(a) Part­A of the Schedule, such person shall be liable to imprisonment  for a term 
which may extend to seven years or fine which may extend  to five hundred 
thousand rupees or with both and where an accused was directed by the Authority 
for immediate discontinuance of the offence, the court may impose a further fine 
which may extend to fifty thousand rupees for every day for the period the accused 
has persisted in the offence from the date of its commission; and 
 
(b) Part­B of Second Schedule, he shall be liable to imprisonment for a  term which 
may extend to three years or fine which may extend to  one hundred thousand 
rupees or with both and where an accused was directed by the Authority for 
immediate discontinuance of the offence,  the court may impose a further fine which 
may extend to ten thousand       rupees for every day for the period the accused has 
persisted in the offence from the date of its commission. 
 
            (2) An offence punishable under sub­section (1) shall be cognizable on a          complaint in writing of 
an employee authorized by the Authority to the officer incharge of the police station. 
 
            34. Offences to be cognizable and bailable.— Notwithstanding anything  contained in the Code 
of Criminal Procedure, 1898 (Act V of 1898), offences under           this Act shall be bailable and cognizable by 
the magistrate first class on the complaint          of an employee authorized by the Authority. 
 
           35. Offences by companies.— (1) Where an offence under this Act has   been committed by a 
 
Page 18 of 25 
 
company, every person who at the time of commission of offence was in charge of and was responsible 
for the conduct of its activities shall   be deemed to be guilty of the offence and shall be liable to be 
proceeded against under this Act. 
 
           (2) Nothing contained in this section shall render any such person liable if  it is proved that the 
offence was committed without the person’s knowledge or that      such person exercised due care to 
prevent the commission of the offence. 
 
             36. Administrative penalties.— (1) An Adjudicator may, in the prescribed manner, issue 
directions to any person for compliance with any provision of this Act,  the rules or regulations within the 
time and in the manner specified in such directions. 
 
            (2) If a person fails to comply with any direction of the Adjudicator within       such time as may be 
specified in such direction or where violation is declared as grave under the regulations, the Adjudicator 
may pass one or more of the following  orders, namely:— 
(a) direct the delinquent person to pay a fine as administrative penalty which may extend 
to one hundred thousand Rupees and in case the failure continues, with an additional 
fine which may extend to five  thousand Rupees for every day during which such 
failure continues after the direction to pay fine for the first such failure is passed; 
 
(b) direct initiation of prosecution against the delinquent person for the  offence under 
section 33; 
 
(c) seal (for a specified or unspecified period) the immovable property  where violation 
of this Act, rules or regulations has taken place; 
 
(d) direct the relevant employee of the Authority, a civic or utility agency to stop or 
discontinue the provision of municipal or utility services to  the immovable property in 
occupation of the delinquent person till such        time as the violation continues; 
 
(e) direct removal or construction of any structure by the Authority; 
 
(f) direct the enforcement inspector to dispossess an unauthorized occupant from an 
immovable property and hand over peaceful possession of the property to the person 
entitled to the possession of  the property; and 
 
(g) direct cancellation of lease or allotment of the delinquent person and  resumption of 
possession of the immovable property by the Authority. 
 
           (3) The Adjudicator shall take cognizance of a case on the report of an enforcement inspector or 
an employee authorized by the Authority which shall contain          documentary evidence of the violation and 
identification of the delinquent person. 
 
            (4) The Adjudicator shall not pass any final direction or order without  issuing a show­cause 
notice in writing and affording an opportunity of hearing to the delinquent person, in the prescribed 
manner. 
 
            37. Administrative penalty and offence.— (1) A person, on whom an administrative penalty 
is imposed under section 36, shall not be prosecuted for an        offence in respect of the same incident that 
gave rise to imposition of the administrative       penalty unless the Adjudicator directs prosecution of the 
 
Page 19 of 25 
 
person. 
 
            (2) A person charged with an offence may also be subject to an administrative  penalty in respect of 
the same incident that gave rise to the charge of the offence. 
 
            38. Enforcement inspectors.— (1) The Authority shall devise and implement enforcement 
plans regarding the observance of this Act, rules and regulations. 
 
             (2) The Authority shall designate enforcement inspectors for the implementation of the 
enforcement plans in such manner as may be prescribed under the regulations. 
 
             (3) The enforcement inspectors shall exercise such powers, in such manner  and to such extent as 
is provided in this Act or as may be prescribed in the rules or  regulations. 
 
             (4) The Authority may, for discharge of its functions under this Act, seek         assistance and support 
from law enforcement agencies and other public bodies who shall provide all such assistance and 
support. 
             39. Power to enter.— (1) Subject to any rules or regulations, an enforcement inspector may, 
whenever it is necessary for purposes of this Act and at        all reasonable times, enter upon any immovable 
property and— 
(a) make inspection, survey, measurement, valuation or enquiry; 
 
(b) take levels; 
 
(c) dig or bore into sub­soil; 
 
(d) set out boundaries and intended lines of work; 
 
(e) mark such levels, boundaries and lines by placing marks and cutting          trenches; 
 
(f) take electronic or other evidence; and 
 
(g) do such other acts or things as may be prescribed. 
 
              (2)  An enforcement inspector shall not enter any immovable property except; 
 
(a) with the consent of the occupant and with prior written notice specifying  date and time 
of inspection; or 
 
(b) when directed by a court or Adjudicator; or 
 
(c) without notice to prevent any disaster in an emergency. 
 
              40. Ejectment of unauthorized  occupants. — (1) Subject to an opportunity of hearing, the 
Chairman, enforcement inspector or any other authorized     officer of the Authority may summarily eject 
any person in unauthorized occupation  of any immovable property under the management or control of 
the Authority and        may for such ejectment use such force as may be necessary. 
 
             (2) Subject to an opportunity of hearing, the Chairman enforcement  inspector or any other 
 
Page 20 of 25 
 
authorized officer of the Authority, on his own motion or on  the application of the lawful occupier of 
an immovable property, summarily eject    any person in unauthorized occupation of such immovable 
property in a scheme and         may, for such ejectment, use such force as may be necessary. 
 
            (3) Nothing contained in sub­sections (1) and (2) shall prohibit the  Chairman, enforcement 
inspector or any other authorized officer of the Authority to  proceed against such person on commission 
of an offence, as provided in the Act. 
 
             41. Adjudicator.— (1) The Authority shall appoint one or more Adjudicators        for a specified area 
and if the Authority appoints more than one Adjudicators for a specified area, it shall specify 
jurisdiction of each Adjudicator. The qualifications  and terms and conditions of appointment as 
Adjudicator shall be prescribed through  regulations. 
 
            (2) The Adjudicator shall hear and decide a case referred to him by the  Chairman, Registrar or 
an enforcement inspector under this Act, rules or regulations. 
             
 42. Inquiry and decision.— (1) The Adjudicator may— 
 
(a) conduct an inquiry in any case; 
 
(b) while inquiring into a case, exercise powers of a civil court under the            Code of Civil 
Procedure 1908 (Act V of 1908) in respect of  the following          matters: 
 
(i) summon and enforce attendance of a person, compel a person  to give oral or 
written evidence on oath and to produce a document or any other material; 
 
(ii) receive evidence on affidavit; 
 
(iii) requisition information from any office; and 
 
(iv) issue summons for witnesses or documents. 
 
             (2) The Adjudicator shall execute his decisions as if he is a civil court under the Code of Civil 
Procedure, 1908 (Act V of 1908) or may direct an enforcement inspector to execute the decision in the 
manner mentioned in the direction. 
 
             (3) During the course of any proceedings before him, and before passing       a final order, the 
Adjudicator may pass such interlocutory orders as he may consider          appropriate in the circumstances. 
 
             43. Review.— If no appeal is filed under section 45 against any decision      of the Adjudicator, 
the Adjudicator may, at any time, review his decision to correct      any error or on proof of any other 
sufficient cause justifying review of the decision. 
 
             44. Recovery of dues. — (1) If a person fails to pay any amount due to  the Authority or a 
mortgagor fails to repay house finance in accordance with Section 25, the Adjudicator shall, on a 
reference from an authorized employee of  the Authority or the financial institution, as applicable, 
recover the amount due  from the person or mortgagor as arrears of land revenue under the Land 
Revenue Act, 1967 (XVII of 1967). 
 
               
 
Page 21 of 25 
 
(2) In exercise of powers under this section, the Adjudicator shall exercise any power of collector 
under the Land Revenue Act, 1967 (XVII of 1967). 
 
              45. Appeals.— (1) A person aggrieved from any final direction, decision or order of an 
Adjudicator may, within thirty days from the date of communication of  the same, file an appeal before an 
Appellate Tribunal of the Authority. 
 
              (2) The Appellate Tribunal shall be constituted and shall discharge its  functions in the 
prescribed manner. 
 
              (3) An appeal to the Supreme Court from a final judgment or order of the Appellate Tribunal 
shall lie only if the Supreme Court grants leave to appeal. 
 
                 46. Bar of jurisdiction.— Notwithstanding anything provided in any other      law for the time 
being in force, but save as expressly provided in this Act— 
 
(a) no court or other authority whatsoever shall have jurisdiction to  entertain, or to 
adjudicate upon, any matter which the Authority, the          Chairman, the Registrar or 
a Adjudicator, enforcement inspector or  any other person is empowered by or 
under this Act, or the rules or  regulations framed thereunder, to dispose of or to 
determine; 
 
(b) the validity of anything done or an order passed by the Authority, the       Chairman, 
the Registrar or a Adjudicator, enforcement inspector or  any other person 
empowered by or under this Act, or the rules or  regulations framed thereunder, 
shall not be called in question in any  manner whatever before or by any court or 
other authority  whatsoever; and 
 
(c) no court or other authority whatsoever shall be competent to grant any injunction 
or pass any other order in relation to any proceedings  under this Act or any rules 
or regulations framed thereunder before  the Authority, the Chairman, the Registrar 
or  a  Adjudicator, enforcement  inspector or any other person empowered by or 
under this Act, or the  rules or regulations framed thereunder. 
 
CHAPTER XI 
 
FINANCIAL PROVISIONS 
 
                47. Fund.— (1) The Authority shall establish a fund to be known as Naya Pakistan Housing 
and Development Authority Fund to be administered and       controlled by the Authority. 
 
                (2) The Fund shall consist of— 
 
(a) funds, loans or grants provided by the Federal Government or a  Provincial 
Government; 
 
(b) grants and loans negotiated and raised or otherwise obtained by the Authority; 
 
(c) fee, charges, rentals, tolls, fines and other moneys received or collected by the 
 
Page 22 of 25 
 
Authority; 
 
(d) income from the lease or sale of the property; 
 
(e) funds from, bonds, sukuk and other forms of finances obtained on the basis of 
participation term certificate (PLC), musharika certificates, term finance 
certificates (TFC) or any other financial or debt instruments or securities issued 
by the authority; and 
 
(f) all other sums received by the authority. 
 
               (3) The fine imposed or the fee charged under this Act, the rules or regulations shall, on 
receipt or recovery, be deposited in and shall form part of  Naya Pakistan Housing and Development 
Authority Fund. 
 
               (4) The Authority shall meet all its expenses from the Fund and shall exercise prudence in its 
expenditures from the Fund. 
               48. Bank accounts. — The Authority may open and maintain its bank  accounts at such 
scheduled banks as may be prescribed and until so prescribed, as         the Chairman may determine. 
 
               49. Budget and accounts.— (1) The Chairman shall cause to be prepared  the budget of the 
Authority for each financial year commencing on first day of July       of a year and ending on thirtieth day 
of June of the succeeding year. 
 
              (2) The Chairman shall approve the budget at least forty five days prior to  the commencement 
of a financial year. 
 
              (3) The accounts of the Authority shall be maintained in such manner as         may be prescribed. 
 
              50. Audit.— (1) The Chairman shall appoint a firm of chartered accountants, which is placed 
in category ‘A’ by State Bank of Pakistan, for the annual audit of the accounts of the Authority. 
 
              (2) The auditors appointed under sub­section (2) shall submit the audit report to the Chairman 
and the Chairman shall cause the same to be placed before  the Policy Board for approval. 
 
CHAPTER XII 
 
MISCELLANEOUS 
 
             51. Duty to assist the Authority.— (1) The Authority may in the performance of its functions 
seek assistance of any office, authority or agency working under the Federal Government, a Provincial 
Government or a local government. 
 
(2) The office, authority or agency shall comply with the direction of the Authority under 
sub­section (1) unless, for reasons to be recorded in writing and  within thirty days of the direction, an 
officer not below the rank of head of the office, authority or agency requests the Authority to place the 
matter before the Chairman        whose decision, on such matter, shall be final. 
 
              
 
Page 23 of 25 
 
 52. Authentication of instruments of Authority.— All orders, decisions    and other 
instruments of the Authority shall be authenticated by the signature of the  Chairman or any other 
employee of the Authority authorized by the Chairman. 
 
             53. Annual report.— (1) The Authority shall, within three months of the      end of a financial 
year, submit to the Patron art annual report. 
 
            (2) The Annual report under sub­section (1) shall consist of.— 
 
(a) the statement of accounts and audit reports of the Authority; 
 
(b) a comprehensive statement of the work and activities of the  Authority during the 
preceding financial year and its proposed  projects; and 
 
(c) such other matters as may be prescribed or as the Authority  may consider 
appropriate. 
 
 
              54. Public servants.— The Chairman, a member, Adjudicator, enforcement  inspector, Registrar 
and an employee, expert or consultant of the Authority shall  when acting or purporting to act in 
pursuance of any of the provisions of this Act, be  deemed to be public servants within the meaning of 
section 21 of the Pakistan Penal  Code, 1860 (Act XLV of 1860). 
 
             55. Immunity.—No suit, prosecution or any other legal proceedings shall lie against the 
Chairman, a member, Adjudicator, enforcement inspector, Registrar or an employee, expert or 
consultant of the Authority, in respect of anything done or  intended to be done in good faith under this 
Act. 
 
             56. Act to prevail over other laws.— (1) In the event of any conflict or  inconsistency between 
the provisions of this Act and the provisions of any other law,  the provisions of this Act shall, prevail to 
the extent of such conflict or inconsistency. 
 
             (2) If an instrument is required to be registered under this Act as also under any other law, the 
instrument shall only be registered under this Act. 
 
              57. Rules.— The 1[Federal Government] may, on the recommendation of the Authority  and 
by notification in the official Gazette, make rules for carrying out the purposes  of this Act. 
 
              58. Regulations.— Subject to this Act and any rules prescribed hereunder,  the  Authority  may, 
by notification in the official Gazette and publication on its website,         make regulations, to give effect to the 
provisions of this Act. 
 
             59. Removal of Difficulties.— If any difficulty arises in giving effect to  any provision of this 
Act, the Authority may, at any time, make such order, not  inconsistent with provisions of this Act and 
any rules made hereunder, as may appear        to it to be necessary for the purpose of removing the difficulty. 
 
1Subs. by Act No. XXX of 2026, s.5. 
 
 
Page 24 of 25 
 
   60. Savings.— Notwithstanding the provisions of this Act, all actions taken  and decisions made 
by the Government for providing housing and real estate  development and other activities related to 
land and construction through the Naya Pakistan Housing and Development Authority till the 
enactment of this Act shall        continue and be deemed to have been validly made under the provisions of 
this Act. 
 
SCHEDULE 
 
[see section 33] 
 
LIST OF OFFENCES 
 
Part­A 
 
1. Discharging any dangerous chemical, inflammable, hazardous or  offensive article in 
any drain, or sewer, public water­course or land in  a scheme in such manner as causes 
or is likely to cause danger to  persons passing by or living or working in the 
neighbourhood, or risk or  injury to property or causing harm to the environment. 
 
2. Failure of industrial or commercial concerns or such property holders         to provide adequate 
and safe disposal of affluent or prevention of their  mixing up with the water supply or 
sewerage system. 
Part­B 
 
3. Wilfully obstructing any officer or servant of the Authority or any person authorized to 
exercise powers conferred under this Act. 
 
4. Failure to deliver back possession of property to the Authority on  expiration or 
cancellation of lease or allotment or exemption of immovable property. 
 
5. Doing an act without license, approval or permission when the doing  of such act requires 
a license or permission under any of the provisions          of the Act, the rules or regulations 
hereunder. 
 
6. Violation of the master plan, building plan or sanctioned site development            scheme including 
the plans and schemes sanctioned under the repealed enactments, allotting, selling or 
using the land for the purpose other  than the approved layout plan. 
 
7. Erection or re­erection of any structure which is not approved or  authorized by the 
Authority. 
 
8. Changing or converting into any other use any portion of a commercial or residential 
building or area specified or earmarked for public parking  or amenities. 
 
 
9. Establishing any parking stand on any property or on any open space            and public park or 
land managed, maintained or controlled by the Authority. 
 
10. Establishing temporary shops or running any restaurant or vending  stalls for eatables, 
wooden khokas or any sort of commercial activity         on any road, street, footpath, public 
place, over a drain, or any other   property managed, maintained or controlled by the 
Authority. 
 
Page 25 of 25 
 
 
11. Obstructing or tampering with any road, street, drain or sewer pipe or pavement or 
tampering with any main pipe, meter or any apparatus or  appliance for the supply of 
water or sewerage system or laying out a           drain or altering any drain in a street or road. 
 
 
12. Connecting any house drain with a drain in a public street without  approval of the 
Authority. 
 
13. Drawing off, diverting or taking any water except with the permission  required under this 
Act, rules or regulations. 
 
14. Willfully causing damage, or allowing damage to be caused to any  property managed, 
maintained or controlled by the Authority, or which  is intended to be managed, maintained 
or controlled by the Authority, or unlawfully converting it to his own or any other 
person’s use. 
 
15. Refusal or willfully neglecting to provide any officer or servant of the Authority with the 
means necessary for entering into any premises for the purpose of collecting any 
information or making an examination or        enquiry in relation to any matter under the Act, 
rules or regulations. 
 
16. Without lawful excuse, failing or refusing to comply with any direction          or order issued by 
the Authority under this Act. 
 
17. Unauthorized occupation immovable property in a scheme. 
 
18. Attempting to commit or abetting the commission of an offence  punishable under this 
Act. 
 
___________ 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  RGN Dated: 07-04-2026
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Section 10

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3. Definitions.— In this Act,— (a) “Acting Chairman” means the Acting Chairman of the Authority appointed in terms of sub­sections (6) or (7), respectively, of section 10; (b) “Adjudicator” means an Adjudicator of the Authority appointed in accordance with section 41; (c) “Appellate Tribunal” means the Appellate Tribunal of the Authority established pursuant to this Act; (d)

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Section 41

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appointed in terms of sub­sections (6) or (7), respectively, of section 10; (b) “Adjudicator” means an Adjudicator of the Authority appointed in accordance with section 41; (c) “Appellate Tribunal” means the Appellate Tribunal of the Authority established pursuant to this Act; (d) “Authority” means Naya Pakistan Housing and Development Authority established under this Act;

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Section 38

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irman” means the Chairman of the Authority; (g) “enforcement inspector” means an employee of the Authority designated as enforcement inspector in accordance with section 38; (h) “Federal Land Bank” means the Federal Land Bank constituted under section 16; (i) “finance” shall have the same meaning as assigned thereto in the Financial Institutions (Recovery of Finances) Ordinanc

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Section 16

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the Authority designated as enforcement inspector in accordance with section 38; (h) “Federal Land Bank” means the Federal Land Bank constituted under section 16; (i) “finance” shall have the same meaning as assigned thereto in the Financial Institutions (Recovery of Finances) Ordinance, 2001 (XLVI of 2001); (j) “financial institution” shall have the same meaning as assigned

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Section 6(7)

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ndertaken and/or supervised and/or approved by the Authority under this Act. (u) “Secretary” means the Secretary of the Authority appointed in accordance with section 6 (7) of this Act; (v) “section” means a section of this Act; and (w) “specified area” includes an area in which the Authority may pursue a scheme; CHAPTER II INCORPORATION AND FUNCTIONS 4. Authority.—

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Section 4

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(2) The Authority shall be a corporation having perpetual succession, a common seal and may sue or be sued in the name mentioned in sub­section (i) of this section 4. (3) The head office of the Authority shall be at Islamabad and the Authority may establish regional and/or such offices in such other parts of Pakistan as it may deem necessary. 5. Function

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Section 6

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rms as a member. (5) Two thirds (2/3rd) of the members, including the Chairman [or his nominee under Page 10 of 25 sub­section (3) of this Section 6] present in person or through video­ conference or tele­conference, shall constitute the quorum for a meeting of the Policy Board. Subject to quorum, the decisions of the Policy Board shall be taken by majority of the membe

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Section 6

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hall be taken by majority of the members present and voting, provided that in the event of a tie, the Chairman [or his nominee under sub­section (3) of this Section 6 presiding at such meeting] shall have a second and casting vote. (6) The Policy Board shall meet at least once in every calendar quarter and a meeting of the Policy Board shall be held on such date and at

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Section 6

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nity of hearing and recording of reasons in writing. Page 11 of 25 9. Functions of the Policy Board. — (1) Subject to sub­section (1) of section 6, the Policy Board shall have the responsibility of laying down the policies, plans and guidelines for carrying out the purposes of this Act. (2) Without prejudice to the generality of the function

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Section 4

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ch shall be done within three months of the occurrence of the vacancy. (7) Immediately upon the notification of establishment of the Authority under section 4 of this Act and pending appointment of the first Chairman, the Patron, in his discretion, may appoint an Acting Chairman to exercise the powers and discretions and discharge the functions and duties of the Chairman under th

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Section 16

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nd geo­graphical location of the immovable properties. 17. Vesting of Property.— Upon arrangement or procurement of immovable properties in terms of section 16, the relevant immovable property shall, unless already so vested, vest in and belong to, the Federal Government. The Authority shall, for and on behalf of the Federal Government, possess, control, manage and dea

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Section 4

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pt from taxation.— (1) Notwithstanding anything contained in any other law, for a period of five years starting from the date of notification under sub­section (1) of section 4, the Authority shall be exempt from income tax. (2) The Federal Government through a notification in the official Gazette may extend the exemption mentioned in sub­section (1) of this section to such extent

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Section 33

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es after the direction to pay fine for the first such failure is passed; (b) direct initiation of prosecution against the delinquent person for the offence under section 33; (c) seal (for a specified or unspecified period) the immovable property where violation of this Act, rules or regulations has taken place; (d) direct the relevant employee of the Authority, a civic or utility agency

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Section 36

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linquent person, in the prescribed manner. 37. Administrative penalty and offence.— (1) A person, on whom an administrative penalty is imposed under section 36, shall not be prosecuted for an offence in respect of the same incident that gave rise to imposition of the administrative penalty unless the Adjudicator directs prosecution of the Page 19 of 25 person.

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Section 45

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Adjudicator may pass such interlocutory orders as he may consider appropriate in the circumstances. 43. Review.— If no appeal is filed under section 45 against any decision of the Adjudicator, the Adjudicator may, at any time, review his decision to correct any error or on proof of any other sufficient cause justifying review of the decision. 44.

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Section 25

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44. Recovery of dues. — (1) If a person fails to pay any amount due to the Authority or a mortgagor fails to repay house finance in accordance with Section 25, the Adjudicator shall, on a reference from an authorized employee of the Authority or the financial institution, as applicable, recover the amount due from the person or mortgagor as arrears of land revenue under the Land

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Section 33

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ment Authority till the enactment of this Act shall continue and be deemed to have been validly made under the provisions of this Act. SCHEDULE [see section 33] LIST OF OFFENCES Part­A 1. Discharging any dangerous chemical, inflammable, hazardous or offensive article in any drain, or sewer, public water­course or land in a scheme in such manner as causes or is likel

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Provisions explicitly cited in other instruments 1

Section 21 of Pakistan Penal Code, 1860

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nt of the Authority shall when acting or purporting to act in pursuance of any of the provisions of this Act, be deemed to be public servants within the meaning of section 21 of the Pakistan Penal Code, 1860 (Act XLV of 1860). 55. Immunity.—No suit, prosecution or any other legal proceedings shall lie against the Chairman, a member, Adjudicator, enforcement inspector, Registrar or an employee, expert or consulta

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